The ahm Health Insurance Hub

With ahm, You're Good

ahm is a health insurer that may help you get the cover you need with the flexibility you want.

1This guide is presented by ahm and Finder. As the winner of Finder's Provider of the Year - Health Fund, ahm offers straightforward cover with a range of cover options that might suit your lifestyle. To learn more about ahm, you can check out Finder's handy review of its products and services.

For more than 50 years, ahm has been helping Australians make easier decisions about their health insurance. So on this page, you'll find a range of resources to help you make more informed choices when it comes to your health insurance!

Whether you've been with ahm for years, are taking out health insurance for the first time or are thinking about making the switch, you'll find a range of handy tools.

Learn more about ahm


Explore a range of cover with ahm

🏥Hospital

Most hospital cover with ahm also includes Accident Override. So if you are injured in an accident that requires immediate medical treatment in hospital, you may be able to access ahm benefits for treatments that aren't normally covered under your policy.^ This may help support you while you get the care you need to recover.

🛡️Extras

ahm offers options to suit a range of extras needs, including dental, orthodontics, optical, physio, counselling and much more. Plus, as an ahm member, you can also score a great range of perks.

⚕️Combined cover

Opting for combined cover with ahm may allow you to choose your level of cover across a range of different needs to suit your circumstances, both now and into the future. Just mix and match your preferred levels of hospital and extras cover to best suit your lifestyle.

^ Waiting period of 1 day applies. Accidents are unplanned or unforeseen events resulting in bodily injury that require immediate medical treatment in a hospital. Excludes claims covered by third parties.


Finder Awards badge

Congratulations, ahm!

ahm was a big winner in the 2026 Finder Provider of the Year Awards.

  • Winner, Provider of the year - Health Fund

Learn more about ahm

Articles and resources

Below, you'll find a range of articles and videos about health insurance and ahm. Make sure you check back regularly to see the latest updates!

2:14

Learn more about cover with ahm

8 of 8 results
Treatments Price
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
$22.60
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
  • Eye excluding cataracts
  • Pain management
  • Gynaecology
  • Lung and chest
$19.06
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
core hospital (basic+)
Basic$750 excess
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
$20.52
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
starter bronze
Bronze$750 excess
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
$21.37
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
core bronze plus
Bronze$750 excess
  • Joint reconstructions
  • Ear nose and throat
  • Blood
  • Back neck and spine
$27.34
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
essentials silver plus
Silver$750 excess
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
$27.57
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
core silver plus
Silver$750 excess
  • Lung and chest
  • Back neck and spine
  • Cataracts
  • Joint replacements
$41.61
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
advanced hospital gold
Gold$750 excess
  • Cataracts
  • Joint replacements
  • Palliative care
  • Pregnancy and birth
$83.79
per week
Go to SiteView details
Compare product selection
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Showing 8 of 8 results
10 of 16 results
Treatments Price
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
$3.72
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
$3.06
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
value extras
Extras cover
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
$7.80
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
$9.82
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
$10.35
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
black 60
Extras cover
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
$10.36
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
$10.37
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
$12.74
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
$12.80
per week
Go to SiteView details
Compare product selection
ahm health insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
$13.49
per week
Go to SiteView details
Compare product selection
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Showing 10 of 16 results
5 of 5 results
Treatments Price
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
$27.70
per week
ENDS SOON!
$300
$300
VISA CARD REWARD
1
Click here
2
Buy an eligible ahm policy
3
Get card from Finder
Ends by. T&Cs apply.
+
Intro offer: Get 6 weeks free. For new joins on eligible combined hospital & extras. T&Cs apply.
Go to SiteView details
Compare product selection
ahm health insurance logo
Hospital
Extras
$35.61
per week
ENDS SOON!
$300
$300
VISA CARD REWARD
1
Click here
2
Buy an eligible ahm policy
3
Get card from Finder
Ends by. T&Cs apply.
+
Intro offer: Get 6 weeks free. For new joins on eligible combined hospital & extras. T&Cs apply.
Go to SiteView details
Compare product selection
ahm health insurance logo
lite flexi bronze plus
Bronze$750 excess
Hospital
Extras
$41.89
per week
ENDS SOON!
$300
$300
VISA CARD REWARD
1
Click here
2
Buy an eligible ahm policy
3
Get card from Finder
Ends by. T&Cs apply.
+
Intro offer: Get 6 weeks free. For new joins on eligible combined hospital & extras. T&Cs apply.
Go to SiteView details
Compare product selection
ahm health insurance logo
classic flexi silver plus
Silver$750 excess
Hospital
Extras
$51.29
per week
ENDS SOON!
$300
$300
VISA CARD REWARD
1
Click here
2
Buy an eligible ahm policy
3
Get card from Finder
Ends by. T&Cs apply.
+
Intro offer: Get 6 weeks free. For new joins on eligible combined hospital & extras. T&Cs apply.
Go to SiteView details
Compare product selection
ahm health insurance logo
deluxe flexi silver plus
Silver$750 excess
Hospital
Extras
$64.57
per week
ENDS SOON!
$300
$300
VISA CARD REWARD
1
Click here
2
Buy an eligible ahm policy
3
Get card from Finder
Ends by. T&Cs apply.
+
Intro offer: Get 6 weeks free. For new joins on eligible combined hospital & extras. T&Cs apply.
Go to SiteView details
Compare product selection
loading
Showing 5 of 5 results
Image: @Latino Life via Canva.com
Tom Goodwin's headshot
Written by

Editor

Tom Goodwin is the commercial content editor for Finder. With more than a decade of experience in the field, he's worked for a variety of high-profile publications and clients, including Reader's Digest, MPA, Insurance Business and HRD Magazine. See full bio

Tom's expertise
Tom has written 364 Finder guides across topics including:
  • Commercial content

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