In this guide

  • Our verdict
  • Details
    • Product details
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.
Block Earner
Finder score
Regulator registration
Supported assets
Fiat currencies
This is not an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade or use any services.

Our verdict

Trade, save and borrow with a Block Earner account

Block Earner offers a suite of products for cryptocurrency investing, including an exchange, yield-earning accounts, crypto-backed loans and support for self managed super funds (SMSFs).

Setting up and verifying an account can be completed in a few minutes. Once approved, you’re ready to trade on the exchange or start earning yield.

The platform has over 300 popular cryptos for trading including Bitcoin, Ethereum, Dogecoin and Polygon.

The charting is not as comprehensive as some other exchanges and does not support built-in candlestick charts, indicators or advanced order types. That said, it offers a streamlined UI, historical pricing data and market data provided by CoinMarketCap. This information is displayed in AUD and is well-suited to long-term traders or investors.

Block Earner’s suite of products includes a unique way for investors to earn yield on their digital assets. By depositing USD Coin (USDC), Bitcoin (BTC) or Ethereum (ETH) into Block Earner DeFi Access, you’ll receive a compounding yield – generated via the popular DeFi lending protocol, Aave. Your funds will also be available to withdraw to AUD at any time.

You’re also able to borrow AUD using your Bitcoin or Ethereum as security. Crypto-backed loans between AUD$50-$250,000 are available on the Block Earner platform with a fixed rate and 12-month terms.

Block Earner is registered with the Australian Transaction Reports and Analysis Centre (AUSTRAC) and also allows you to pay your bills using cryptocurrency.

If you’re looking to trade cryptocurrency, earn yield on your crypto or are interested in managing your own super, Block Earner provides a convenient way to manage your assets from a single platform.


  • Borrow against BTC and ETH. Borrow up to $250,000 AUD using your crypto as a security. T&Cs apply.
  • Popular cryptos supported. Trade 300+ popular cryptos and manage your portfolio on the go.
  • Regulator registered. Block Earner is AUSTRAC registered as a digital currency exchange and independent remittance provider.
  • Earn yield on your assets. You can use Block Earner DeFi Access to generate compounding yield on selected cryptos and withdraw funds to AUD at any time.
  • Easy transactions. Manage everyday transactions and send AUD instantly with Block Earner Cash.


  • Limited advanced features. The trading interface is less comprehensive than some exchanges, and there are no advanced charting or order types.
  • Counterparty risk. Block Earner DeFi Access is not a traditional savings account and your funds are not insured the way a bank account is.

In this guide

  • Our verdict
  • Details
    • Product details
  • Your reviews
  • Ask a question


Product details

Product Name Block Earner
Fiat Currencies AUD
Cryptocurrencies BTC, ETH, XRP, BNB, DOGE, ADA, XLM, SHIB, APE, TRX & 326 more
Deposit Methods Bank transfer
Trading Fee 0.3 – 0.6%
Deposit Fees AUD - None
Cryptocurrency - None
Withdrawal Fees AUD - None
Cryptocurrency - Fees vary

Ratings breakdown: How we scored Block Earner

Supported cryptocurrencies ★★★★★
Transferring money or assets ★★★★★
Fees and costs ★★★★★
Ease of use ★★★★★
Customer service ★★★★★
Features ★★★★★
Staking/earn ★★★★★
Trustworthiness/security ★★★★★

How we rate our crypto exchanges and platforms

Finder's editors objectively assess each platform across a spectrum of performance metrics using a system of 1 to 5 stars, which are designed to help you assess a crypto platform's strengths and weaknesses. You can read our full methodology for more information.

Our score and selection of the best crypto exchanges is based on the same criteria as our annual Crypto Trading Platform Awards, updated by our editorial team throughout the year to reflect changes in the market.

About Block Earner

Block Earner is a blockchain-powered fintech headquartered in Sydney, Australia. The company was founded in 2021 by crypto entrepreneurs Charlie Karaboga and Jordan Momtazi and backed by leading VCs, including Coinbase Ventures, Longhash and Sequoia Capital.

The team at Block Earner strives to deliver financial services at the convergence of traditional and decentralised applications. Its vision and mission are to help make money borderless, frictionless and accessible through blockchain technology while allowing customers freedom of funds.

“Money as we know it is evolving, so we built Block Earner, to give everyday Aussies (and then the world) greater access to the utility of this new era in finance.

Since day one, we’ve been laser-focused on giving our users more transparency and freedom around how their money is stored, moves and grows.” – Charlie Karaboga, Block Earner CEO

Block Earner supported assets

Block Earner supports over 335 cryptocurrencies. In total, Block Earner carries 18 of the top 20 cryptos by market cap.

Popular assets on Block Earner
Bitcoin (BTC)
Ethereum (ETH)
Tether (USDT)
Solana (SOL)
does not support
Lido Staked Ether (STETH)
Dogecoin (DOGE)
does not support
Toncoin (TON)
Shiba Inu (SHIB)
Cardano (ADA)
Avalanche (AVAX)
Chainlink (LINK)
Wrapped Bitcoin (WBTC)
Polkadot (DOT)
Bitcoin Cash (BCH)
NEAR Protocol (NEAR)
Uniswap (UNI)

Block Earner fees review

Deposit and withdrawal fees

Transaction type Fee
Deposit funds AUD - None
Cryptocurrency - None
Withdraw funds AUD - None
Cryptocurrency - Fees vary

Block Earner uses a maker taker fee structure for spot market trading. Instant purchases incur a separate Stablecoin 0.3% fee.

