We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
AON is a global professional services firm that provides liability, car, travel and home insurance to thousands of people across Australia. AON landlord insurance is designed to protect your property and the contents inside it from fire, theft and other types of damage. It currently provides two types of landlord insurance, one of which lets you tailor cover to your specific needs.
We don't currently have this brand on our panel. But don't fret! You can head to the EBM website or compare a bunch of other landlord insurance companies with Finder.
Policies you can get through AON
AON offers two types of landlord insurance policies. Here's what they do.
Rental Protection Plus Advantage
Rental Protection Plus Advantage includes set cover for your property's contents (worth up to $50,000) and loss of rent as an optional extra. You can also get cover for malicious and accidental damage and legal liability for up to $20 million if someone tries to sue you. This policy comes with a basic excess of $100.
Rental Protection Plus
This is a landlord insurance policy that lets you choose what you're covered for, including building insurance. The cost of a policy will depend on what you want covered and the excess you choose.
Compare the main policies
The table below outlines some of the main benefits included with AON landlord insurance policies.
|Insured event||Rental Protection Plus Advantage||Rental Protection Plus|
|Malicious & Accidental Damage||$50,000||$50,000|
|Damage by pets||$2,500||$2,500|
Here are some more benefits you'll get with an AON policy.
|More benefits||Rental Protection Plus Advantage||Rental Protection Plus|
|Illegal Drug Protection||$20,000||$20,000|
The table below outlines the optional add-ons with AON policies. By paying extra each month you can get protected for the following:
|Optional add-ons||Rental Protection Plus Advantage||Rental Protection Plus|
|Loss of Rent||Up to $50,000 (Max of 25 weeks)||Up to $50,000 (Max of 25 weeks)|
|Rent Default & Theft|
AON's excess explained
An excess is an amount that you need to contribute whenever you make a claim. All insurers generally require you to pay an excess. With an AON landlord insurance policy, the standard excess is usually $100. It may differ if you buy a Rental Protection Plus policy.
If you need to make a claim for damage or loss because of an earthquake, it's likely that you'll have to pay an additional excess of $250 on top of the standard excess. You might find that you have to pay additional excesses for other reasons but this should be outlined in your Certificate of Insurance.
Claiming with AON
- Information about what happened and when it occurred
- To keep damaged items if possible to be inspected
- Receipts, invoices, credit card statements, if possible
- Photo evidence
- Your policy number and other personal information
Frequently asked questions
More guides on Finder
First home buyer’s e-course Module 2: Get your free money
As a first home buyer, what grants, incentives and discounts are available to you? How much can you save – and how do you get your free money?
Which insurers are doing health cards in Apple Wallet?
Australian iPhone users can finally access digital health insurance cards, but only some funds are offering them.
ANZ Rewards Platinum – Exclusive Offer
This card offers a competitive rewards program, 150,000 bonus ANZ Reward Points, a first-year annual fee waiver and a range of complimentary insurance covers.
Eviction moratorium for NSW renters and $1,500 grants for landlords
NSW renters will be offered protection from being evicted, while landlords can access up to $1,500 in grants for providing discounted rent.
Farm insurance can provide the protection Australian farmers need. It can include ✓ building insurance ✓ crop insurance ✓ livestock insurance
Lying for their life: 3.8 million Australians are untruthful on life insurance applications
Millions of Australians have told a fib in order to get a discount on their life insurance policy, according to new research by Finder.
Boost your 2021 tax return: Top tips for a bigger refund
It's tax time! Finder's money writers share their tips to claim deductions on everything from your home office, car and insurance to your mortgage.
Has your income increased in 2021? Here are 3 things you should know
SPONSORED: If you landed a pay rise in the past few months, there are a few things you should think about.
Picking your first super fund this year? 6 things you should know
SPONSORED: Instead of taking the first one that's offered to you, why not figure out which super fund is actually best for you? You'll thank yourself later.