In this guide

  • Review
  • Details
    • Product details
  • How does the Pepper Money unsecured personal loan work?
  • How to apply
  • Features of this loan
  • How much does the Pepper Money unsecured personal loan cost?
  • Your reviews
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Pepper Money Unsecured Personal Loan

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Pepper Money No Fee Unsecured Personal Loan
4.4
★★★★★
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Interest Rate (p.a.)
6.75% to 26.95%
Comp. Rate (p.a.)
6.75% to 26.95%
Min Loan Amount
$5,000

Summary

This is a no-fee, unsecured personal loan from Pepper Money with competitive rates. Apply online and get a response in minutes.

Pepper Money’s personal loan allows you to borrow $5,000 and $50,000 with repayment terms from 18 months to 7 years. This loan is risk-based, with interest rates ranging from 6.75% p.a. up to 26.95% p.a. based on your credit history and personal financial circumstances.

Pros

  • No asset security required
  • No upfront or ongoing fees
  • Use for a range of loan purposes

Cons

  • You may receive a higher interest rate than advertised depending on your individual circumstances.

In this guide

  • Review
  • Details
    • Product details
  • How does the Pepper Money unsecured personal loan work?
  • How to apply
  • Features of this loan
  • How much does the Pepper Money unsecured personal loan cost?
  • Your reviews

Details

Product details

Product Name Pepper Money No Fee Unsecured Personal Loan
Interest Rate (p.a.) 6.75% to 26.95%
Comp. Rate (p.a.) 6.75% to 26.95%
Interest Rate Type Fixed
Min Loan Amount $5,000
Max. Loan Amount $50,000
Loan Security Unsecured

How does the Pepper Money unsecured personal loan work?

Pepper Money's no fee personal loan is available from a competitive rate of 6.75% p.a. This personal loan can be used for almost any purpose, such as renovations to your home, a holiday or your wedding.

You can receive your personalised rate in 2 minutes. Once you apply online you can get a response in another 2 minutes, and if approved access the funds within 24-48 hours.

Pepper Money does not allow this loan to be used for:

  • Tax debts
  • Mortgage, rent or credit arrears
  • Payment of defaults and judgements
  • Loans for business purposes

How to apply

You must meet the following eligibility criteria to apply:

  • Be an Australian citizen or permanent resident.
  • Be 18 years old or older.
  • Be employed and not on probation.
  • Have no unpaid defaults or prior bankruptcy.
  • Have acceptable ID (either a current Australian Passport or current Australian Drivers Licence).

You will also be required to submit the following documents to support your application:

  • Payslips
  • Bank statements

Features of this loan

Consider the following features before applying for this loan:

  • Unsecured. You won't need to offer an asset as security.
  • Loan repayment term. Repayment terms range from 18 to 36 months for unsecured loans between $5,000 and $7,999, and 18 to 84 months for unsecured loans from $8,000 to $50,000.
  • Loan amount. You could get a loan amount between $5,000 to $50,000.
  • Quick application. The application process takes as little as 10 minutes to complete.
  • Quick funding. If approved, you will receive your funds within 24-48 hours.
  • Repayments. Make your repayments weekly or fortnightly.
  • Personalised rate. Get your personalised rate in two minutes, prior to submitting an application.

How much does the Pepper Money unsecured personal loan cost?

  • No fees. This loan has no upfront or ongoing fees.
  • Unsecured personal loan rate. Rates start from 6.75% p.a. and are based on your indiviual circumstances and the information verified during the loan application assessment.

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