Ria Australia international money transfers

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Send cash pick-up or bank account transfers to more than 145 countries around the world.

  • Good for sending money to a wide variety of countries and for paying through bank transfer, card or cash at an agent.
  • Be wary of high fees if you pay by card. Not so great for sending larger amounts.

AUD 2

Min. Transfer Amount

AUD 4,999

Max. Transfer Amount

1 - 2 days

Transfer Speed

Details

Product NameRia Money Transfers
Min. Transfer AmountAUD 2
Max. Transfer AmountAUD 4,999
Transfer MethodsOnline, Agent, Bank Account to Bank Account, Cash Transfer
Transfer OptionsRegular payments, One off payments
Transfer Speed
Minimum transfer time
1 - 2 days
Customer ServicePhone, Email, Branch
Available CurrenciesAED, ALL, AMD, ARS, AUD, BAM, BBD, BDT, BGN, BHD, BOB, BRL, CAD, CHF, CLP, CNY, COP, CRC, DJF, DOP, DZD, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KGS, KHR, KMF, KZT, LAK, LBP, LKR, LRD, MAD, MDL, MMK, MNT, MRO, MXN, MYR, MZN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SEK, SLL, SRD, THB, TJS, TND, TOP, TRY, TTD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, XAF, XOF
Online Transfer FeeAUD 15
Exchange Rate UpdatesDaily

Ria exchange rates and fees

The exchange rate you get includes a mark-up which Ria applies to the mid-market exchange rate. Ria offers a "Price Calculator" feature on its website which can be used to check the current customer rates available. It's also worth remembering that the exchange rates listed online are different to those available at Ria stores.

Transfer fees with Ria vary depending on the amount you're sending, the country you're sending it to and how you'll pay for your transfer. Transfers paid for using a credit card tend to be the most expensive, with bank transfers a much cheaper option.

Calculate how much sending money overseas would cost with Ria by using our tool below. You can also check out the real-time exchange rate Ria offers and if there are any additional fees.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 2 1 - 2 days AUD 15.00 0.665 USD
655
Show details

Compare up to 4 providers

The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

Check out the latest discounts and special offers from Ria

Available currencies

Ria allows you to send money transfers to more than 145 countries. Supported currencies include:

  • CNY Chinese yuan
  • EUR euro
  • GBP British pound
  • INR Indian rupee
  • PHP Philippine peso
  • PKR Pakistani rupee
  • THB Thai baht
  • USD US dollar

You can see the full list of Ria's supported currencies above.

What types of transfers can you make with Ria?

In Australia, Ria supports three transfer types:

  • Cash pick-up transfers. You can send a quick cash transfer which your recipient can then collect from their nearest Ria agent location on the same day. Ria has 350,000+ locations in 149 countries.
  • Bank deposit transfers. Ria allows you to send a bank deposit to accounts held with most major banks around the world. You'll need to provide your recipient's bank account details in order to send this type of transfer.
  • Home delivery transfers. This service allows you to have the money you send delivered to your recipient's home or office by courier. These transfers are available when you're sending money to Armenia, Hungary, Morocco, Vietnam, the Philippines, the Dominican Republic or Peru.

How long does a transfer with Ria take?

There are a couple of factors to consider when working out how long your transfer will take.

The first is how long it will take to deposit funds with Ria. Cash deposits are processed straight away, while debit and credit card payments are typically available within 15 minutes. Direct bank transfers are available within 24-48 banking hours.

The second factor is the payout method your recipient selects. Cash pick-up and home delivery transfers are typically completed the same day, but bank deposits can take a little longer.

What payment methods does Ria accept?

Ria supports the following payment methods:

  • Credit card
  • Debit card
  • POLi transfer
  • Cash

Transfers typically takeClock icon for transfer speed

1 - 2 days

Is Ria safe to use?

  • Regulation: Regulated in Australia and the USA.
  • Established: 1987.
  • Global network: 350,000+ locations in 149 countries.
  • Rating: Rating of 8.3/10* from 2,700+ reviews on Trustpilot.
*According to Ria and Trustpilot on 28 May 2019.

With headquarters in the United States, Ria is regulated by the US Treasury's Financial Crimes Enforcement Network (FinCEN). It also claims to comply with the laws in all jurisdictions in which it operates – in Australia it is regulated by ASIC and listed on AUSTRAC's Remittance Sector Register.

Ria claims to implement a range of measures to ensure the safety of your money and data. These include modelling designed to spot suspicious transactions, Extended Validation SSL certificates and never storing private customer data on its servers.

