Bendigo Bank Personal Loan

Flexible personal loans with competitive rates and straightforward repayments.

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Bendigo Bank

Key takeaways

  • Bendigo Bank offers secured and unsecured personal loans. Green loans often have lower interest rates.
  • Most Bendigo Bank personal loans include a $150 application fee plus a $5 monthly fee.
  • Bendigo Bank scores above average for customer satisfaction, trust and service.

Compare Bendigo Bank personal loans

4 of 4 results
Checked 26 September 2026
$
years
Finder Score Interest rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Bendigo Bank logo
Finder score
8.8 Great
Bendigo Bank Secured Green Personal Loan
Most LovedFixed1 - 7 Years $2,000 - $100,000
Finder score
8.8 Great
Interest Rate (p.a.)
6.24%
Comp. Rate (p.a.)
6.61%
Application Fee
Monthly Fee
Monthly Repayment
$915.92
View details
Compare product selection
Bendigo Bank logo
Finder score
6.9 Standard
Bendigo Bank Unsecured Green Personal Loan
Most LovedFixed1 - 7 Years $2,000 - $50,000
Finder score
6.9 Standard
Interest Rate (p.a.)
8.24%
Comp. Rate (p.a.)
9.27%
Application Fee
$150
Monthly Fee
$5
Monthly Repayment
$953.13
View details
Compare product selection
Bendigo Bank logo
Finder score
6.6 Standard
Bendigo Bank Secured Personal Loan
Most LovedFixed1 - 7 Years $2,000 - $100,000
Finder score
6.6 Standard
Interest Rate (p.a.)
9.54%
Comp. Rate (p.a.)
10.26%
Application Fee
$150
Monthly Fee
$5
Monthly Repayment
$971.36
View details
Compare product selection
Bendigo Bank logo
Finder score
5.3 Standard
Bendigo Bank Unsecured Personal Loan
Most LovedFixed1 - 7 Years $2,000 - $50,000
Finder score
5.3 Standard
Interest Rate (p.a.)
14.54%
Comp. Rate (p.a.)
16.64%
Application Fee
$150
Monthly Fee
$5
Monthly Repayment
$1,043.38
View details
Compare product selection
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How to apply for a Bendigo Bank personal loan

Applying online is a straightforward process. You'll need to meet general eligibility requirements including:

  • Being at least 18 years of age
  • Being an Australian citizen or a permanent resident of Australia
  • Being in paid employment
You'll need to provide current address details and evidence of employment. Having a good credit history improves your chance of approval. Lenders often have additional requirements, which you'll be told during the application process.

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18 Responses

    Lilly's avatar
    LillyMay 4, 2016

    Hi,
    I need to borrow 40,000 to consolidate my credit cards and personal loans.
    I work permanently 24hrs per week and receive a partial disability pension.
    Can you please give me some advice.

      Elizabeth Barry's headshotFinder
      ElizabethMay 4, 2016Finder

      Hi Lilly,

      Unfortunately I’m unable to offer you any personal advice, but you’re able to apply for this personal loan as long as you meet the minimum eligibility criteria:

      You are over 18 years of age
      You are an Australian citizen or permanent resident
      You are in paid employment (subject to Bendigo Bank’s Lending Criteria)
      There is no more than 2 applicants for this application
      You are listed on the loan as a borrower (Bendigo Bank is unable to accept applications completed by a third party or guarantor via this medium)
      You have a credit history free of payment default, court judgements or bankruptcy

      Keep in mind that your financial situation will be considered by Bendigo Bank when you’re being approved for the loan and it’s important to consider if you can afford the repayments before you apply. If you’re looking for more information you might want to contact Bendigo Bank directly.

      Hope this has helped,

      Elizabeth

    bails's avatar
    bailsMarch 31, 2016

    I need to borrow $10000 I’m on centrelink and have a part time job Cash in hand so I have statements that only have Newstart each fortnight please point me in the right direction

      Elizabeth Barry's headshotFinder
      ElizabethMarch 31, 2016Finder

      Hi Bails,

      There are loan options available for people receiving Centrelink payments including Newstart.

      Please ensure to read through the relevant product disclosure statement and terms and conditions of the loan to ensure that you got everything covered before you apply for the loan.

      Hope this will help,

      Elizabeth

    Wombat's avatar
    WombatFebruary 4, 2016

    There is no option to “Go to Site” or “more” on the Bendigo Bank Unsecured Personal Loan Application information. It is blank!!
    How am I supposed to fill in an application for a loan if I can’t even get to the appropriate area????

      Elizabeth Barry's headshotFinder
      ElizabethFebruary 4, 2016Finder

      Hi Wombat,

      Thanks for your question.

      If you wish to apply for the Unsecured Personal Loan with Bendigo Bank you can go to their website directly.

      Thanks,

      Elizabeth

    nathan's avatar
    nathanMarch 23, 2015

    hi im on centerlink payments and currently studying at TAFE i have a family and times are getting rough i have a phone bill of $5,000+ electricity bill and car payments so was wondering how easy is it go for a loan even tho i owe money.

    thanks for your time

      Shirley Liu's headshotFinder
      ShirleyMarch 23, 2015Finder

      Hi Nathan,

      Thanks for your question.

      Please note that finder.com.au is an online comparison service and is not in a position to assess your eligibility.

      If you would like to discuss your eligibility or options, please get in touch with Bendigo Bank directly by clicking on ‘Go to site’.

      Cheers,
      Shirley

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