Send money to Tajikistan

How to send money to Tajikistan

Find the best exchange rate and low fees when you send money to Tajikistan from Australia.

If you need to send money to Tajikistan, you may be a little confused as to the best way to go about it. Perhaps you’ve migrated to Australia from Tajikistan and still have some expenses to take care of back in your homeland, or maybe you’ve got a relative travelling through Tajikistan who is need of some urgent cash to pay for airfares or accommodation.

Whatever the case may be, you have several options to choose from when you want to send money to Tajikistan. From companies like Western Union and MoneyGram to dedicated online transfer providers, you can find an attractive exchange rate and competitive fees for your next international money transfer.

Compare companies that transfer funds to Tajikistan

Rates last updated December 11th, 2018
Name Product Min. Transfer Amount Transfer Speed Services Description Online Transfer Fee Rate Amount Received
TorFX International Money Transfers
AUD 200
1 day
Online, Phone, Bank Account to Bank Account
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in over 30 currencies. Once registered, you'll be assigned an account manager who can provide support and guidance.
TorFX International Money Transfers
USD 150
1 day
Online, Phone, Agent
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.

Send money overseas in 45 currencies.
TransferWise International Money Transfers
CAD 2.50
1 - 2 days
Online
Make online transfers with transparent exchange rates, low fees and low minimum amounts.
WorldFirst International Money Transfers
CAD 250
1 day
Online, Phone
Use code FINDERCAN20 for $20 off your next transfer*. Conditions apply.
Send 60+ currencies at competitive rates with $0 transfer fees for Finder customers. WorldFirst will beat any eligible quote from another provider.
*Offer valid for one-time use and only applies to transfers of CAD$10,000 or more.
WorldRemit International Money Transfers
CAD 0
Within an hour
Online, Bank Account to Bank Account, Cash Transfer
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.
XE International Money Transfers
CAD 0
1 day
Online, Phone, Bank Account to Bank Account
Send money in more than 60 currencies. Fee-free international money transfers with a global brand.
Western Union International Money Transfers
CAD 1
Same day
Online, Phone, Agent, Bank Account to Bank Account, Cash Transfer, International Money Order
Send money online to friends and family around the world with Western Union.
MoneyGram International Money Transfers
CAD 1
1 day
Online, Agent, Bank Account to Bank Account, Cash Transfer, International Money Order
Easily transfer cash to more than 350,000 locations around the world.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

Compare up to 4 providers

Banks vs money transfer companies

The national currency in Tajikistan, the Tajikistani Somoni (TJS), is not commonly traded on global currency markets. While there are some banks, for example Commonwealth Bank, who enable you to send money to Tajikistan, many Australian banks do not offer this service. In addition, banks are typically not your best option when it comes to international money transfers as they offer poor exchange rates and often charge high fees.

In fact, you’re usually much better off financially when you send money using a dedicated money transfer company or service. These sorts of providers tend to offer much higher exchange rates than the big banks, while at the same time charging lower transfer fees. In addition, money transfer companies can often provide faster processing times than banks, making them an option definitely worth considering for your next transfer.

Belle Sends Money to Tajikistan

Belle wants to send a gift of $1,000 to her grandma in Tajikistan, but she wants to find the most affordable way of doing so. Her bank doesn’t offer transfers to Tajikistan, so she decides to compare the features provided by two competing money transfer companies.

Money Transfer Company 1Money Transfer Company 2
Exchange rate1 AUD = 3.88 TJS1 AUD = 4.20 TJS
Transfer fee$15$0
Transfer timeWithin 2 daysWithin 2 days
Transfer optionsOnline, cash pickupOnline only
Amount received for $1,000 (in TJS)3,8804200

Belle’s comparison reveals that she can save 320 TJS by using the second provider, plus she can also avoid paying the $15 transfer fee. This allows her to send as much of her money as possible to her beloved grandma.

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How to compare transfer companies when transferring money to Tajikistan

You can save yourself a lot of money and a lot of stress by shopping around for the right money transfer company. When comparing companies the following features are some of the things to consider when choosing a company.

  • Exchange rates. While you obviously want to look for a company that offers the most attractive exchange rates, keep in mind that some companies with slightly lower rates will also charge lower fees.
  • Transfer fee. Most companies will charge you a fee for sending money overseas, although some companies will waive this fee if you reach a certain transfer amount.
  • Transfer time. How long does each company take to process transfers? Can your cash be picked up within minutes or will you have to wait several days for it to arrive?
  • Transfer and pick-up methods. Are transfers completed online, over the phone or by visiting a branch? Can you pick up cash from an agent location or is it delivered directly into your recipient’s bank account?
  • Transfer options. Compare the flexible features companies offer to help you organise future transfers and take advantage of fluctuating market rates, such as the ability to make regular scheduled payments, or to lodge forward contracts or limit orders.
  • Minimum amount. Be aware of the fact that some companies will require you to transfer at least a certain minimum amount each time you send funds overseas.
  • Customer service. Customer service is an important feature of any company as you need to know that help will be on hand should you ever require it. Look to see if a company has a call centre, an online help centre and a live online chat service.
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Ways to send money to Tajikistan from Australia

You can choose from the following options when transferring funds overseas.

