MoneyGram international money transfers

Send fast money transfers to over 190 countries with MoneyGram.

Quick verdict

Good for
  • Instant transfers
  • Wide range of currencies
  • Paying with cash or card
  • Recipients with no bank account
Not so great for
  • Low fees
  • Competitive exchange rates
Product NameMoneyGram International Money Transfers
Min. Transfer AmountAUD 1
Max. Transfer AmountAUD 7,000
Transfer MethodsOnline, Agent, Cash Transfer
Transfer OptionsOne off payments
Transfer Speed
Minimum transfer time
Within an hour
Customer ServicePhone, Email, Branch
Available CurrenciesAED, AFN, ANG, AOA, AUD, BAM, BDT, BGN, BHD, BIF, BMD, BND, BSD, BTN, BWP, BZD, CAD, CHF, CLP, COP, CUC, CVE, CZK, DJF, DKK, DOP, DZD, ERN, EUR, FJD, GBP, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, INR, IQD, ISK, JMD, JOD, JPY, KES, KMF, KWD, KYD, LKR, LSL, MAD, MGA, MKD, MMK, MNT, MOP, MUR, MVR, MWK, MXN, MYR, MZN, NGN, NOK, NPR, NZD, OMR, PGK, PHP, PKR, PLN, QAR, RON, RSD, RWF, SAR, SBD, SCR, SEK, SGD, SLL, STD, SZL, THB, TND, TOP, TRY, TTD, TZS, UGX, USD, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW
Online Transfer Fee3.00%
Exchange Rate UpdatesReal time

Pros

  • Cash transfers
  • Convenient locations
  • Almost instant
  • Low minimum transfer
  • Many currencies

Cons

  • High fees
  • Low daily maximum limit

MoneyGram exchange rates and fees

Calculate how much sending money overseas would cost with MoneyGram by using our tool below. You can also check out the real-time exchange rate that MoneyGram offers and see if there are any additional fees.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 Within an hour AUD 65.00 0.661 USD
618
Limited time offer: $0 fees on your first THREE transfers at any 7-Eleven. T&Cs apply.
Fast cash pick-ups to more than 350,000 agent locations worldwide.
Show details

Compare up to 4 providers


The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

Available currencies

MoneyGram aims to deliver money almost anywhere in the world, in almost any currency you need. This means that there are over 95 currencies you can choose to send to.

Popular currencies include:

  • USD United States dollar
  • EUR Euro
  • CAD Canadian dollar
  • NZD New Zealand dollar
  • CNY Chinese yuan
  • JPY Japanese yen
  • HKD Hong Kong dollar
  • IDR Indian rupee

What types of transfers can you make with MoneyGram?

  • Bank transfer. You can send money to a recipient's bank account. This is often one of the cheapest options.
  • Cash pick-up. You can send money for a recipient to pick-up at a MoneyGram agent location. This can be one of the fastest ways, but will be subject to the agent's business hours.
  • Home delivery. In some locations, MoneyGram delivers your money right to your recipient's door.
  • Mobile wallet. MoneyGram can deliver funds to mobile wallets like M-Pesa in select countries.

How long does a transfer with MoneyGram take?

How long a transfer takes depends on what kind of transfer you're sending. Cash pick-ups and mobile wallet payments will often be available in just a few minutes. Sending money to a bank account will usually take longer, especially if you're sending money over a weekend.

If you want a fast transfer you can opt for a cash pick-up, but if you'd prefer a cheaper payment a bank transfer is more suitable.

What payment methods does MoneyGram accept?

MoneyGram accepts the following payment methods:

  • Cash. You can pay with cash by going to a MoneyGram agent location.
  • Bank transfer. You can pay directly from your bank account online.
  • Credit and debit card. Card is accepted both online and in person, but it may cost extra. You should also be wary of cash advance fees and interest rates on card payments for money transfers.

Transfers typically takeClock icon for transfer speed

Within an hour

Is MoneyGram safe to use?

  • Security and regulation: MoneyGram is government regulated and holds its customers' funds separate from the company's own.
  • Established: 1940
  • Reviews: Bear in mind that Trustpilot gives MoneyGram a score of 0.4* out of 10, based on over 350 reviews.
*According to TrustPilot on 12 April 2019.

Although MoneyGram describes itself as "safe and secure", you should never send money to someone you don't know. You can read more about common money transfer scams in our guide.

How does MoneyGram make money?

MoneyGram makes money by charging fees for its money transfer services, as well as by taking a margin on international exchange rates.

This margin is the difference between the mid-market exchange rate and the rate that MoneyGram gives its customers.

The mid-market rate is the official exchange rate at any given time, showing how much two currencies are worth relative to each other. MoneyGram and most other money transfer services will give customers slightly less than a currency is worth and take the remainder for themselves. This is the margin.

