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Finder Awards 2022 Best Owner Occupier Home Loan – Refinance Fixed

See the full list of Finder Awards 2021 winners


Here's how our expert analysts assessed the Best Owner Occupier Home Loan - Refinance Fixed category to pick the 2021 winner.

Selection criteria

  • Minimum loan amount $200,000 or below, maximum loan amount $500,000 or higher or blank
  • Fixed
  • P&I
  • Owner occupier
  • Minimum 70% loan-to-value ratio available
  • Interest rate under 4%


  • Tiebreakers are ranked by the lowest interest rate in the final month


  • Interest rate: 80%
  • Total fees: 20% (including the product application fee, service fees, settlement fees and exit fees)

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