Bendigo Bank offers a range of loan services, including secured and unsecured personal loans and a personal loan for green purchases. You can borrow from $2,000 up to $100,000 and loan terms range from 1 year to 7 years. The secured personal loan offers a fixed interest rate starting from 7.79% p.a. Security can include your car or property, but in case you fail to make your repayments, you could risk your assets. The interest rate for the unsecured personal loan is higher, starting from 12.79% p.a. If you want to make green purchases, you could receive a discount of 1% p.a. This discount is only applicable if you use it to purchase any of the environmentally-friendly products specified by the company. Depending on what you want to purchase, you may find their range limiting.
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You will need to provide information on your income and employment details, details of assets and commitments, and your driver's licence. Once you've successfully completed your application, it will be reviewed and you will receive communication on its status.
How find out credit rating
Hi Philip,
Thank you for contacting finder.com.au. We are a comparison website and general information service, we’re more than happy to offer general advice.
I highly recommend you request a free copy of your credit report/score.
Simply add your phone number to get our Finder app and start requesting your credit score.
Alternatively, you can click on the “Continue on web” if you wish not to get your score through the app.
A pop-up window would appear. Click on the “Log in” tab if you already have a Finder account. Click on the “Register” tab if you wish to create a new account.
Once you’re in, you can then request your credit score.
I hope this helps.
Cheers,
Danielle
If I apply for a student personal loan do I have to be a student for the full span of the loan?
Thanks.
Hi Steph,
Thank you for your question.
No, you don’t have to be a student for the entire term of the loan. There are actually loans which you can apply for during your final year in the university. You can check the loan options available for students on our student loans page.
It is important to consider your financial circumstances and your ability to afford the loan before applying.
I hope this has helped.
Cheers,
Liezl
I would like to know please if i can fill in an application for a $2000 unsecured loan with bendigo bank via online.
thank you
lynette
Hi Lynette,
You can apply for any of the personal loans outlined on this page by heading to Bendigo Bank’s website and submitting your application. Make sure you meet the eligibility criteria outlined above and have your personal and financial details on hand.
I hope this has helped,
Elizabeth
Hi , look at loan around 70,000 to pay off credit cards and an other personal loan to have one loan and close the cards down.
Hi Darrin,
As long as you meet the criteria outlined on the page above you can apply for a loan with Bendigo Bank. Keep in mind your current debt will be taken into account when determining your ability to afford the loan, as will other aspects (income, employment, assets) etc.
I hope this helps,
Elizabeth
Hi,
I need to borrow 40,000 to consolidate my credit cards and personal loans.
I work permanently 24hrs per week and receive a partial disability pension.
Can you please give me some advice.
Hi Lilly,
Unfortunately I’m unable to offer you any personal advice, but you’re able to apply for this personal loan as long as you meet the minimum eligibility criteria:
You are over 18 years of age
You are an Australian citizen or permanent resident
You are in paid employment (subject to Bendigo Bank’s Lending Criteria)
There is no more than 2 applicants for this application
You are listed on the loan as a borrower (Bendigo Bank is unable to accept applications completed by a third party or guarantor via this medium)
You have a credit history free of payment default, court judgements or bankruptcy
Keep in mind that your financial situation will be considered by Bendigo Bank when you’re being approved for the loan and it’s important to consider if you can afford the repayments before you apply. If you’re looking for more information you might want to contact Bendigo Bank directly.
Hope this has helped,
Elizabeth