Bendigo Bank Personal Loan

Flexible personal loans with competitive rates and straightforward repayments.

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Bendigo Bank

Compare Bendigo Bank personal loans

4 of 4 results
Finder Score Interest rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Bendigo Bank logo
Finder score
Bendigo Bank Secured Green Personal Loan
Fixed1 - 7 Years $2,000 - $100,000
Finder score
Interest Rate (p.a.)
6.24%
Comp. Rate (p.a.)
6.61%
Application Fee
$150
Monthly Fee
$5
Monthly Repayment
$925.50
View details
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Bendigo Bank logo
Finder score
Bendigo Bank Unsecured Green Personal Loan
Fixed1 - 7 Years $2,000 - $50,000
Finder score
Interest Rate (p.a.)
8.24%
Comp. Rate (p.a.)
9.27%
Application Fee
$150
Monthly Fee
$5
Monthly Repayment
$953.13
View details
Compare product selection
Bendigo Bank logo
Finder score
Bendigo Bank Secured Personal Loan
Fixed1 - 7 Years $2,000 - $100,000
Finder score
Interest Rate (p.a.)
9.54%
Comp. Rate (p.a.)
10.26%
Application Fee
$150
Monthly Fee
$5
Monthly Repayment
$971.36
View details
Compare product selection
Bendigo Bank logo
Finder score
Bendigo Bank Unsecured Personal Loan
Fixed1 - 7 Years $2,000 - $50,000
Finder score
Interest Rate (p.a.)
14.54%
Comp. Rate (p.a.)
16.64%
Application Fee
$150
Monthly Fee
$5
Monthly Repayment
$1,043.38
View details
Compare product selection
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What do Australians think of Bendigo Bank personal loan?

  • 4.07/5 overall for Customer Satisfaction - higher than the average of 4
  • 4.21/5 for Trust - higher than the average of 4.2
  • 4.17/5 for Customer Service - higher than the average of 4.05

Based on Bendigo Bank personal loan scores in Finder's 2024 & 2025 Customer Satisfaction Awards.

How to apply for a Bendigo Bank personal loan

Applying online is a straightforward process. You'll need to meet general eligibility requirements including:

  • Being at least 18 years of age
  • Being an Australian citizen or a permanent resident of Australia
  • Being in paid employment
You'll need to provide current address details and evidence of employment. Having a good credit history improves your chance of approval. Lenders often have additional requirements, which you'll be told during the application process.

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18 Responses

    Harlee's avatar
    HarleeJune 21, 2025

    Are you sure Bendigo allow you to use your property as security for a personal loan?

      Richard Whitten's headshotFinder
      RichardJune 23, 2025Finder

      Hi Harlee,

      Thank you for bringing this to our attention. We will review the guide and update if the information is incorrect.

    Phillip's avatar
    PhillipJune 22, 2017

    How find out credit rating

      Danielle's avatar
      DanielleJune 22, 2017

      Hi Philip,

      Thank you for contacting finder.com.au. We are a comparison website and general information service, we’re more than happy to offer general advice.

      I highly recommend you request a free copy of your credit report/score.

      Simply add your phone number to get our Finder app and start requesting your credit score.

      Alternatively, you can click on the “Continue on web” if you wish not to get your score through the app.

      A pop-up window would appear. Click on the “Log in” tab if you already have a Finder account. Click on the “Register” tab if you wish to create a new account.

      Once you’re in, you can then request your credit score.

      I hope this helps.

      Cheers,
      Danielle

    Steph's avatar
    StephMay 8, 2017

    If I apply for a student personal loan do I have to be a student for the full span of the loan?
    Thanks.

      Liezl's avatar
      LiezlMay 9, 2017

      Hi Steph,

      Thank you for your question.

      No, you don’t have to be a student for the entire term of the loan. There are actually loans which you can apply for during your final year in the university. You can check the loan options available for students on our student loans page.

      It is important to consider your financial circumstances and your ability to afford the loan before applying.

      I hope this has helped.

      Cheers,
      Liezl

    lynette's avatar
    lynetteSeptember 18, 2016

    I would like to know please if i can fill in an application for a $2000 unsecured loan with bendigo bank via online.
    thank you

    lynette

      Elizabeth Barry's headshotFinder
      ElizabethSeptember 19, 2016Finder

      Hi Lynette,

      You can apply for any of the personal loans outlined on this page by heading to Bendigo Bank’s website and submitting your application. Make sure you meet the eligibility criteria outlined above and have your personal and financial details on hand.

      I hope this has helped,

      Elizabeth

    Darrin's avatar
    DarrinAugust 22, 2016

    Hi , look at loan around 70,000 to pay off credit cards and an other personal loan to have one loan and close the cards down.

      Elizabeth Barry's headshotFinder
      ElizabethAugust 23, 2016Finder

      Hi Darrin,

      As long as you meet the criteria outlined on the page above you can apply for a loan with Bendigo Bank. Keep in mind your current debt will be taken into account when determining your ability to afford the loan, as will other aspects (income, employment, assets) etc.

      I hope this helps,

      Elizabeth

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