Credit24 offers Australians short term loan options from $300 to $6,500 and the flexibility to choose their own repayment schedule.
Credit24 Australia is owned by MCB Finance group, which operates other Credit24 companies worldwide and has over 700,000 customers. MCB Finance Group has been listed on the AIM London Stock Exchange since 2007. From the customer's perspective, the entire business is online, from application to approval.
Credit24 Australia offers flexible loan packages with various options for loan prices and repayment periods. A flexible repayment timetable is provided and there are no hidden charges or fees.
Credit24 Loans you can apply for
What are the types of personal loans available from Credit24 Australia
- Flexible loan packages.
Credit24 Australia offers flexible loan packages where you can choose your desired amount as well as your loan repayment period. Repayment periods between 3-24 months are available.
- Holiday loans.
Credit24 Australia provides holiday loans between $300 - $6,500 to accommodate holidays and travel.
- Medical loans.
In a time of crisis or medical need, Credit24 Australia can help you with cash flow needs, providing quick assistance that can bring cash intended to cover medical costs within 24 hours of approval.
- Rental bond loans.
A difficult expense is paying a new rental bond upfront when moving and Credit24 Australia can assist you with rental bond expenses.
- Motorbike loans.
As car prices rise, motorbikes can seem like the more affordable option and Credit24 Australia can help with financial assistance when putting down cash for transportation.
- Student loans.
As a student and resident of Australia, Credit24 Australia may be able to offer you quick loans to keep you up to date with daily expenses. If you have a source of income, you may be eligible for the loan.
- Part-time employed loans.
Those not working full time are not excluded from being eligible for a loan. Credit24 Australia provides options for part-time employees.
Features and benefits of a Credit24 Personal Loan
- You will get Instant approval.
The entire process of using Credit24 Australia is executed online. Once you apply, you will be notified online and you can check the status of your loan within 24 hours of application. The funds may be deposited in your bank account within the same timeframe.
- Loans feature flexible terms.
Loan terms between 3-24 months are available. If you need to request a change to your payment plan you can email Credit24's accounts team. An online loan tool is provided to help you consider each amount and repayment time-frame so you can make an informed decision.
- Affordable rates are on offer.
There are a variety of low rate personal loans offered. These loans don't require security and the rate changes depending on your loan term, so you can adjust how much you pay.
- Online loans available from $300 - $6,500.
All loan options are made to suit your needs and developed in accordance with your financial situation. As well as being able to choose your loan amount, you can also choose your repayment period. The affordable repayments are designed to help you pay back your loan easily.
How you can apply for a personal loan from Credit24 Australia
You can apply for a loan from Credit24 by clicking "Go to Site". From there you can choose your loan amount online and complete the applicable forms. First, make sure you meet the following criteria:
- You are a permanent Australian resident or citizen over the age of 18
- You are currently employed and earn at least $1,000 per month into a bank account
- You have good credit history
- If you receive Centrelink payments, they don't make up more than 50% of your income
- You don't have more than one active short-term loan
Then select your personal loan amount and a repayment plan that suits you. Next, sign the contract and send through your past three months worth of bank statements. If you are pre-approved the money will get transferred into your account within one business day and you will receive an SMS with information about payment and approval.
There are eligibility requirements when applying for a Credit24 Australia loan. You need certain documents and personal numbers when applying for the loan. These requirements are as follows:
- An Australian drivers license, Medicare number and passport
- An active email address
- Your mobile phone number
- A copy of your last three months bank statements with your salary clearly shown.
- You must not have any more than one active small amount loan up to $2,000
All applications are carried out online and have a 24-hour approval period, allowing you to easily login and find out information about your application. You can use the website’s loan calculator to determine how much needs to be paid back and in what time frame.