Finder Awards 2022 Best Low Deposit Home Loan 

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See the full list of Finder Awards 2021 winners


Here's how our expert analysts assessed the Best Low Deposit Home Loan category to pick the 2021 winner.

Selection criteria

  • Minimum loan amount $200,000 or below, maximum loan amount $500,000 or higher or blank
  • Variable
  • P&I
  • Owner occupier
  • Minimum 90% insured loan-to-value ratio available
  • Interest rate under 4%


  • Tiebreakers are ranked by the lowest interest rate in the final month


  • Interest rate: 80%
  • Total fees: 10% (including the product application fee, service fees, settlement fees and exit fees)
  • Offset account available: 10%

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