Send money to Croatia

Compare fees and exchange rates to get the best deal on your next money transfer to Croatia.

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Zagreb City main square in Croatia

Australia is home to almost 50,000 Croatian-born citizens and around 200,000 claiming Croatian ancestry. Following agreements signed between Croatia and Australia, people who’ve worked in both countries are entitled to improved social security benefits. In addition, an Air Services agreement has increased the frequency of flights between the two countries.

While trade relations are largely in Croatia’s favour, Australia has interests in Croatia in the energy industry, notably oil and gas, as well as in areas concerning education and tourism.

International Money Transfer Offer

TorFX International Money Transfers

  • No extra fees
  • Fix your exchange rate for up to 2 years
  • Price-match guarantee
  • Personal account manager

International Money Transfer Offer

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

  • Minimum transfer amount: $2,000
  • Online transfer fee: $0
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Compare Money Transfer Services

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 2,000 1 day AUD 0.00 4.597 HRK
22,984
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 2,000 1 day AUD 0.00 4.597 HRK
22,984
Sign up for a new account and receive a $50 Myer gift card when you transfer $10,000 or more.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
AUD 1 1 - 2 days AUD 27.50 4.615 HRK
22,950
Make online transfers at the mid-market rate with transparent fees in 45+ currencies. Go to site Show details
AUD 3,000 1 day GBP 20.00 4.569 HRK
22,424
Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.
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Compare up to 4 providers


The “Rate” and “Amount Received” displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

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Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options. Our foreign exchange experts offer a best rate guarantee, are ASIC authorised and never charge transfer fees.

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Banks versus money transfer companies

Hana lives in Sydney with her husband and three children. Her parents have just retired and decided to buy a house on the Dalmatian coast. Hana would like to share the cost of a new refrigerator with her old sister still based in Croatia. After some research, she’s come upon two of the following service providers.

Money transfer 1Money transfer 2
Exchange rate$1 = 4,98 Croatian kuna (HRK)$1 = 4,93HRK
Transfer fee$3$10
Amount received for $5002491HRK2417HRK
Transfer time1 to 2 working days1 to 3 working days
Transfer optionsBank depositOnline transfer, on the phone
Difference74HRK

Money Transfer Service 2 offers a lower exchange rate and charges a higher transfer fee, but without the benefit of quicker delivery.

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How do I compare transfer companies when transferring and receiving money to Croatia?

  • Exchange rates. Besides what you pay for the transfer service, it’s important to choose a service that offers a competitive exchange rate.
  • Pick-up methods. Check with your recipient to see which pick-up method would suit them best, especially if they’re not mobile or far from a pick-up point.
  • Fees. Even if a service offers a competitive exchange rate, make sure that you aren’t being charged service or conversion fees for the transfer. Sometimes a good exchange rate is negated by additional fees.
  • Bank to bank transfers. If your recipient has a bank account with the same bank, you can effect a same-bank transfer, usually for no fee.
  • Turnaround time. Depending on how urgently your recipient needs the money, you can choose between services that offer instantaneous delivery (Western Union, for example) or those that make money available within one to three working days.
  • Transfer methods. The quickest way to send money is usually via online transfer, but you can also choose transactions concluded over the phone, in person or through your bank. Your choice depends on your preferred turnaround and fees you’re willing to pay.
  • Transfer options. Besides just once-off transfers, you can also choose to set up regular scheduled payments, forwards contracts and market orders.
  • Minimum transfer amounts. Some services require that you send a minimum amount, usually between $10 and $50. In some cases, fees are waived for transfers over a certain amount.
  • Customer service. It’s imperative that the money transfer service has a reliable and efficient customer service. You should be issued a tracking number to use as a reference when making enquiries about the transaction’s status.
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How do I send money to Croatia from Australia?

Thanks to cordial relations between Australia and Croatia, as well as the high number of Croatian-born citizens living in Australia, there are several ways to send money between the two countries. Here are a few to consider:

  • Xendpay. This money transfer service will send money directly to your recipient’s bank account.
  • Western Union. Your recipient can collect the deposit at a Western Union agent or withdraw it from his or her bank account.
  • Banks. Sending money between banks usually implies higher fees, but if your recipient has a bank account within the same bank, the transfer will be effected without a fee.
  • Exchange4Free. This services facilitates bank-to-bank transfers for zero fees charged no matter the amount. Be sure to compare exchange rates and delivery time. You can effect a transfer online or by phone.

