Send money to Thailand cheaply

send money to thailandSending money to Thailand is easy with this simple guide.

Whether you want to send money back home or are conducting business in Thailand, it is easy to find a simple, cost-effective international money transfer service.

You can use the table below to compare services and products that allow transfers to Thailand.

Using the table headings, you can compare minimum transfer amounts, fees and more. If you'd like to know more about a product, click "More info". If you want to open an account, click "Go to Site" to open an account.

Transfer funds to Thailand using a service below

Rates last updated November 23rd, 2017
Name Product Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received Description
TorFX International Money Transfers
AUD 200
1 day
Online, Phone, Agent
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.
Send money overseas in 45 currencies. Once registered, you'll be assigned an Account Manager who can provide support and guidance.
Exclusive: WorldFirst International Money Transfers
AUD 2,000
1 day
Online, Phone
A UK-based foreign exchange company, you can transfer money into a range of currencies online and over the phone.
Exclusive: OFX (Ozforex) International Money Transfers
AUD 250
1 day
Online, Phone, Agent
Transfer amounts over $250 in as little as two days and schedule regular transfers with one of the most competitive rates.
FC Exchange International Money Transfers
AUD 3,000
1 day
Online, Phone, Bank Account to Bank Account
FC Exchange can save you money with its Best Exchange Rate Guarantee. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in 43 currencies.
Compass Global Markets International Money Transfers
AUD 1,000
1 day
Online, Phone
Send money overseas in at least 140 currencies.
HiFX International Money Transfers
AUD 50
2 days
Online, Phone, Agent
Make your first transfer for free. Transfer money between 20 currencies with no commissions and you can fix your exchange rate for up to 6 months.
Currency Solutions International Money Transfers
AUD 3,000
2 days
Online, Phone, Bank Account to Bank Account
Send money in 39 currencies.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

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The offers compared on this page are chosen from a range of products finder.com.au has access to and are not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms "best" and "top" are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your personal financial circumstances when comparing products.

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Banks vs money transfer companies

Nahm fell in love with Australia while on vacation and decided to start a new life here. The oldest of three, she was helping her younger brother pay for secondary education and wanted to continue to do so while abroad.

Before making the move, Nahm decided to look into what cash transfer options were available to send $1,000 Australian dollars a month to her brother in Thailand to make sure that he could continue with his studies uninterrupted.

Australian bankMoney transfer service
Exchange rateTHB26.45 = AUD$1THB27.43 = AUD$1
Transfer feeAUD$22AUD$35
Amount in Thai Baht for every AUD$1,000
THB26,450 = AUD$1,000THB27,430.12 = AUD$1,000
Transfer timeTypically two to four business daysWithin ten minutes
Options availableBank-to-bank transfers onlyCash pickup only

What's the difference?

With the transfer service company, there will be THB980.12 more for Nahm’s brother's tuition than if she used an Australian bank. Even if the AUD$13 difference in fees were calculated, it would still save them THB636.27.

How do I compare transfer companies when sending money to Thailand?

Check the following:

  • Competitive exchange rate. It may not look like a big difference at first glance, but once you multiply the amount you plan to send, it's easy to see how much you can lose if you don’t choose a company or bank that is cost effective.
  • Little to no fees. To get the exact fee, you should look at them in conjunction with the exchange rate. To do this, you need to figure out what the fee would be in the receiving currency.
  • Fast turnaround time. For Nahm, who is sending regular payments, having to wait for the bank transfer may be acceptable. However, if her brother or other sibling were to need money for an emergency, the transfer service would be a better option because of the shorter turnaround time.
  • A range of convenient pickup methods for your recipient. This is dependent on your circumstance and whether your beneficiary has the means to pick up money sent to them in person.
  • Flexible transfer amounts. If you plan on sending large amounts of money at a time, it would be a good idea to find out what the wire transfer service providers limit the transactions to.

How do I send money to Thailand?

Unlike some exotic currencies, you can transfer Thai baht overseas with a huge number of different financial institutions. Here's a short list of companies and banks that may be worth looking into:

  • Money transfer services. Almost all money transfer services will allow you to transfer funds to Thailand. These include online-only services as well as cash pickup services such as MoneyGram and Western Union. You can compare these above.
  • Banks. Almost every large Australian bank will allow you to send money to Thailand. You can do this at branches or online using specific online transfer services. Citibank's Plus Transaction Account offers free global transfers to any account anywhere in the world.

Need to make an emergency cash transfer in Thailand?

