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Coles Landlord Insurance allows you to insure only the building, or solely the contents, or take out a combined building and contents policy. Plus, Coles also offer a range of optional benefits specifically designed to meet the needs of landlords, offering cover from tenant-related risks such as damage caused by tenants and loss of rent.
Contents Only | Building Only | |
---|---|---|
Fire | ||
Flood | ||
Storm | ||
Accidental glass breakage | ||
Lighting or thunderbolt | ||
Theft or attempted theft | ||
Earthquake | ||
Impact | ||
Bursting, leaking, discharge or overflowing | ||
Vandalism and malicious acts | ||
Animal damage | ||
Explosion | ||
Riots or civil commotion | ||
Removal of debris | ||
Professional fees | ||
Keys & lock replacement | ||
Legal liability |
Here are some general exclusions for Coles Landlord insurance policies:
The excess is the amount you have to pay to contribute towards the cost of your Home claim. Increasing the excess you are willing to pay may reduce your premium. The excesses that apply to your individual policy will be shown on your schedule.
If you are claiming for home building and contents, and the excesses are a different amount, you will be required to pay the higher excess, not both excesses.
If you need to make a claim on your Coles Home Insurance policy, contact the dedicated claims team as soon as possible – you can lodge a claim online 24/7. Provide full details of the incident and you will be given a claims number and advised of the next steps.
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