How to register for an account

You don't need to register an account with MoneyGram to send money in person at an agency, but you will if you want to send money online.

To create an account:

How do I make an international money transfer with MoneyGram?

What is MoneyGram?

MoneyGram is the world's second-largest money transfer service, as well as one of the oldest. In its earliest incarnation, MoneyGram was founded in 1940 as Travelers Express. It wasn't known as MoneyGram until 1988.

Between those years, it was acquired by The Greyhound Corporation, and at different times it went through mergers and was spun-off as a separate company.

It took a hard hit in the financial crisis between 2007 and 2009, experiencing a 96% drop in share price and downsizing around the world, but has grown again since then.

In a nutshell

Pros
  • Instant transfers available. MoneyGram can let you send money to most places in the world in just a few minutes.
  • Able to pay with cash or card. You can pay by cash or card in person at a branch and you won't need to sign up for an account or wait for verification like you would with other online services.
  • Variety of delivery options. You can send money to your recipient's bank account, mobile wallet or door, or to a cash pick-up location.
  • Currency and country range. MoneyGram agents can be found all over the world – it has one of the widest reaches.
Cons
  • Low maximums. MoneyGram generally isn't suitable for larger transfers.
  • Expensive. MoneyGram will generally have higher fees and poorer rates than other money transfer services.

How does MoneyGram compare to other providers?

Browse the table below to see how MoneyGram compares to other providers. You can use the built-in calculator to see how much your transfer might cost.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 200 1 day AUD 0.00 0.682 USD
6,824
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.682 USD
6,824
Send 60+ currencies at competitive rates with $0 transfer fees for Finder customers. WorldFirst will beat any eligible quote from another provider. Go to site Show details
AUD 250 1 - 2 days AUD 0.00 0.682 USD
6,824
$0 transfer fees for Finder customers.
$0 transfer fee on transfers over AU$10,000, $15 flat fee applies otherwise. 24-hour customer service available with a local support team.
Go to site Show details
AUD 250 1 day AUD 0.00 0.682 USD
6,824
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
AUD 200 1 day AUD 0.00 0.682 USD
6,818
Low minimum transfer amount of just AU$200, with no set-up fees or transfer fees. Go to site Show details
AUD 5 1 - 2 days EUR 3.00 0.682 USD
6,816
Special offer: Pay zero fees on your first 5 transfers
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
AUD 1 Within an hour AUD 3.99 0.682 USD
6,814
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
AUD 3,000 1 day AUD 0.00 0.682 USD
6,823
Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.
Go to site Show details
AUD 1 1 day AUD 0.00 0.682 USD
6,817
With global payments provider XE, enjoy fast and secure transfers and a range of foreign currency tools and calculators while benefiting from $0 transfer fees. Go to site Show details
AUD 200 1 - 2 days AUD 50.00 0.685 USD
6,816
Exclusive: Finder customers receive $15 off their first transaction. T&Cs apply.
Quick and simple international money transfers with zero-margin exchange rates. There's a flat 0.5% transfer fee for most transfers. Earn loyalty points on sign up, referral and every transaction.
Go to site Show details
AUD 1 Within an hour - - Limited time offer: $0 fees on your first THREE transfers at any 7-Eleven. T&Cs apply.
Fast cash pick-ups to more than 350,000 agent locations worldwide.
Go to site Show details

Compare up to 4 providers


The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.
Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

Frequently asked questions

Was this content helpful to you? No  Yes

International Money Transfer Offers

Important Information*
Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Send 60+ currencies at competitive rates with $0 transfer fees for Finder customers. WorldFirst will beat any eligible quote from another provider.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
$0 transfer fee on transfers over AU$10,000, $15 flat fee applies otherwise. 24-hour customer service available with a local support team.

Logo for TransferWise International Money Transfers
TransferWise International Money Transfers

Make online transfers at the mid-market rate with transparent fees in 45+ currencies.

Ask an Expert

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80 Responses

  1. Default Gravatar
    NawaMay 11, 2018

    Can I send money from the USA bank without using moneygram agent to Moneygram branch in Taiwan for cash pickup? What are the requirements?

    • Avatarfinder Customer Care
      JeniMay 11, 2018Staff

      Hi Nawa,

      Thank you for getting in touch with finder.

      Sending money overseas with MoneyGram is simple. All you need to do is log in to your account on MoneyGram’s official website and specify the amount you’re transferring, and then accept the quote. You can either pay with your credit or debit card, or directly from your bank account-doesn’t matter if that’s a US bank account or from Australia.

      Make sure that your receiver have the reference number – his number is on the receipt and included in confirmation emails for online transfer, and I.D. with him for pick-up – bring a valid photo I.D. (passport, national I.D. or residence permit) and may also be asked to provide proof of your address (bank statement or utility bill).

