MoneyGram International Money Transfers

Send cash overseas to over 197 countries with MoneyGram.

MoneyGram is a money transfer service operating in over 190 countries. They’re powered by global foreign exchange leader OFX, and with them you can send money via an online bank transfer straight to your recipient’s account, or from one of thousands of agent locations to other locations or bank accounts around the globe.

Because MoneyGram allows cash pick up in a huge range of popular and exotic locations, it’s perfect for sending cash to relatives without bank accounts or travelling friends and family who need urgent funds.

If you're sending cash through a MoneyGram agent it can be available to pick up in as little as 10 minutes in some cases, meaning if you need to send money in a hurry you can.

MoneyGram exchange rates

As mentioned, MoneyGram is powered by OFX, a leading money transfer provider in Australia with competitive fees and exchange rates. You can see a comparison of MoneyGram’s exchange rates below.

1 AUD in:MoneyGramCommonwealth BankCurrencyFair

Comparison accurate at time of writing 16/10/14 2:00PM EST.

As can be seen, MoneyGram offers competitive rates compared to banks, and even other money transfer services. Keep in mind that the above comparison doesn’t take into account fees. Read on to see a common transfer and the fees you’d be charged for it.

How much does it cost to transfer money with MoneyGram?

MoneyGram has a simple fee structure. If you’re transferring under AUD$10,000, you’ll be charged a flat fee of AUD$15 per transfer.

Transfers over $10,000 come with no transfer fees.

If you transfer regularly you can also make use of MoneyGram’s ‘bundle’ feature, which you can purchase in advance.

The way it works is simple, if you bundle four transfers together, you’ll pay $11.25 per transfer rather than $15. If you bundle 15 transfers together you’ll pay $9 per transfer, meaning a saving of $90. The table below shows different savings for different bundle amounts.

No. of transfers in bundleCostCost without bundleSaving

Minimum transfer amount and available countries

MoneyGram has a minimum transfer amount of $250, meaning it can’t be used for small transfers, and has a large maximum of $100,000.

Money transfers through MoneyGram are available in 197 countries, and the following currencies are supported:

  • AED
  • AUD
  • BND
  • CAD
  • CHF
  • CZK
  • DKK
  • EUR
  • FJD
  • HKD
  • HUF
  • IDR
  • ILS
  • INR
  • JPY
  • KRW
  • KWD
  • LKR
  • MAD
  • MGA
  • MXN
  • MYR
  • NOK
  • NZD
  • OMR
  • PEN
  • PGK
  • PHP
  • PKR
  • PLN
  • SAR
  • SBD
  • SCR
  • SEK
  • SGD
  • THB
  • TOP
  • TRY
  • TWD
  • USD
  • VND
  • VUV
  • WST
  • XOF
  • XPF
  • ZAR

What types of transfers can you carry out with MoneyGram?

MoneyGram allows a range of transfers which cater to all users, including:

  • Spot transfers. These are transfers which allow you to lock in a spot rate and then make your transfer within two days. This means you can select a competitive rate and make a transfer when you’re ready.
  • Limit orders. A limit order allows you to specify an exchange rate you want, and then wait until your rate is reached. Only then will your transfer be carried out, meaning you get to make a transfer at the rate which satisfies you. There’s a minimum amount of $30,000 with this type of transfer with MoneyGram.
  • Forward contracts. A forward contract basically refers to you being able to lock in a rate now for a transfer in the future. MoneyGram allows you to settle in as little as two days or as long as 12 months, and is available for amounts above $30,000.
  • Regular transfers. You can schedule regular transfers with MoneyGram in the event that you need to make regular transfers overseas. If you have fixed payments you can lock in an exchange rate upfront, or if you have non fixed payments, your rate will vary as per usual.

The MoneyGram registration and transfer process

To start making money transfers with MoneyGram, you need to register for a free account on the MoneyGram website. The registration will require you to enter in a few details about yourself, including whether you’ll be making bank account to bank account transfers or cash transfers.

You’ll also need to enter in your name and details about where you live, as well as some basic information about the transfers you plan to make.

Once this is complete you’ll receive an email and a phone call from MoneyGram to finalise your registration.

Money transfers with MoneyGram

If you’re making a transfer, you can do so with cash in person at a MoneyGram Branch, or online.

Cash transfers

To conduct a cash transfer with MoneyGram you’ll have to find a MoneyGram agent, bring some identification, including a passport or driver’s licence, and then complete the money transfer form. You’ll then need to contact the recipient and give them the reference number.

In Australia, you can make cash transfers at 7-Eleven stores, Global Speedlink and more.

Online transfers

Sending money to a bank account overseas with MoneyGram is also simple. All you need to do is log in to your account and specify the amount you’re transferring, and then accept the quote.

Then, you’ll need to send MoneyGram the money, and they’ll send it to the recipient. Money is usually transferred to the recipient within one to two days of sending it to MoneyGram.

Pros and cons of using MoneyGram


  • Competitive exchange rates. As can be seen in the comparison above, MoneyGram has competitive exchange rates.
  • Different transfer types available. MoneyGram allows you to carry out forward contracts, limit orders, spot transfers, and even allows cash transfers.
  • Powered by OFX. OFX is a trusted foreign exchange service with offices around the globe.
  • Large number of countries and currencies supported. MoneyGram allows you to send money to 197 countries in a large range of currencies.