How does Ria make money?

Ria makes money in two ways:

  • By charging transfer fees.
  • By adding a margin to the mid-market exchange rate. The mid-market rate is the "true" exchange rate you see listed on Google, and is the rate at which banks buy and sell currency from one another.

How to register an account

You'll need to sign up for a free account with Ria before you can send an online transfer. Here's what you'll need to do.

How do I make an international money transfer with Ria?

You can send money overseas with Ria by completing the following steps:

  1. Sign in to your Ria account.
  2. Enter the amount of money you want to transfer and select the country you want to send it to.
  3. Select your payment method and enter your payment details.
  4. Select your payout method.
  5. Enter your recipient's information including their full name, email address and phone number, and their bank account details (if sending a bank deposit).
  6. Review all transfer details and submit your transaction.

What is Ria?

Ria is a money transfer service that aims to make it easier and more affordable for people to send money to loved ones overseas. First established in New York in 1987, Ria now boasts a network of 369,000 agent locations in 149 countries. This makes it one of the largest money transfer services in the world.

In a nutshell

Pros:
  • Multiple transfer options. Ria offers cash pick-up and bank deposit transfers, while home delivery is also available to a handful of countries.
  • Multiple payment methods. You can choose from a wide range of payment options, including bank transfer, credit card, debit card and cash.
  • Send money to more than 145 countries. With an agent network that encompasses 149 countries, Ria allows you to send funds to a long list of destinations.
  • Easy to use. Whether sending money online or in person, Ria's transfer service is simple and straightforward.
Cons:
  • Fees. Ria's fees vary based on the currency and amount you send as well as the payment method. Depending on the specifics of your transaction, you may be able to find lower fees with other transfer services.
  • Exchange rates. If you're sending an online transfer to your recipient's bank account, you may be able to find better exchange rates elsewhere.
  • High fees when paying by card. If you want to pay for your transfer with your credit or debit card, expect to pay higher fees than if you use a bank deposit.
  • Can't send large amounts. Ria's maximum online daily transfer limit is $5,000, so you'll need to consider other options if you want to send a larger amount of money.

How does Ria compare to other providers?

Want to see how Ria stacks up against a range of other transfer services? Enter the details of your transaction into the calculator below to compare fees and exchange rates across several money transfer providers.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 2 days AUD 9.00 0.664 USD
658
Transfer to over 99 countries via online banking, phone banking or through an ANZ bank branch. Go to site Show details
AUD 250 1 - 2 days AUD 15.00 0.679 USD
668
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Go to site Show details
AUD 5 1 - 2 days EUR 3.00 0.677 USD
676
Special offer: Pay zero fees on your first 5 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
AUD 1 Within an hour AUD 3.99 0.683 USD
681
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
AUD 200 1 day AUD 0.00 0.679 USD
679
Low minimum transfer amount of just AU$200, with no set-up fees or transfer fees. Go to site Show details

Compare up to 4 providers


The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

Frequently asked questions

International Money Transfer Offers

Important Information*
Logo for ANZ International Money Transfer
ANZ International Money Transfer

Transfer to over 99 countries via online banking, phone banking or through an ANZ bank branch.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for Global Reach (formerly FC Exchange) International Money Transfers
Global Reach (formerly FC Exchange) International Money Transfers

Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

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2 Comments

  1. Default Gravatar
    michael
    June 20, 2019

    What is the surcharge fee Australia to the Philippines?

    • AvatarStaff
      Nikki
      June 20, 2019

      Hi Michael,

      Thanks for getting in touch!

      The surcharge fee from Australia to the Philippines is dependent upon the ff: factors:

      1. Amount of money to be sent
      2. How you will send it (credit/debit/direct bank payment)
      3. How your receiver will receive it (bank deposit/home delivery/cash pickup)

      For example, you are sending AUD 500 and you chose the payment method – direct bank payment, then your receiver gets the funds via cash pick up, the transfer fee will be AUD 3 and your total transfer amount will be AUD 503.

      You can find have your transfer computed real time when you visit the Ria website. When sending money – it’s important to check the exchange rate beforehand to maximize the funds to be exchanged. Also, read through the transfer process of the provider such as transfer fees, transfer options and transfer speed to set expectations for the receiver. Take note of any reference or tracking numbers should any transaction delays come up during the transit. Hope this helps! For any clarifications, feel free to message us again.

      Best,
      Nikki

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