How to send money to Kuwait

Save time and money when sending money to Kuwait from Australia.

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Kuwait Cityscape

Situated at the tip of the Persian Gulf, Kuwait has a history dating back several thousand years. An oil-rich country with a population of more than 4.2 million people, Kuwait is also a temporary home to thousands of US military personnel operating in the region.

If you ever need to send money from Australia to Kuwait, or from Kuwait to Australia, there are several money transfer companies able to handle the transaction. You just need to compare their exchange rates, fees and features to find the company that offers the best deal.

International Money Transfer Offer

OFX (Ozforex) International Money Transfers

  • Large range of currencies
  • Online and phone transfers
  • Regular payments available

International Money Transfer Offer

$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.

  • Minimum transfer amount: $250
  • Online transfer fee: $0
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Send money to Kuwait using a service below

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 250 1 - 2 days AUD 15.00 0.206 KWD
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
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AUD 2,000 1 day AUD 0.00 0.206 KWD
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
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AUD 1 Within an hour AUD 3.99 0.205 KWD
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
AUD 2,000 1 day AUD 0.00 0.206 KWD
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
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Compare up to 4 providers

The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

Banks versus money transfer companies

One option when sending an international money transfer is to send a telegraphic transfer from your Australian bank account to a Kuwaiti bank account. However, while this is undoubtedly a safe and secure option, it’s also a costly one – banks charge high transfer fees and typically offer some of the worst exchange rates around.

In recent years, specialist money transfer companies have emerged and now regularly offer a better deal on transfers. These companies, such as OFX and WorldFirst, are foreign exchange specialists and trade in large volumes of foreign currency. This allows them to offer superior exchange rates to the banks which, combined with lower fees, makes them a much more affordable transfer option.

Kevin Sends Money to Kuwait

Kevin’s son Jack is working in the oil industry in Kuwait, and Kevin wants to send his son a $1,000 money transfer as a birthday gift. To find the cheapest option, Kevin decides to compare the cost of sending a transfer with his bank vs sending it via an online transfer company. The results of his comparison are shown in the table below:

BankMoney transfer company
Exchange rate1 AUD = 0.2056 KWD1 AUD = 0.2160 KWD
Transfer fee$20$0
Transfer time1-2 days1-3 days
Amount received (in KWD)KWD205.60KWD216

As you can see, not only can Kevin send KWD10.40 extra by using the money transfer company, but he can also save AUD$20 in transfer fees.

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How do I compare transfer companies when transferring and receiving money via Kuwait?

Make sure to consider the following features when considering the pros and cons of money transfer companies:

  • Exchange rates. The higher the exchange rate, the more money your beneficiary receives. Look for the company that regularly offers the best exchange rates, but be aware that good exchange rates can sometimes come with high fees attached.
  • Transfer fees. Transfer fees range from zero to north of $50, so it pays to check just how much a transaction will cost before you commit.
  • Transfer options. Some online transfer providers offer options to help you get the exchange rate you want, for example forward contracts and limit orders. You may also wish to check whether the provider allows you to schedule a recurring transfer in advance.
  • Transfer methods. Will the funds be sent via electronic transfer or will you need to visit an agent location and pay with cash?
  • Supported currencies. Check the list of countries to which a transfer provider can send money and also look at the list of supported currencies. Make sure the provider you choose will be able to handle your regular transaction needs.
  • Processing times. How long will it take from the time you submit a transfer request to the time your beneficiary receives the funds?
  • Transfer limits. Are there any minimum or maximum limits on the amount you can transfer at any one time?
  • Receiving options. How will your beneficiary receive the funds - for example will the funds be paid into their bank account or PayPal account, or can they pick up cash from a transfer agent.
  • Customer service. Is there an online help section with customer support and a range of frequently asked questions? Can you quickly access customer assistance if you ever have a problem with a transaction?
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How do I send money to Kuwait from Australia?

