3 things to look for when choosing health insurance extras

With ahm, you can choose from a wide range of extras cover designed to suit a range of healthcare needs.
Sponsored by ahm. ahm offers straightforward health insurance with hospital and extras cover options that might suit your lifestyle.
1. Look for an award-winning provider
When it comes to picking a health insurance provider, you want one that inspires confidence.
That's why it's worth looking at the awards they've earned; they're a mark of trust from Finder's experts and customers alike.
And so congratulations must go to ahm!
Because this year, ahm has won Finder's Health Fund Provider of the Year Award.
Keeping an eye out for these sorts of awards can help you make a more informed decision about your policy provider.

Congratulations, ahm!
ahm was a big winner in the 2026 Finder Provider of the Year Awards.
- Winner, Provider of the year - Health Fund
Learn more about ahm
2. Look for a fund with a broad range of cover
When Finder researchers were choosing the Provider of the Year for health funds, they noted that ahm offered a great range of cover options that may suit a variety of lifestyles.
There are options to suit both simple and complex health insurance needs, across hospital, extras and combined hospital and extras cover.
Depending on the level of cover you choose, you can get access to extras such as dental, orthodontics, optical, Chinese medicine, counselling and much more.
You can see the full range on the ahm website.
As a member, you can also get access to a range of perks, including:
- Free 6-month National Pickleball League membership1
- 2-for-1 tickets on Fridays at HOYTS2
- A range of savings at Specsavers
- Discounts on other kinds of ahm insurance, like travel and pet insurance.
Features like this can make all the difference between providing cover and providing an award-winning level of cover.
One respondent to this year's survey summed it up thusly:
"Great value health insurance that can be tailored to meet your specific needs."
3. Look for a fund that customers love
When you pick a health insurance fund, you want to make sure it's going to deliver on service when you need it.
So it makes sense to look for a fund with a good reputation for customer service and positive feedback.
After all, part of the criteria for a Finder Award is customer satisfaction, with customer ratings making up 50% of a fund's final Provider of the Year Score.
"ahm is really easy to work with and making claims is never hard for me, they have great customer service and are always helpful," said one respondent in this year's research.
"Good service, easy claims process, excellent digital access," noted another.
Speedy correspondence was also singled out by a respondent.
"They have [a] great response time for claims and enquiries."
Keeping an eye out for a provider that customers love can help you make a more informed decision when it comes to your own health insurance.
Learn more about extras cover with ahm
Disclaimers
- The free six-month membership to the National Pickleball League is available to eligible ahm members with hospital only, extras only, hospital and extras, or ambulance only cover. Offer ends 30 June 2026. To find out more, visit ahm.com.au/pickleball.
- Limit of one transaction per eligible ahm member per day. Limit of six free tickets per transaction. Valid until 16 October 2026.