
Finder Awards 2022 Best Owner Occupier Home Loan – Refinance Variable
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See the full list of Finder Awards 2021 winners
Methodology
Here's how our expert analysts assessed the Best Owner Occupier Home Loan - Refinance Variable category to pick the 2021 winner.
Selection criteria
- Minimum loan amount $200,000 or below, maximum loan amount $500,000 or higher or blank
- Variable
- P&I
- Owner occupier
- Minimum 70% insured loan-to-value ratio available
- Interest rate under 4%
Presumptions
- Tiebreakers are ranked by the lowest interest rate in the final month
Weighting
- Interest rate: 80%
- Total fees: 10% (including the product application fee, service fees, settlement fees and exit fees)
- Offset account available: 10%
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