Score 100K+ points with one of July’s top reward credit cards
Key takeaways
- If you spend a decent amount on everyday purchases, a rewards credit card can turn that spending into points you can put towards flights, gift cards or cash back.
- Some of these cards have high annual fees, so it's crucial to make sure the points and other card perks are worth the money for you.
- What's next: Check out Finder's top rewards credit card offers right now.
1. American Express Explorer Credit Card
The American Express Explorer Credit Card has a Finder Score of 9.9 in the rewards category. You can earn an uncapped 2 Membership Rewards points per $1 spent.
New card members can get a sign-up bonus of 75,000 points in the first year if you spend $4,000 in the first three months, and a further 50,000 points if you spend $4,000 in the first three months of your second year with the card.
The annual fee is $395.
2. American Express Platinum Card
The American Express Platinum Card has a Finder Score of 9.8 in the rewards category. It earns an uncapped 2.25 Membership Rewards points per $1 spent, one of the highest earn rates on the market.
The bonus points offer is massive: 200,000 Membership Rewards Points. And getting these points is quite straightforward: spend $5,000 in the first three months as a new customer.
The biggest hurdle is the annual fee of $1,450. This card suits bigger spenders who'll get the most value from that higher earn rate.
3. ANZ Rewards Black Credit Card
The ANZ Rewards Black Credit Card has a Finder Score of 9.7 in the rewards category. New cardholders can earn up to 130,000 bonus ANZ Reward Points in the first year by spending $5,000 in the first three months, plus another 50,000 if you keep the card for fifteen months.
You can earn two points per dollar and there's a $320 annual fee, plus a $55 reward fee.
4. MyCard Prestige
The MyCard Prestige has a Finder Score of 9.3 in the rewards category. The sign-up bonus offer is 250,000 MyCard Rewards Points, but you'll need to spend $10,000 in the first 90 days to get them.
With this card you can earn minimum 1 point per dollar, and higher on certain purchases. It does have a $700 annual fee, which is on the higher side.
5. Bankwest More World Mastercard
The Bankwest More World Mastercard has a Finder Score of 9.3 in the rewards category. It earns an uncapped 2.5 Bankwest More Rewards points per $1 spent, plus a 50,000-point sign-up bonus (40,000 points when you spend $10,000 in the first 90 days and a further 10,000 points if you hold the card for fifteen months).
The annual fee is fairly low at $270.
Details of these are correct at time of publication and subject to change.
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