Live Rate
Refreshing in: 60s | Fri, Dec 13, 07:29AM GMT
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Fee-free transfers in 30+ currencies to over 200 countries.
The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.
Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.
Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options. Our foreign exchange experts offer a best rate guarantee, are ASIC authorised and never charge transfer fees.
They can help you with all your needs including:
Australian dollar
| Currency: | Australian Dollar |
| Currency Symbol: | $ |
| Sub unit: | cents |
| Bank notes: | $5, $10, $20, $50, $100 |
| Coins: | 5c, 10c, 20c, 50c, $1, $2 |
Hong Kong dollar
| Currency: | Hong Kong Dollar |
| Currency Symbol: | $ |
| Sub unit: | cent |
| Sub unit symbol: | c |
| Bank notes: | $10, $20, $50, $100, $150, $500, $1,000 |
| Coins: | 10c, 20c, 50c, $1, $2, $5, $10 |
| Australian dollars (AUD) | Hong Kong dollars (HKD) |
|---|---|
| $1 | 0 |
| $100 | 0 |
| $500 | 0 |
| $1000 | 0 |
| $1500 | 0 |
| $2500 | 0 |
| $5000 | 0 |
These tips can help you find the best exchange rate for when you transfer your Australian dollars into Hong Kong dollars:
You may have noticed the actual exchange rate differs from the rate you get once you've exchanged the money.
For example, say today's quoted exchange rate is $1 to HKD$5.72. You go to an ATM in Kowloon and withdraw money using your Australian bank card. On the receipt, you see the exchange rate differs from the rate you see online. It's $1 to HKD$5.3827, meaning you're losing more money in the exchange than the first rate. There's also the bank's fee added on at the end, resulting in a smaller amount of HKD for you.
This is referred to as the "spread" or "margin" – the difference between the mid-market rate you see on Google or XE, and what you actually get when you transfer money. Some providers offer lower fees but weaker exchange rates, while others charge no fees but profit from the margin between its rate and the mid-market rate. It's important to keep an eye on both when deciding how to transfer your money.
Tips on how to save on currency exchange fees
While there's no guarantee when it comes to an exchange rate forecast, there are factors that can give you hints. Staying up to date with financial news, interest rate movements and import/export figures in both Australia and Hong Kong will help you gauge the strength and performance of each country’s economy.
Monitoring political developments can help; new governments could have new economic policies, while political unrest can devalue a currency. Reviewing the history of how AUD trades with HKD can also reveal patterns.
| Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 AUD = | 7.0805 Inverse: 0.1412 | 7.6674 Inverse: 0.1304 | 7.8445 Inverse: 0.1275 | 8.1481 Inverse: 0.1227 | 7.0098 Inverse: 0.1427 | 6.4105 Inverse: 0.1560 | 5.5699 Inverse: 0.1795 | 5.7822 Inverse: 0.1729 | 5.8610 Inverse: 0.1706 | 5.6193 Inverse: 0.1780 |
| Feb 11 | Mar 14 | Apr 14 | May 15 | Jun 15 | Jul 16 | Aug 16 | Sep 16 | Oct 17 | Nov 17 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 AUD = | 5.5423 Inverse: 0.1804 | 5.5481 Inverse: 0.1802 | 5.6234 Inverse: 0.1778 | 5.4367 Inverse: 0.1839 | 5.3787 Inverse: 0.1859 | 5.4845 Inverse: 0.1823 | 5.3188 Inverse: 0.1880 | 5.3654 Inverse: 0.1864 | 5.3536 Inverse: 0.1868 | 5.3338 Inverse: 0.1875 |
| Dec 03 | Dec 04 | Dec 05 | Dec 06 | Dec 07 | Dec 08 | Dec 09 | Dec 10 | Dec 11 | Dec 12 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 AUD = | 5.3637 Inverse: 0.1864 | 5.3624 Inverse: 0.1865 | 5.3493 Inverse: 0.1869 | 5.3560 Inverse: 0.1867 | 5.3560 Inverse: 0.1867 | 5.3521 Inverse: 0.1868 | 5.3441 Inverse: 0.1871 | 5.3309 Inverse: 0.1876 | 5.3648 Inverse: 0.1864 | 5.4062 Inverse: 0.1850 |
There are three main options to choose from, depending on what you're after. For a more detailed view, check out our guide on sending money from Australia to Hong Kong.
You want a more competitive exchange rate and lower fees than a bank transfer. Providers also offer more flexible maximum and minimum transfer limits.
You want an immediate transfer and don't want to wait to be verified. In that case, consider a transfer through your bank or to a cash pick-up location.
You need the money to be transferred immediately, such as in an emergency. It can also be helpful if the person you're sending to doesn't have a bank account or mobile wallet.
You have the option to find a better rate with a money transfer specialist or if your recipient doesn't have access to one of the cash pick-up locations.
You want the convenience of sending money from your existing bank account, without having to register and be verified by a specialised money transfer service. Your bank can usually also help set up regular transfers.
You want a more competitive exchange rate and fewer fees.
