Allianz Landlord Insurance review

Allianz’s Landlord Insurance can cover your investment property and the contents you provide for your tenants’ use, if you choose. There’s also an optional cover, called Rent Default by Tenant, to help keep rental income disruption to a minimum.

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Peta Taylor

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Our verdict

Pros

  • Covers equivalent weekly rent for up to 12 months if the property becomes uninhabitable after an insured event. Other limits apply.
  • The optional rebuild safety provides an additional 30% of your buildings sum insured if your sum insured is exceeded due to damage caused by an insured event.
  • You can pay your premium monthly at no extra cost.

Cons

  • Domestic workers compensation is not covered.

Compare Allianz Landlord Insurance

Allianz Landlord Insurance covers the cost of loss or damage to your investment property and the contents you provide for your tenant.

Finder Score Tenant Default and Damage Loss of Rent Accidental Damage Sum Insured Safeguard Cooling-off Period
Allianz Landlord Insurance logo
9.1 Excellent
Allianz Landlord Contents Insurance
9.1 Excellent

Optional

Up to 12 months and up to an additional $25,000 when you have contents cover and your property is in a strata development.
21 days
View details
Compare product selection
Allianz Landlord Insurance logo
8.6 Great
Allianz Landlord Building Insurance
8.6 Great

Optional

Up to 12 months and up to an additional 10% of buildings sum insured.
Optional
21 days
View details
Compare product selection
Allianz Landlord Insurance logo
8.7 Great
Allianz Landlord Building and Contents Insurance
8.7 Great

Optional

Up to 12 months and up to an additional 10% of buildings sum insured when you have buildings cover.
Optional
21 days
View details
Compare product selection
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Finder Score for landlord insurance

Finder Score assesses more than 40 home and contents landlord insurance products for their price and features, assigning each product a score out of 10.

Read the full methodology

What additional cover options are available?

  • Motor burnout. Covers electrical current damages to your property’s electrical motors if they are under 10 years old.
  • Rent default by tenant: Covers up to $10,000 of lost rent per period of insurance caused by listed rent default events. You must have a valid rental agreement and collected all bond monies. Allianz will pay for loss of rent up to 15 weeks, or you get another tenant, payment of rent recommences, or rental agreement ends.
  • Rebuild safety net: This cover can be added when you have buildings cover and meet certain eligibility criteria. Covers up to an additional 30% of buildings sum insured for repair or replacement if loss or damage is caused by an insured event and sum insured is exceeded.

How to make a claim

Allianz has 24/7 claims support so you can submit a claim at any time, any day. This can be done online or via the phone; 131013.

FAQs

Sources

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Publisher of Insurance

Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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