Is there a Medibank OVHC promo code?

Medibank's OVHC offers change throughout the year. When a deal is available, you'll find it in our deals section and in the comparison table above. Offers are often applied automatically when you buy an eligible policy, so you may not need a code. Always check the offer terms on Medibank's site before you buy.

Does Medibank OVHC meet condition 8501?

Most Medibank OVHC policies do, but not all. Overseas Visitors Starter Hospital and Medical doesn't meet condition 8501, so it's only suitable if your visa doesn't require health cover. If your visa has 8501, check your certificate of insurance before you apply.

What's the cheapest Medibank OVHC policy?

Overseas Visitors Starter Hospital and Medical is the cheapest Medibank OVHC policy, from $55.65 a month for a single person in NSW, but it doesn't meet condition 8501. If you need 8501-compliant cover, the cheapest Medibank option is Overseas Workers Base Hospital, from $72.30 a month.

How do I claim with Medibank OVHC?

For hospital stays, Medibank often pays the hospital directly, and you pay any excess or gap. For other services, you can [claim through the My Medibank app or online]. Always confirm cover with Medibank before you're admitted to hospital.

Medibank Overseas Visitor Health Cover (OVHC) Review

Medibank offers various OVHC policies, including those that meet the 8501 visa condition.
Some services may be subject to waiting periods.
You can claim straight away for out-of-hospital medical services.

Pros

Medibank offers a range of OVHC policies, so there's cover for both visitors and working visa holders.
Workers Standard Hospital and Medical includes medical repatriation of up to $100,000.
Several policies let you choose your excess, from $250 to $750, so you can pay a lower premium in exchange for a higher excess.

Cons

Not every policy meets condition 8501, so visitors who need visa-compliant cover can't choose the cheapest one.
The cheapest 8501-compliant policy starts at $72.30 a month, more than some other brands' entry-level workers cover.

Why do you need OVHC?

To satisfy your visa requirements, you might need to have some form of healthcare in place. Medibank offers Overseas Visitor Health Cover for most visa holders, such as student cover, workers and visitors visa cover and more, including covers meeting the 8501 visa condition. Read below to find out what Medibank OVHC covers and whether it is the right cover for you.

Compare Medibank OVHC options

Finder Score	Meets condition 8501	Dental	Medical repatriation	Price
9.5 Excellent Medibank Overseas Workers Base Hospital	9.5 Excellent	$300, $500	Optional		From $72.30	Discount: Get 10% off your first 12 months of eligible Medibank Overseas Workers Health Cover. For new members and existing Medibank OSHC or ahm OSHC members. Use promo code WORKER10. T&Cs apply.	Get quote View details Compare product selectionCompare	loading
8.9 Great Medibank Overseas Visitors Starter Hospital and Medical	8.9 Great	$250, $750	Optional		From $55.65	Get quote View details Compare product selectionCompare	loading
8.3 Great Medibank Overseas Workers Standard Hospital and Medical	8.3 Great	$250, $500, $750	Optional	Up to $100,000	From $119.00	Discount: Get 10% off your first 12 months of eligible Medibank Overseas Workers Health Cover. For new members and existing Medibank OSHC or ahm OSHC members. Use promo code WORKER10. T&Cs apply.	Get quote View details Compare product selectionCompare	loading
7.9 Great Medibank Overseas Visitors Comprehensive Hospital	7.9 Great	$500	Optional	Up to $50,000	From $166.95	Get quote View details Compare product selectionCompare	loading
7.6 Great Medibank Overseas Workers Premium Hospital, Medical and Extras	7.6 Great	$250, $500			From $608.70	Discount: Get 10% off your first 12 months of eligible Medibank Overseas Workers Health Cover. For new members and existing Medibank OSHC or ahm OSHC members. Use promo code WORKER10. T&Cs apply.	Get quote View details Compare product selectionCompare	loading
7.5 Great Medibank Overseas Visitors Core Hospital and Medical	7.5 Great	$500	Optional	Up to $50,000	From $157.90	Get quote View details Compare product selectionCompare	loading
6.9 Standard Medibank Overseas Workers Advanced Hospital and Medical	6.9 Standard	$500	Optional		From $564.90	Discount: Get 10% off your first 12 months of eligible Medibank Overseas Workers Health Cover. For new members and existing Medibank OSHC or ahm OSHC members. Use promo code WORKER10. T&Cs apply.	Get quote View details Compare product selectionCompare	loading
6 Standard Medibank Overseas Visitors Premier Hospital and Medical	6 Standard	$500	Optional	Up to $50,000	From $660.00	Get quote View details Compare product selectionCompare	loading

Finder Score for overseas health insurance

To make comparing overseas health insurance even easier, we developed the Finder Score. Factors like price, hospital cover, extras cover, emergency travel, and more are weighted and scaled across 50+ policies from 15+ providers to produce a score out of 10. The higher the score, the more competitive the policy.

Read the full methodology

Overseas Visitor Health Cover (OVHC)

Overseas Visitors Comprehensive Hospital. Great value Hospital cover that meets any visa health insurance requirements (condition 8501). Suitable for visitors who want comprehensive in-hospital support but don't need cover for outpatient services, such as GP visits.
Overseas Visitors Starter Hospital and Medical. This mid-level range of cover offers protection for young people visiting Australia. It covers hospital treatments including heart, joint and cancer. However, if you need health insurance for your visa, this option does not meet condition 8501 as required.

Working Visa Health Cover

Overseas Workers Base Hospital. This provides you with basic treatment as an admitted patient in a public or private hospital and satisfies your visa requirements.
Overseas Workers Standard Hospital and Medical. Helps cover the cost of everyday medical services like seeing a GP. Outpatient pregnancy and birth services are not included.
Overseas Workers Advanced Hospital and Medical. This comprehensive hospital cover includes pregnancy and birth and assisted reproductive services, heart and vascular system admissions and benefits towards GP visits, x-rays and blood tests.
Overseas Workers Premium Hospital, Medical and Extras. As well as comprehensive hospital cover, this also cover extras, which includes out of hospital services like dental and physiotherapy.

Student Cover

Essentials OSHC. Cover that meets your student visa health insurance requirements (for all course types), while helping towards your hospital and medical needs. Purchase online quickly and easily.
Comprehensive OSHC. Cover that meets your student visa health insurance requirements (for all course types), helps towards your hospital and medical costs, as well as providing added value above Essentials OSHC. This product is only available through selected universities and schools. Check with your institution to see if you are eligible for this cover.

Frequently asked questions

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Written by

Gary Ross Hunter

Journalist

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Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio

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Medibank Overseas Visitor Health Cover

Medibank OVHC offers health cover that meets the condition for visa subclass 601, 601, 651, 417, 485 and more.