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The open road is full of dangers, from inattentive drivers to kangaroos darting in front of your vehicle. Sometimes disaster is unavoidable, and if your caravan is ruined, you might be stranded far from home.
With RACT caravan insurance, you can venture far afield with your caravan or trailer, knowing that you’re covered for the worst.
RACT offers two types of comprehensive insurance, both of which include legal liability of $20 million. You can take this out on your caravan or your trailer (including box, car or boat trailer, or horse float). Both insurance types offer the benefits outlined in the table below.
Features | Caravan insurance | Trailer insurance |
---|---|---|
Accidental loss or damage | ||
Legal liability, $20 million | ||
New caravan or trailer after a total loss | ||
Transport of your damaged caravan/trailer | ||
Emergency repairs | ||
Caravan/trailer contents replacement | ||
Cover transfer to a replacement caravan/trailer |
As with any insurance policy, you aren’t covered for every possible situation. RACT will not compensate you for damage or loss caused under the following circumstances:
In the event that you have to make a claim, some excess charge will apply. RACT has several excess categories that apply depending on the situation:
It’s possible you won’t have to pay an excess if you are not at fault for an accident, or the theft of or malicious damage to your caravan. This only applies if you can provide the name, address and registration of the person responsible.
In the event of an incident:
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