ANZ Personal Loans
Borrow up to $75,000 unsecured with a fixed or variable rate personal loan. Interest rates vary between products, and fees apply.
What different scores mean
9+
Excellent
The crème de la crème of personal loans. These products offer the lowest cost loans accompanied by the best features.
7+
Great
Slightly higher in cost and fewer features, but these products are still competitive.
5+
Standard
Typically offering above average rates and possibly lacking in the features department.
0+
Basic
The least competitive in terms of both cost and features.
Compare ANZ personal loans
3 of 3 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseNeed a lower rate on your loan?
Compare now and find a better deal.
How to apply for a ANZ personal loan
Applying online is a straightforward process. You'll need to meet general eligibility requirements including:
- Being at least 18 years of age
- Being an Australian citizen or a permanent resident of Australia
- Being in paid employment
Compare other products from ANZ
Sources
More resources on Finder
Ask a question
18 Responses
More guides on Finder
-
OurMoneyMarket personal loans
OurMoneyMarket offers personal loan solutions for whatever your need. Whether you want to buy a new car, pay for your wedding or renovate your home, you can choose between secured and unsecured loan options.
-
Plenti Loans
Looking for a competitive rate personal, green or car loan? Plenti is a consumer-based lender that has provided Australians with over $800 million in bespoke funding since 2014. Find out more about Plenti's loan options here.
-
Personal loans for self-employed borrowers
Find out what personal loan options are available to you as a self-employed person and how you can be approved.
-
MONEYME Personal Loans
MONEYME offers a range of personal loans for borrowers with a variety of needs. If you have good credit you'll be rewarded with lower rates and you can receive approved funds in a few hours.
-
Heritage Bank Personal Loans
Heritage Bank offer a range of personal loans you can apply for. Find out more here.
-
Compare renovation loans
We’ve written about how you can fund your dream renovation and renovation dos and don’ts.
-
Cosmetic Surgery Loans
Compare financing options for plastic surgery and cosmetic procedures. Flexible, low rate options available.
-
ANZ Fixed Rate Personal Loan
If you are budget-conscious and looking for a personal loan with clear expectations and repayments, the ANZ Fixed Rate Personal Loan is an option worth considering. With low fees and a competitive interest rate, this loan might be an option for you.
-
ANZ Variable Rate Personal Loan
The ANZ Variable Rate Personal Loan may be a great choice for borrowers who want options. With a free redraw facility and the option to make additional repayments, borrowers get the comfort of a personal loan that will let them access much-needed funds.
Hi can you get a unsecured personal loan for $15000 if you are 67 years old and on old aged pension benefits
Hi Scott,
ANZ do consider retired applicants for a personal loan as long as you can show evidence of your income. Your financial circumstances, that is your income, assets, debts and liabilities, will be taken into account when determining the amount you will be approved for.
I hope this information has helped.
Thanks,
Elizabeth
how soon is a letter of offer sent, is it emailed or posted
Hi Matt,
ANZ don’t provide a time period where you can expect your letter of offer, but you may expect it within about ten business days, but usually less. Your letter of offer will be posted.
I hope this information has helped,
Elizabeth
I applied for 10,000 personal loan last February 2, 2015, then after 2 months April 2, 2015 I repay my loan. The total amount that I paid was $10,758.78. Do you think I paid too much?
Hi Angel,
Thanks for your question.
This depends entirely on the type of loan you took out (fixed or variable rate, and what interest rate was applied, the fees you paid, etc.) However, based on ANZ’s current loan offerings the amount you paid doesn’t sound too much. It might be a good idea to take a look at your loan contract and see what fees/charges were laid out in it, and you can also get in contact with ANZ to discuss your loan and the amount you paid.
I hope this has helped.
Thanks,
Elizabeth
Hi im just looking around to see where i can get a decent loan as i am on centrelink on the single parenting payment receiving 1200 a fortnight and in 2 months time it will go up by $200 or $300 as i am having another baby very soon.
Hi Elizabeth,
Thanks for your question.
We have a list of lenders that may be able to offer you a loan while on Centrelink. I’d recommend that you get in touch with a few of them just to discuss your options and eligibility.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
All the best,
Shirley