How do I receive money from Croatia in Australia?

In the same way that recipients in Croatia can access their deposits quickly and easily, sending money from Croatia to Australia is facilitated by several banks and online transfer services. If your priority is speedy delivery, your best bet would be an online transfer service like MoneyGram or Western Union. These services deliver within minutes and recipients can collect their money at a number of agencies or pick-up points.

  • Worldremit. This transfer service allows you to receive a transfer in Australia within 10 minutes of the transaction being effected. Recipients can collect their money at a MoneyGram pick-up point.
  • Paypal. One of the most recognisable and reliable money transfer services, Paypal facilitates instantaneous transfers between Paypal accounts and to bank accounts.
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Emergency cash transfers in Croatia

If you find yourself in an emergency while in Croatia, there are a few ways to have money sent to where you are.

  • Pick-up options. Transfer companies like Western Union and MoneyGram have pick-up points from which you can collect your deposit. Money is usually available within minutes of the transaction.
  • Online transfers. These money transfer companies facilitate quick transfers between bank accounts, usually within one to three business days.
  • Travel insurance. Your travel insurance policy will cover you for loss and theft while on holiday. Get in touch with your insurer, but make sure you’re eligible for cover before submitting a claim.

Cash pickup locations in Croatia / Western Union / MoneyGram branches in Croatia

Below are a few locations from which to collect MoneyGram and Western Union transfers.

Western Union

Zaghreb

  • Fina Dubrovnik

Fina Zagreb 5
Trg Svibanjskih Zrtava 1995 Br 1
Zagreb, 10000 +385-8000080Open Monday to Friday 08h00 to 18h30, Saturday 08h00 to 12h00

  • Splitza Banka

Vlaska 67
Zagreb, 1000
+385-01-4627351
Open Monday to Friday 08h00 to 20h00, Saturday 08h00 to 12h00

Dubrovnik

  • Fina Dubrovnik

Vukovarska 2
Dubrovnik,
20000
+385-8000080
Open Monday to Friday 08h00 to 18h30, Saturday 08h00 to 12h00

  • Hrvastka Posta

Dr. Roka Misetic Bb
Dubrovnik,
20109
+385-20-412939
Open Monday 08h00 to 17h00, Tuesday to Friday 07h30 to 14h30

MoneyGram

Zaghreb

  • TISAK INC.
    Obala SV. Nikole 29Zagreb, 1000072500502Open Monday to Friday 08h00 to 16h00
  • Sberbank D.D.
    Varsavska 9Zagreb, 10000+ 385014801378Open Monday to Friday 08h00 to 19h00, Saturday 08h00 to 12h00

Dubrovnik

  • TISAK INC. Dubrovnik-Ploce
    5 Frana Supila Br. 5Dubrovnik, 2000072500502Open Monday to Saturday 07h00 to 21h30
  • Sberbanks D.D.
    Vukovarska 36Dubrovnik, 20000+38 5020358901Open Monday to Friday 08h00 to 17h00, Saturday 09h00 to 12h00
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Tips for picking up cash in Croatia

The Department of Foreign Affairs and Trade advises a normal degree of caution while in Croatia. While crime is relatively low, you should still be vigilant while travelling, especially if you’re collecting money from a pick-up point. Be sure to get there during opening hours and try to take someone along.

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What are the steps to send money to Croatia?

Depending on the transfer service you choose, you’ll be asked to supply certain personal and financial details. Some online services require that you open an account before effecting a transfer.

You’ll be asked to be supply the following:

  • Your contact details
  • Email address
  • Bank account information
  • Your recipient’s personal and bank account information

Once the transfer has been completed, you’ll receive a tracking number to use as reference when making enquiries.

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International Money Transfer Offers

Important Information*
Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for Global Reach (formerly FC Exchange) International Money Transfers
Global Reach (formerly FC Exchange) International Money Transfers

Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Sign up for a new account and receive a $50 Myer gift card when you transfer $10,000 or more.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

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