Here's how our expert analysts assessed the Best Owner Occupier Home Loan - Refinance Fixed category to pick the 2021 winner.
- Minimum loan amount $200,000 or below, maximum loan amount $500,000 or higher or blank
- Owner occupier
- Minimum 70% loan-to-value ratio available
- Interest rate under 4%
- Tiebreakers are ranked by the lowest interest rate in the final month
- Interest rate: 80%
- Total fees: 20% (including the product application fee, service fees, settlement fees and exit fees)
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