Best Home Insurance - Comprehensive
Honey won this year's Finder Award because it covers more than the majority of insurers and comes with higher limits. Its home and contents policy comes with automatic flood cover, up to $20,000 towards your home office contents, $6,000 towards jewellery and you can pay monthly at no extra cost. You also get smart sensors (worth $250) when you sign up to help detect and prevent household accidents.
Highly commended
ANZ home and contents insurance ranked in second-place for comprehensiveness out of the 21 policies we analysed. It is the only policy to automatically include full building replacement if your home is totally destroyed.
AAMI ranked in third-place out of the 21 policies we analysed. It covers the essentials including fire, flood and storm surge but is typically cheaper than other policies.
Best Home Insurance - Value
Budget Direct's won this year's Finder Award for value because it provides a similar level of cover to other brands but at a lower price. According to our 2023 research, the average policy costs $1,365 per year. That's cheaper than 20 other insurers including QBE, Kogan and Youi.
Highly commendedAAMI came in second-place for value out of the 21 policies we analysed. At an average of $1,188 per year, it offered the cheapest home and contents policy according to our research.
ING came in third-place out the 21 policies we analysed. Its policies are issued by Auto & General, the same as Budget Direct, which means it offers a very similar level of cover.
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