  • Flat fee for transfers under $10,000. If you’re transferring even a small amount you’ll still pay $15. On a $250 transfer this equates to almost 6% of the total transfer amount.
  • Minimum amount of $250. You can’t send small amounts through MoneyGram.

Frequently asked questions about MoneyGram money transfers

What security methods does MoneyGram use for money transfers?

MoneyGram uses 2048 SSL certificates and Thawte online security to protect your transfers.

How can you check the status of your transfer with MoneyGram?

You can check the status of your transfers by logging into your account and selecting the 'Your Transfers' tab. MoneyGram will also send you a confirmation email once the transfer is made.

When can I make online transfers?

You can make transfers at any time of the day or week.

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76 Responses

  1. Default Gravatar
    HughesSeptember 29, 2016

    Can I send $2000 to Indonesia?

    • Staff
      MaySeptember 29, 2016Staff

      Hi Hughes,

      Thanks for your question.

      Yes, you can. To start the process, please register for a free account first with MoneyGram on their website. The registration will require you to enter a few details about yourself, including whether you’ll be making bank account to bank account transfers or cash transfers.


  2. Default Gravatar
    GenevieveAugust 12, 2016

    Can I cancel a MoneyGram? If so, how?

    • Staff
      ShirleyAugust 12, 2016Staff

      Hi Genevieve,

      Thanks for your question.

      You generally can’t cancel your Moneygram transfer unless you suspect fraud.

      To cancel your Moneygram transaction, please call 1800 049 087.

  3. Default Gravatar
    KIGOZIAugust 4, 2016

    my auntie from Houston sent me money but the email she used were she had to get the confirmation code is block,she had done the all process.want can she do?I have received the money because I haven’t got the reference number.

    • Staff
      ShirleyAugust 5, 2016Staff

      Hi Kigozi,

      Thanks for your question.

      Please contact MoneyGram directly about this enquiry, they should be able to track the transfer for you using other means, like your Auntie’s full name / driver’s licence.

  4. Default Gravatar
    SmithJune 30, 2016

    Can I send $9000 in a day to United Kingdom from New York City at once?

    • Staff
      ClarizzaJuly 1, 2016Staff

      Hi Smith,

      Thanks for you question. Just to confirm, you’ve come through to – we are an Australian comparison website providing general advice.

      This page relates to Moneygram Australia, however Moneygram is a global service so you would be able to transfer money from New York to United Kingdom. In Australia the minimum transfer amount is $250 and the maximum amount is $100,000. If you’re sending money from the U.S to the U.K, it is best to check with Moneygram U.S to find out what the minimum or maximum transfer amounts are.

      Hope this helps.


  5. Default Gravatar
    TashiaJune 23, 2016

    How much money can your receive from money gram from new York to south Carolina in a day

    • Staff
      AnndyJune 23, 2016Staff

      Hi Tashia,

      Thanks for your comment.

      The maximum amount you can send is 10,000.00 USD.


  6. Default Gravatar
    steveoJune 14, 2016

    To send $250 aud to nigeria what is the transfer fee

    • Staff
      ClarizzaJune 16, 2016Staff

      Hi Steveo,

      Thanks for your question.

      MoneyGram charges a flat transfer fee. If you’re transferring under AUD$10,000, you’ll be charged a flat fee of AUD$15 per transfer. Otherwise, you may want to consider taking up the ‘bundle’ feature which lets you making regular transfers at a reduced price. The table on this page shows the cost of different bundle packages.

      Hope this helps.


  7. Default Gravatar
    kaoruJune 7, 2016

    im in australia my husband his in amsterdam he want me to send much money he can send in just one day?

    • Staff
      ShirleyJune 8, 2016Staff

      Hi Kaoru,

      Thanks for your question.

      The maximum amount you can send through MoneyGram Money Transfer is $100,000 AUD or equivalent.

  8. Default Gravatar
    tamaraMay 29, 2016

    I need to send 3000$ to my brother in florida. Can i send it all at once

    • Staff
      ShirleyMay 30, 2016Staff

      Hi Tamara,

      Thanks for your question.

      Yes you can send it all at once using MoneyGram.

  9. Default Gravatar
    YaltmahlMay 20, 2016

    If I specify Cleveland, Ohio USA when I transfer money, can the recipient still collect the money at a different location? If so, how far from my specified location?

    Kind Regards


    • Staff
      ShirleyMay 20, 2016Staff

      Hi Yaltmahl,

      Thanks for your question.

      Yes the recipient should still be able to collect the money at a different location.

      They will need to supply the Reference Number and show valid photo I.D.

  10. Default Gravatar
    DudyMay 3, 2016

    What is the maximum amount that I can send through moneygram from GEROGIA,USA over to CONNECTICUT,USA.

    • Staff
      ShirleyMay 4, 2016Staff

      Hi Dudy,

      Thanks for your question.

      The maximum amount you can send is 10,000.00 USD without any interruption from Moneygram.

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