Finder makes money from featured partners, but editorial opinions are our own.

How to stake and earn PIVX

Earn yield on your idle PIVX and estimate your returns with our staking calculator

PIVX – or Protected Instant Verified Transaction (or Exchange) – is an open-source Proof-of-Stake blockchain focused on the protection of user and financial data. Integrated with ZK-powered SHIELD technology, the blockchain allows users to withdraw or receive funds transparently and anonymously. The project is run by the supporting community through a decentralised autonomous organisation (DAO).

As the blockchain is operated through a Proof-of-Stake consensus mechanism, the native cryptocurrency (also termed PIVX) can be staked to support the network. In return for staking PIVX tokens, users can earn rewards.

So, in this guide, we will take you through what Proof-of-Stake is and how staking works, along with why you should stake your PIVX coins.

Disclaimer: This information should not be interpreted as an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade.

Earn yield on PIVX

The easiest way to earn PIVX is through an exchange or specialised lending platform. These services lend your PIVX to borrowers and pay you with yield (APY) for doing so, similar to a savings account. Although keep in mind that cryptocurrency lending services do not provide the same guarantees as traditional banks, and are not subject to the same rules and regulations.

Use the table below to compare rates on PIVX then forecast your earnings using the calculator provided.

1 = $0.00000
Daily earnings



Weekly earnings



Monthly earnings



Yearly earnings



Cryptocurrency prices provided by CoinGecko. Results are an estimate based on Finder internal data, provided on a best effort basis. Rate data may be delayed up to 7 days. Please check the provider website for the most current rates and information, and to verify any data provided by this calculator before applying for any product.
Loading Coins...
Go to site

How to use the table and calculator

  1. Compare rates. The table and calculator display the annual percentage yield (APY). Rates vary depending on a number of factors like the provider, term length and whether or not the rates are variable or fixed. Keep in mind that cryptocurrency yields fluctuate each day. For a more accurate overview, we've provided an average rate based on data from the past month.
  2. Choose a variable or fixed rate. To protect against fluctuations, some providers offer a fixed rate. These rates stay consistent over time and do not fluctuate with the market.
    Compare lock-up periods. Some accounts require you to keep your funds locked up for a set period, while others will let you withdraw at any time.
  3. Calculate your returns. Use the calculator to project how much you could earn with each provider.
  4. Start earning. Once you've made your choice, click on the green "Earn now" button to go to the provider's website and create an account or log in.

The basics of staking

1 problem

To make any blockchain work efficiently, the parties involved need to come to some sort of agreement. This problem underlies the basic concept of a network consensus – a method of verifying, correcting and maintaining the network.

Centralised financial networks, like your average bank, solve this problem by having a designated middleman. The bank itself serves as the validator for that network of transactions, providing the necessary assurance for the network to operate. Centralised financial institutions also achieve consensus because the ledger for that network is housed in a single place – the bank itself.

In contrast, blockchain is a decentralised ledger system – no single entity can provide the necessary assurance. To achieve consensus, blockchain networks need to verify transactions and write a copy of the ledger. However, that process is incredibly complicated, requiring significant resources to handle.

2 solutions

Blockchain networks currently use 2 prominent methods to achieve consensus: Proof-of-Work (PoW) and Proof-of-Stake (PoS). Proof-of-Work blockchains, like Bitcoin, achieve consensus and add new blocks to the blockchain through a process called mining. Computers compete against each other to solve a mathematical problem, and the winner updates the ledger and receives (mines) new BTC as a reward. The process is effective, but is extremely energy-intensive.

In contrast, Proof-of-Stake networks achieve consensus and add new blocks to the blockchain through a process called staking. This involves minting new coins rather than mining them. PoS blockchains use a collaborative approach that lets users stake (lock-in) the associated cryptocurrency in a node. Instead of competing to solve a mathematical formula, the number of coins staked determines the chances of being selected to validate transactions. Validation updates the blockchain ledger and the node is rewarded with new coins.

For more information on staking, see our complete guide here.

Staking PIVX

By locking PIVX into a crypto wallet, investors can use the coins to support the Proof-of-Stake PIVX blockchain. Although the coins can't be used for the duration of the stake, the investor can earn a percentage of new coins that are generated from the staking process.

PIVX describes itself as "maximally decentralised", which fits well with the emphasis on PoS rather than PoW. It also means that there are 2 primary ways to stake your PIVX:

  • Stake via a node/master node
  • Stake via a third party

One of the biggest differences between PIVX and other PoS blockchains, such as Ethereum, is that PIVX has virtually no requirements to run a node for staking. The Ethereum blockchain requires a minimum of 32 ETH to set up a node in the network. That's just under $80,000 at the time of writing. In contrast, if you own 1 PIVX coin, you can create a node. The lower barrier to entry removes one of the biggest disadvantages to active staking – meeting onerous node requirements.

Both staking via a node and staking via a third party have distinct advantages and disadvantages, so let's look at each in turn.

Staking via a node/master node

Solo staking as a node is the simplest method of staking PIVX. By design, PIVX is one of the easiest currencies to stake. The process involves locking PIVX into your PIVX Core wallet and turning that wallet into a node on the network. In return for participation, rewards are generated.