  • Bank to bank transfers. While most banks do not allow you to transfer funds to Tajikistan, some do.
  • Money transfer providers. Companies like Western Union and MoneyGram allow you to send money which can then be picked up from scores of agent locations across Tajikistan within minutes.
  • Online money transfer companies. Companies like Exchange4free and Send Money 24 offer online money transfers with low or even zero fees.
  • International money order. You can also elect to adopt a more traditional method of transferring funds by getting an international guaranteed cheque from your bank.
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Emergency cash transfers in Tajikistan

When you need to transfer funds urgently, such as if a friend or relative needs an emergency cash infusion, it can be easy to forget to do your due diligence before lodging a transfer. However, it’s important that you take the time to double check the exchange rate you are getting and any fees that apply to your transaction. Taking a little extra care will ensure that you don’t end up significantly out of pocket.

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Cash pickup locations in Tajikistan: Western Union and MoneyGram branches

If you send funds via Western Union or MoneyGram, check out the list of popular pickup locations in Tajikistan below. If you’re picking up the cash from a big transfer, it may be a good idea to phone ahead and ensure that the agent you choose has enough cash available to hand over to you. You’ll also need to supply ID and details of your transaction.

Western Union

Dushanbe
  • AgroInvest Bank

    Gafurova Ul 30
    Dushanbe, 734001
    Phone. +992-44915-158989
    Open Monday to Friday 7:30am to 5pm, Saturday 7:30am to 1pm

  • AgroInvestBank

    Rudaki Ul 83
    Dushanbe, 734001
    Phone. +992-44904-576363
    Open Monday to Friday 7:30am to 5pm, Saturday 7:30am to 1pm

Khujand
  • AgroInvestBank

    30 Letie Pobedy Ul B N
    Khudzhand, 735700
    Phone. +992-3422-64830
    Open 8am to 5pm Monday to Friday, 8am to 1pm on Saturday

  • AgroInvestBank

    Shark Ul 84
    Khudzhand, 735700
    Phone. +992-342-40966
    Open 8am to 5pm Monday to Friday, 8am to 1pm on Saturday

MoneyGram

Dushanbe
  • AgroInvestBank

    Borbad Ulitsa 121
    Dushanbe,
    Phone. 904240699
    Open Monday to Friday 7:30am to 5pm, Saturday 7:30am to 1pm

  • Bank Eskata

    Borbad Str. 165
    Dushanbe, 734067
    Phone. 9923722311728
    Open 8am to 4pm Monday to Friday, 8am to 5pm on Saturday

Khujand
  • Finca

    Lenina Ulitsa 203B
    Sugdskaya Oblast
    Khujand,
    Phone. 342244037
    Open 8am to 4pm Monday to Friday

  • AccessBank Tajikistan

    Lenina Ulitsa 52
    Sogdiyskata Oblast
    Khujand, 735700
    Phone. 342261299
    Open 8:30am to 4pm Monday to Friday

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Tips for picking up cash in Tajikistan

If you’re travelling to Tajikistan, the Department of Foreign Affairs and Trade recommends that you ‘exercise a high degree of caution' Keeping this in mind, it’s important that you are extremely careful when picking up cash in Tajikistan. Take a friend with you if at all possible, and don’t advertise the fact that you are picking up a large sum of cash. Use common sense and avoid areas where you are likely to get mugged, and head to a bank straight away to deposit your funds.

You can find more travel safety tips at the multiple online blogs and forums that offer advice to travellers.

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How can you send money to Tajikistan?

Whether you conduct a bank to bank transfer or use the services of a dedicated money transfer company, you have plenty of options to choose from when sending money to Tajikistan. Whichever option you choose, you will usually have to set up an account before you can lodge a transfer. In addition to providing your name, contact details and date of birth, you’ll also need to satisfy identification requirements when opening an account.

Once you’ve lodged a transfer, keep your receipt and any tracking number you are given to monitor the progress of your transaction.

Finally, it’s impossible to over-emphasise the importance of shopping around for the best deal when it comes to international money transfers. Compare the fees, features and exchange rates of different providers to find the right one for you.

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International Money Transfer Offers

Important Information*
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in over 30 currencies. Once registered, you'll be assigned an account manager who can provide support and guidance.

WorldFirst International Money Transfers

Use code FINDER20 for $20 credit towards your next transfer*. Conditions apply.
Send 60+ currencies at competitive rates with $0 transfer fees for Finder customers. WorldFirst will beat any eligible quote from another provider.
*Offer valid for one-time use and only applies to transfers of AUD$10,000 or more.

OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers. $0 transfer fee on transfers over AU$10,000, $15 flat fee applies otherwise. 24-hour customer service available with a local support team.

WorldRemit International Money Transfers

An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.

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