Honey won this year's Finder Award because it covers more than the majority of insurers and comes with higher limits. Its home and contents policy comes with automatic flood cover, up to $20,000 towards your home office contents, $6,000 towards jewellery and you can pay monthly at no extra cost. You also get smart sensors (worth $250) when you sign up to help detect and prevent household accidents.
Finder Home Insurance Awards 2023
Our experts compared 21 policies, 504 features and got over 300 quotes to help you find the best home insurance products of 2023.
Best Home Insurance - Comprehensive
ANZ home and contents insurance ranked in second-place for comprehensiveness out of the 21 policies we analysed. It is the only policy to automatically include full building replacement if your home is totally destroyed.
AAMI ranked in third-place out of the 21 policies we analysed. It covers the essentials including fire, flood and storm surge but is typically cheaper than other policies.
Best Home Insurance - Value
AAMI came in second-place for value out of the 21 policies we analysed. At an average of $1,188 per year, it offered the cheapest home and contents policy according to our research.
ING came in third-place out the 21 policies we analysed. Its policies are issued by Auto & General, the same as Budget Direct, which means it offers a very similar level of cover.
Meet our experts
Senior Writer, Insurance
Gary is Finder's insurance expert. He's responsible for scoring all of the features we analyse that determine the award winners.
Insights Analyst, Finder Awards
Saranga is responsible for gathering the data that fuels the Finder Awards. He ensures our winners are based on facts, not biases.
Publisher, Home Insurance
Jess is Finder's home and travel insurance publisher. She works closely with the editorial team and makes sure you get to hear about all of the winners.
- Home insurance methodology
- Home insurance 2023 Finder Awards
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