While the node requirements for PIVX are quite low, the rewards can also be lower than most other networks. That is because PoS works by ranking nodes based on the amount of crypto staked. Nodes/wallets with only a few PIVX aren't going to earn as much rewards as nodes that are staking a significant amount.

Master nodes, on the other hand, have been known to return 2.4 PIVX daily. However, master node requirements are much higher. You'll need 10,000 PIVX, a dedicated IP address and uninterrupted network access to create a master node. This means you can't easily run a master node from your laptop.

Luckily, for anyone interested in staking PIVX coins, there is another option.

Stake via third-party service

PIVX includes a core feature known as Cold Staking. Rather than requiring your locked wallet to be online, cold staking allows PIVX holders to contribute their coins to a designated "hot" or online wallet. The PIVX Cold Wallet feature keeps your PIVX technically separate and secure from the hot wallet and removes the need for you to always be connected to the network.

If this sounds similar to staking in a pool, that's because it is. The underlying functionality is slightly different, but the results are roughly similar. By contributing to a larger third-party pool of PIVX coins, the potential rewards are higher. These "soft staking" providers aim to make staking so easy that there's no excuse not to do it. One of the few downsides is that the platform often takes a percentage of the rewards, so it does become a tradeoff between increased staking power but reduced earnings.

The PIVX site includes a list of third-party staking services currently available for PIVX staking. The list includes Allnodes, Pecunia and StakeCube.

In this example, we will be using the Allnodes staking service.

PIVX Cold Staking via third-party

Risks and rewards from staking PIVX

Each staking method has its own advantages, so it is often good to look at both to see which method might be right for you.

Solo staking via a node or master node

  • Enhanced privacy and security. The PIVX network is privacy-obsessive, making it nearly impossible for anyone to steal your information.
  • Crypto wallet key security. If you lose access to your wallet, you could lose your entire stake.
  • Typical market fluctuations. If the value of your PIVX drops, it could erase any gains from staking.
  • Liquidity issues. All staking requires locking up your crypto assets for a set time, preventing you from buying or selling your PIVX for the duration of the stake.

Third-party staking

  • Easy access. Third-party staking services handle all technical requirements for staking.
  • Reduced resource use. Staking uses electricity and requires constant network access; using a third-party staking service places that burden on them.
  • Reduced crypto access. Using a third-party service will lock your PIVX up for a set time. While the PIVX Cold Staking approach does address this problem, by keeping your coins in your personal cold storage, it could still mean the coins are difficult to sell quickly when the time comes.

How much can I earn by staking PIVX?

Specific staking yields are always complicated to calculate due to the variety of factors affecting rewards. The rewards generated depend on how many nodes and master nodes are on the network at any given time, as well as the amount staked.

If the number of nodes in the network decreases, returns are likely to increase to incentivise new participation. However, if the number of nodes increases, returns are likely to decrease as an increase in nodes is no longer required.

Use the calculator on the PIVX website to determine how many PIVX coins you could earn as a reward for staking in the blockchain.

Why stake PIVX?

Staking is often seen as a solid way to earn passive crypto income. It also helps to reduce some of the risks associated with crypto investing. Staking returns a percentage of the original stake in the form of new coins. While the price of PIVX is variable, constantly earning new coins can help offset some of the fluctuations in price. If PIVX goes up in price while you're staking, so much the better!

More broadly, PoS is widely seen as the future of blockchain technology. The PoW model has several downsides and PoS provides a solution to many. Staking PIVX helps to validate not only the PIVX blockchain but also the entire PoS consensus theory.


The PIVX blockchain builds staking into every native PIVX Core wallet, removing many of the staking barriers that exist with other PoS currencies. By holding just 1 PIVX coin and by linking your wallet to the blockchain, a user can create a node in the network and start generating rewards. With similar ease, a user can also utilise third-party services to reduce the burden on resources and increase staking power. While total rewards aren't as high as other blockchains, the barrier to entry is much lower.

Check out the PIVX homepage for some extra resources on how to start staking PIVX today.

Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

More guides on Finder

  • How to stake and earn Qtum

    Earn passive income through staking or lending your idle QTUM. Estimate your returns with our lending rates calculator.

  • How to earn yield on USDC

    Learn how to stake and earn yield on USDC holdings with cryptocurrency exchanges, lending services and DeFi applications.

  • How to stake and earn Kusama (KSM)

    Staking is the process of locking up KSM tokens in a wallet to earn rewards. Read on to find out how and where you can stake KSM tokens.

  • How to earn yield on BUSD

    Learn how to stake and earn yield on BUSD holdings with cryptocurrency exchanges, lending services and DeFi applications.

  • How to stake and earn Neo

    In this guide, we will cover how to stake and lend NEO. Estimate your returns with our lending rates calculator.

  • How to stake and earn Tezos (XTZ)

    Earn passive income through staking or lending your idle XTZ. Estimate your returns with our lending rates calculator.

  • How to stake and earn Synthetix (SNX)

    Earn passive income through staking or lending your idle SNX. Estimate your returns with our lending rates calculator.

  • How to stake and earn Polkadot (DOT)

    Stake or lend DOT and start earning passive rewards. Estimate your returns with our lending rates calculator.

  • What is cryptocurrency staking?

    Staking is one of the most popular ways to earn an income with cryptocurrency – learn how to get started with this guide.

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site