      I hope this helps.

      Have a great day!

      Cheers,
      Jeni

  2. Default Gravatar
    DonnieJanuary 4, 2018

    I am Donald, my wife is in Aus and am here in Nigeria, can she send me $10,000 at money gram shop in a day?

    • Avatarfinder Customer Care
      RenchJanuary 4, 2018Staff

      Hi Donnie,

      Thanks for your inquiry. Please note that we are not affiliated with Moneygram or any company we feature on our site and so we can only offer you general advice.

      Yes, she can transfer $10,000 AUD to Nigeria in a day with MoneyGram money transfer.

      MoneyGram has a minimum transfer amount of $250, meaning it can’t be used for small transfers, and has a large maximum of $100,000.

      MoneyGram charges a flat transfer fee. If you’re transferring under AUD$10,000, you’ll be charged a flat fee of AUD$15 per transfer.

      Best regards,
      Rench

  3. Default Gravatar
    HughesSeptember 29, 2016

    Can I send $2000 to Indonesia?

    • Avatarfinder Customer Care
      MaySeptember 29, 2016Staff

      Hi Hughes,

      Thanks for your question.

      Yes, you can. To start the process, please register for a free account first with MoneyGram on their website. The registration will require you to enter a few details about yourself, including whether you’ll be making bank account to bank account transfers or cash transfers.

      Cheers,
      May

  4. Default Gravatar
    GenevieveAugust 12, 2016

    Can I cancel a MoneyGram? If so, how?

    • Avatarfinder Customer Care
      ShirleyAugust 12, 2016Staff

      Hi Genevieve,

      Thanks for your question.

      You generally can’t cancel your Moneygram transfer unless you suspect fraud.

      To cancel your Moneygram transaction, please call 1800 049 087.

  5. Default Gravatar
    KIGOZIAugust 4, 2016

    my auntie from Houston sent me money but the email she used were she had to get the confirmation code is block,she had done the all process.want can she do?I have received the money because I haven’t got the reference number.

    • Avatarfinder Customer Care
      ShirleyAugust 5, 2016Staff

      Hi Kigozi,

      Thanks for your question.

      Please contact MoneyGram directly about this enquiry, they should be able to track the transfer for you using other means, like your Auntie’s full name / driver’s licence.

  6. Default Gravatar
    SmithJune 30, 2016

    Can I send $9000 in a day to United Kingdom from New York City at once?

    • Avatarfinder Customer Care
      ClarizzaJuly 1, 2016Staff

      Hi Smith,

      Thanks for you question. Just to confirm, you’ve come through to finder.com.au – we are an Australian comparison website providing general advice.

      This page relates to Moneygram Australia, however Moneygram is a global service so you would be able to transfer money from New York to United Kingdom. In Australia the minimum transfer amount is $250 and the maximum amount is $100,000. If you’re sending money from the U.S to the U.K, it is best to check with Moneygram U.S to find out what the minimum or maximum transfer amounts are.

      Hope this helps.

      Clarizza

  7. Default Gravatar
    TashiaJune 23, 2016

    How much money can your receive from money gram from new York to south Carolina in a day

    • Avatarfinder Customer Care
      LouJune 23, 2016Staff

      Hi Tashia,

      Thanks for your comment.

      The maximum amount you can send is 10,000.00 USD.

      Cheers,
      Anndy

  8. Default Gravatar
    steveoJune 14, 2016

    To send $250 aud to nigeria what is the transfer fee

    • Avatarfinder Customer Care
      ClarizzaJune 16, 2016Staff

      Hi Steveo,

      Thanks for your question.

      MoneyGram charges a flat transfer fee. If you’re transferring under AUD$10,000, you’ll be charged a flat fee of AUD$15 per transfer. Otherwise, you may want to consider taking up the ‘bundle’ feature which lets you making regular transfers at a reduced price. The table on this page shows the cost of different bundle packages.

      Hope this helps.

      Clarizza

  9. Default Gravatar
    kaoruJune 7, 2016

    im in australia my husband his in amsterdam he want me to send money.how much money he can send in just one day?

    • Avatarfinder Customer Care
      ShirleyJune 8, 2016Staff

      Hi Kaoru,

      Thanks for your question.

      The maximum amount you can send through MoneyGram Money Transfer is $100,000 AUD or equivalent.

  10. Default Gravatar
    tamaraMay 29, 2016

    I need to send 3000$ to my brother in florida. Can i send it all at once

    • Avatarfinder Customer Care
      ShirleyMay 30, 2016Staff

      Hi Tamara,

      Thanks for your question.

      Yes you can send it all at once using MoneyGram.

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