Travellers to Thailand also need to consider how they can get cash in the event of an emergency. Here are a few options you can look into:

  • Bank-to-bank transfer. You may be able to contact your local Australian bank and have cash sent to you in Thailand. Ask both your bank and the receiving bank how much the fees would be for this service.
  • Travel insurance emergency assistance. If you purchased a travel insurance policy, or have travel insurance linked to your credit card prior to your trip to Thailand, you may be able to recover emergency money by contacting the provider.
  • Cash transfer company. Cash transfer service providers do not have residency requirements to pick up cash. As long as you have photo ID, you will be able to receive cash.

MoneyGram and Western Union cash pickup locations in Thailand

Western Union

Bangkok

  • Thailand Post Bang Pakaew

    337 34 35 Moo 7 Suksawat
    13 Road Bangpakok
    Rat Burana, Bangkok 10141
    Phone: +2 2 831 3271
    Open Monday through Friday 8:30am to 4:30pm. Closed Saturday and Sunday.

  • Bay Surawong

    182 Surawong Road
    Si Phraya Bang Rak, Bangkok 10500
    Phone: +66 2 233 9760
    Open 8:30am to 4:30pm. Closed Saturday and Sunday.

Hat Yai

  • Bay Big C Hay Yai

    111 19 Moo 4 Klong Hae Hat Yai
    Hat Yai, Songkhla 90110
    Phone: +66 74 214570
    Open 7 Days a week 10am to 8pm.

  • Bay Central Festival Hat Yai

    1518 1518 1 2 Kanchanawanit Rd.
    Hat Yai Hat Yai, Songkhla 90110
    Phone: + 66 74 339913
    Open 7 days a week from 10:30am to 7:30pm.

MoneyGram

Bangkok

  • Siam Commercial Bank

    #5347 Sena Fest 1st
    Fl 542542 1-2 Charoennakorn Rd.
    Khlong Ton Sai Khlong San Bangkok
    Phone: 21089025
    Open 7 days a week from 11am to 7:30pm.

  • TMB Bank

    #078149/911 Surawong Road

    Bangkok, 10500
    Phone: +6622665230

    Open Monday through Friday 8:30am to 3:30pm. Closed on Saturday and Sunday.

Hat Yai

  • Siam Commercial Bank

    #0590 Hat Yai
    1097 Phet Kasem Rd Hat YaiSongkhla, 90000
    Phone: +6674235540

    Open Monday through Friday 8:30am to 3:30pm. Closed on Saturday and Sunday.

  • Cimb Thai Bank

    Thanon phet Kasem Hat y430-3-4 Phet Kasem Road

    Hat YaiSongkhla, 90110

    Phone: 743675003

    Open Monday through Saturday 8:30am to 4:30pm. Closed on Sunday.

Tips for picking up cash in Thailand

Check the Department of Foreign Affairs and Trade (DFAT) website before travelling outside of Australia. They recommend that visitors exercise a high degree of caution when in Thailand. Check the nearby cash pickup locations carefully before picking up your cash and try to choose one that is inside of a local bank with added security.

What documentation do I need to send funds?

You can choose between bank-to-bank transfers for sending money to Thailand or cash transfer companies. With a cash transfer, you will have to know your recipient's contact information and full name. If you choose to use a bank for the transfer, you will have to provide the following information:

  • Bank account. You will need to have an existing bank account in the bank you choose to conduct a transfer. In some cases, the bank may allow you to set up your account before the move.
  • Recipient bank. You will need the account number, routing number and SWIFT number for the bank where you are sending the money.
  • Recipient name. The name of the account holder.
  • Recipient address. Make sure that you know the exact address of the person who holds the Thai bank account where you are sending the money.

With some banks, this information will be stored, so that with subsequent transactions, you only need to pick the beneficiary.


With a bit of quick research you can save yourself a bundle on money when transferring money overseas.

International Money Transfer Offers

Learn about our information service
TorFX International Money Transfers

TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.
Send money overseas in 45 currencies. Once registered, you'll be assigned an Account Manager who can provide support and guidance.

Exclusive: OFX (Ozforex) International Money Transfers

Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
A higher exchange rate applies to non-finder customers. Send money in 45 currencies.

Exclusive: WorldFirst International Money Transfers

Exclusive offer: $0 transfer fee and discounted exchange rates for your first trade only.
A higher exchange rate applies to non-finder customers. Send money in more than 130 currencies.

FC Exchange International Money Transfers

FC Exchange can save you money with its Best Exchange Rate Guarantee. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in 43 currencies.

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2 Responses

  1. Default Gravatar
    tonyJuly 17, 2015

    how much money can i send to thailand in one transaction

    • Staff
      JodieJuly 17, 2015Staff

      Hi Tony,

      Thank you for contacting finder.com.au, a financial comparison website.

      Each different transfer company has their own restrictions on how much they will allow you to send per transfer and these can differ depending on the way you are processing your transfer, use the comparison above to find who would be the best option for you with the amount you wish to transfer and contact them to discuss.

      Regards
      Jodie

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