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Based on Bendigo Bank personal loan scores in Finder's 2024 & 2025 Customer Satisfaction Awards.
Applying online is a straightforward process. You'll need to meet general eligibility requirements including:
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Hi,
I need to borrow 40,000 to consolidate my credit cards and personal loans.
I work permanently 24hrs per week and receive a partial disability pension.
Can you please give me some advice.
Hi Lilly,
Unfortunately I’m unable to offer you any personal advice, but you’re able to apply for this personal loan as long as you meet the minimum eligibility criteria:
You are over 18 years of age
You are an Australian citizen or permanent resident
You are in paid employment (subject to Bendigo Bank’s Lending Criteria)
There is no more than 2 applicants for this application
You are listed on the loan as a borrower (Bendigo Bank is unable to accept applications completed by a third party or guarantor via this medium)
You have a credit history free of payment default, court judgements or bankruptcy
Keep in mind that your financial situation will be considered by Bendigo Bank when you’re being approved for the loan and it’s important to consider if you can afford the repayments before you apply. If you’re looking for more information you might want to contact Bendigo Bank directly.
Hope this has helped,
Elizabeth
I need to borrow $10000 I’m on centrelink and have a part time job Cash in hand so I have statements that only have Newstart each fortnight please point me in the right direction
Hi Bails,
There are loan options available for people receiving Centrelink payments including Newstart.
Please ensure to read through the relevant product disclosure statement and terms and conditions of the loan to ensure that you got everything covered before you apply for the loan.
Hope this will help,
Elizabeth
There is no option to “Go to Site” or “more” on the Bendigo Bank Unsecured Personal Loan Application information. It is blank!!
How am I supposed to fill in an application for a loan if I can’t even get to the appropriate area????
Hi Wombat,
Thanks for your question.
If you wish to apply for the Unsecured Personal Loan with Bendigo Bank you can go to their website directly.
Thanks,
Elizabeth
hi im on centerlink payments and currently studying at TAFE i have a family and times are getting rough i have a phone bill of $5,000+ electricity bill and car payments so was wondering how easy is it go for a loan even tho i owe money.
thanks for your time
Hi Nathan,
Thanks for your question.
Please note that finder.com.au is an online comparison service and is not in a position to assess your eligibility.
If you would like to discuss your eligibility or options, please get in touch with Bendigo Bank directly by clicking on ‘Go to site’.
Cheers,
Shirley