Type Fee
Maker Stablecoin 0.3%
Other crytpocurrency: 0.6%
Taker Stablecoin 0.3%
Other crytpocurrency: 0.6%

Maker fee explained. A maker fee is the fee charged when you propose an order for other traders to take. In other words, this fee is charged when you place a limit order to sell an asset, but that order is not filled immediately.

Taker fee explained. A taker fee is a fee charged when a buy order is matched immediately with a sell order on the books. This is the fee charged when you place a market buy order.

Block Earner deposit methods

  • Bank transfer
  • Cryptocurrency
  • PayID

How to sign up on Block Earner

Before you can get started trading on Block Earner, you'll have to go through a Know Your Customer (KYC) verification process (which usually involves proof of identification).

  1. Get started
    Visit Block Earner's site. After selecting the Get Started button, fill in the create account form.
  2. Set up payment
    Before you can start trading, you have to add your bank account to your Block Earner account. There are several options to choose from, so choose the option most compatible.
  3. Provide identification
    Before you can make withdrawals and increase your transaction limits, you must submit proof of address and some additional identification. Use either a passport or a driver's license for this.
  4. Start trading
    After all that is processed, you're ready to trade on Block Earner.

About the Block Earner app

The Block Earner mobile is available on both Apple and Android devices. All of the same features offered on the desktop version are supported on mobile devices, including buying and selling, save and earn accounts and instant AUD deposits and withdrawals via bank transfer or PayID.

Once your account is verified and you've downloaded the app, you're ready to go. It offers a streamlined UI to make investing, saving and sending money on the go beginner-friendly and convenient.

Block Earner app screenshots

App store Rating Total reviews
Google Play 3 stars 7 reviews with 500 downloads
Apple Store 4.4 stars 18 reviews

Is Block Earner safe?

Block Earner is AUSTRAC registered as a digital currency exchange and independent remittance provider.

Like all digital currency exchanges, assets held on Block Earner are at risk of hacks or theft.

The company was sued by the Australian Securities and Investments Commission (ASIC) in November 2022. ASIC stated that Block Earner provided unlicenced fixed-yield earning products and that consumers lacked crucial financial safeguards.

Since this time, Block Earner has reviewed and updated its products to comply with Australian regulatory guidelines.

Past hacks. Block Earner has never experienced a hack, security breach or loss of customer assets.

Security audits. Block Earner DeFi Access provides users with one-click access to the well-known DeFi lending platform, Aave. As a result, customers who utilise this feature may be exposed to potential smart contract vulnerabilities.

Smart contracts are self-executing pieces of code and carry the inherent risk of containing bugs or exploits that could be exploited by malicious actors, potentially leading to the loss of crypto assets within the affected protocol.

To mitigate this risk, Block Earner requires that Aave and all other third-party partners verify that the smart contract has undergone an audit. This is considered standard practice for reputable DeFi projects to ensure the security of their smart contracts.

User verification. Block Earner uses extensive security protocols to verify users and prevent unauthorised access to users funds. They enforce a strict 2FA system for withdrawals and use biometrics and transaction monitoring to prevent unauthorised withdrawals incase your account is compromised.

Insurance. Block Earner is not a bank and customer funds are not insured by the Financial Claims Scheme (FCS) in the same manner as assets held in a traditional bank account.

Keeping your crypto secure

All centralised exchanges, including Block Earner, are vulnerable to counterparty risks like hacking, theft and insolvency. Using a self-custodial or hardware wallet is widely accepted as the best way to improve the security of your funds. We've shared some of our top picks below.

Ledger Nano X Wallet

Trezor Model T Wallet

Go to site
Go to site

Supported assets


Supported assets


Price (USD)


Price (USD)


Block Earner customer support

Block Earner is highly rated on Trustpilot, with an average of 4.7 stars. The majority of customers were satisfied with the platform services, customer support, fast verification and instant cash withdrawals.

Although one customer raised concerns regarding their investment's transparency, Block Earner responded and explained in detail where and how the platform's yield is generated.

Block Earner can be reached through a contact form or live chat on their website. When we tested the live chat we received a reply within minutes by their team based in Sydney.

How to reach Block Earner customer support

  • Live chat

Alternatives to Block Earner

1 - 3 of 27
Name Product Deposit methods Fiat currencies Cryptocurrencies Offer Disclaimer Link
Bank transfer, Credit card, Cryptocurrency, Debit card, PayID



Get $20 in BTC when you make a deposit. T&Cs apply.
Go to site

Capital at risk

View details
Finder Award
Bank transfer, Credit card, Cryptocurrency, Debit card, PayID



Go to site

Capital at risk

View details
Bank transfer, Credit card, Cryptocurrency, Debit card, P2P



Get $20 in Bitcoin when you successfully refer a friend. Ends 31 May. T&Cs apply.
Go to site

Capital at risk

View details
Disclaimer: Star ratings are only displayed for products with 10 or more reviews.

Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

Ask a question

Ask a question

James Finder


Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.

Go to site