How can I apply for cover with Acenda?

You must apply through a financial adviser to get life cover with Acenda. On Acenda's website, you can answer a short series of questions to help figure out the type of life insurance you might need. Acenda can put you in touch with one of its partner advisers to complete your application.

Acenda is part of the Nippon Life Insurance Group.

Does Acenda offer total and permanent disability (TPD) insurance?

Yes, TPD insurance is available both inside and outside of super. If you're buying outside of super, it can be taken as a standalone policy or you can add it to your life cover. If you buy it inside your super, it must be packaged with your life insurance – it isn't available as a separate policy. With Acenda, there's a limit of $5 million for total and permanent disability cover .

Does Acenda offer any family-friendly policy features?

Acenda offers child critical illness insurance of up to $200,000. You can insure up to 5 children and there are 26 claimable events, including cancer, deafness and speech loss. It's worth knowing that specific child cover isn't offered by most direct life insurance providers in Australia.

How does interim accident insurance work with Acenda?

Interim accident insurance is a temporary form of insurance that protects you with up to $1 million in cover while your application with Acenda is being processed. It pays out if you need to claim for an accident you suffer during this period. It applies to any life insurance you're applying for including death cover, TPD, trauma insurance and income protection.