  • Bank transfers. You can send money from your Australian bank account to a bank account in Kuwait.
  • Cash pickup transfers. Western Union and MoneyGram both operate cash pickup locations in Kuwait.
  • Online money transfers. Companies such as OFX, WorldFirst and TorFX offer this service.
  • Bank cheque. You could also obtain an international guaranteed cheque from your bank and post it overseas.

How do I receive money from Kuwait in Australia?

  • Bank transfers. Transfers can also be conducted from a Kuwaiti bank account to your Australian bank account.
  • Cash pickup transfers. Search online to find your nearest MoneyGram or Western Union cash pickup location.
  • Online money transfers. There are several trusted online money transfer providers that allow you to send money between Kuwait and Australia.
  • Bank cheques. International cheques are a secure but slow transfer method.
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Emergency cash transfers in Kuwait

If you ever need to send an urgent cash transfer, remember to take the time to review the full details of your transaction before handing over any money. Emergency transfers tend to attract lower exchange rates and higher fees than ordinary transfers, so even a small transfer could end up costing much more than you expect. Read the fine print closely instead of simply rushing into a transaction.

Cash pickup locations in Kuwait/ Western Union/ MoneyGram branches in Kuwait

With hundreds of thousands of agent locations, Western Union and MoneyGram are the world’s two largest providers of international money transfer services. Some popular cash pickup locations in Kuwait are listed below, but make sure to phone ahead to confirm locations and opening hours. Photo ID and a transaction number will also be required when picking up funds.

Western Union

Kuwait City

  • 360 Mall Grant Supermarket
    New Branch
    Kuwait, Kuwait 13001
    Open 8:30am to 10:30pm seven days
  • Abbasiya 5
    Block 10, Building # 26,
    Shop Abbassiya Abbassiya,
    Kuwait 13002
    Open 8:30am to 10:30pm seven days

Al Ahmadi

  • Al Muzaini Exchange Co.
    Block - 2, St - 1,
    Reggae, Alahmadi 2156
    Open 9:30am to 11:30pm Saturday to Thursday, 7pm to 11:30pm Friday
  • Lulu Exchange Co.
    Block 54, Building 5,
    Mohamed Saud Zben Allamia Bldg
    Mangaf, Ahmedi


Kuwait City

  • Al Hanifa Exchange
    Salem Al Mubark St
    Open 8am to 9pm Saturday to Thursday, 4:30pm to 9pm Friday
  • Bahrain Exchange Company
    Al-Shuhada St Murgab
    Safat 1824000
    Open 8am to 11:30pm seven days
  • Bahrain Exchange Company
    Fahad Al Salem St Salhiya Complex
    Open 8am to 11:30pm seven days
  • Bahrain Exchange Company
    Al Watiya,
    Open 8am to 11:30pm seven days
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Tips for picking up cash in Kuwait

  • DFAT warns Australian travellers to Kuwait to exercise a “high degree of caution”
  • Take a friend with you for extra security
  • Phone ahead to confirm the location and opening hours of a cash pickup agent
  • Keep your money concealed - don’t wave it around in front of strangers
  • Deposit the money in your bank account as soon as possible

What are the steps to send money to Kuwait?

The transfer process when sending money to Kuwait varies depending on the transfer provider you choose. However, you will generally need to follow these simple steps:

  1. Sign up for an account. You will need to provide your name, contact details, proof of ID and possibly your bank account details.
  2. Enter transaction details. You will need to specify whom you are sending the money to and in what country, as well as the amount of money being transferred and your chosen currency.
  3. Submit and track transfer. Review the details of your transfer before handing over any money. You can then use a tracking number to monitor the progress of your funds.
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International Money Transfer Offers

Important Information*
Logo for ANZ International Money Transfer
ANZ International Money Transfer

Transfer to over 99 countries via online banking, phone banking or through an ANZ bank branch.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for Global Reach (formerly FC Exchange) International Money Transfers
Global Reach (formerly FC Exchange) International Money Transfers

Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

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