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With a competitive rate and a maximum insured loan to value ratio of 95%, this loan is a good low deposit home loan. It also comes with few fees and a 100% offset account as well.
Here's how our expert analysts assessed the Best Low Deposit Home Loan (Owner-Occupier Variable) category to pick the 2020 winner.
Products were selected from the broader market that met these criteria:
Scores were awarded out of 10 for each product metric, based on how each metric compares to the other products in a given category.
Scores for each metric were then weighted:
Tiebreakers were ranked by the lowest interest rate in Q4.
Product must be available at the time of award announcement.
Products were analysed and compared to the market on the following dates:
Products must have been in the market for at least two of the four quarters, including the most recent quarter.
Quarters were weighted as follows unless otherwise stated (with Q4 being the most recent quarter):
For products only available in three quarters, the weighting is as follows:
For products only available in two quarters, the weighting is as follows:
Need an owner-occupier home loan? Compare rates, understand home owner tax rules and more.
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