How to buy USD online

Find out how to get the best value when buying US dollars.

Last updated:

The US dollar is one of the most popular currencies in the world and can be used not just in the United States, but in Cambodia, Costa Rica, Vietnam and several other countries.

But what's the best way to get some USD in cash before you head overseas? In this guide, we'll walk you through how to do this and more.

Quick guide: How to buy USD online in 4 easy steps

  1. Compare rates from currency exchange services.
  2. Order the USD and choose whether you want delivery or pick-up.
  3. Pay for the exchange. You may need to provide contact details to help identify you.
  4. Collect your currency.

How buying foreign currency works

Compare online currency exchange services

Rates last updated February 17th, 2020
Name Product Description Minimum Order Amount Maximum Order Amount Delivery/Pickup Method Commission Fees
Travelex Foreign Currency
Travelex makes it easy to exchange and get the best rate on over 40 currencies so you can be prepared for your next holiday.
$500
$5,000
In Store or At Airport
$0

Compare up to 4 providers

Where's the best place to buy US dollars?

There are four main options for buying US dollars in pyshical cash. Which is best will depend on your circumstances.

Blue icon of a desktop screen Image: Infogram

Online

Pros

  • Often the cheapest method
  • You can pay with a bank transfer or a card
  • Gives you the freedom to pick your rate and easily compare

Cons

  • You'll need extra time for your money to be delivered or to organise pick-up

Blue icon of cash Image: Infogram

In-person at a money changer

Pros

  • Conveniently located in most CBDs and major shopping centres
  • You can pay with cash or card
  • You may be able to negotiate a better exchange rate

Cons

  • There may not be one nearby
  • It's not as easy to compare what exchange rates other places are offering without visiting them in person

Blue icon of a bank Image: Infogram

At a bank

Pros

  • You can order money online or in-branch
  • Most banks let non-customers exchange cash

Cons

  • Higher fees than currency exchange specialists
  • Uncompetitive exchange rates

Blue icon of a plane Image: Infogram

At the airport

Pros

  • Convenient for travellers
  • You can often get better rates if you order online in advance

Cons

  • Tends to be very expensive, since travellers don't have much choice

Find out more about travel money when heading to the US

What's the exchange rate right now?

Live Rate

= USD$ 0.6719

Refreshing in: 60s | Mon, Feb 17, 01:34AM GMT

Compare money transfer services

If you've decided a money transfer is the best option for you, the table below shows some of the services available, as well as the fees and exchange rates that each typically charges.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 1 day AUD 52.00 0.672 USD
6,684
SingX offers the real exchange rate every time you make a transfer and can help you send money across the world. Go to site Show details
AUD 2,000 1 day AUD 0.00 0.669 USD
6,692
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.669 USD
6,692
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.669 USD
6,692
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
GBP 3,000 1 day AUD 0.00 0.669 USD
6,692
Global Reach will match any competitor's exchange rates. Conditions apply.
Get no fees for both business and personal transfers when you send your money overseas with Global Reach.
Go to site Show details
AUD 250 1 - 2 days AUD 0.00 0.669 USD
6,692
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Go to site Show details
USD 0 1 - 2 days AUD 2.99 0.665 USD
6,643
Quick, affordable transfers around the world. Remitly also has an express option that can transfer your money in minutes for a higher fee. The cheaper option takes several days. Go to site Show details
AUD 1 1 day AUD 0.00 0.669 USD
6,685
Get fast transfers with no fees and a range of foreign currency tools. Go to site Show details
AUD 5 1 - 2 days EUR 3.00 0.665 USD
6,650
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
AUD 1 Within an hour AUD 3.99 0.664 USD
6,636
Use promo code 3FREE to send your first 3 transfers with no fee.
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.
Go to site Show details
AUD 200 1 day AUD 0.00 0.667 USD
6,665
Low minimum transfer amount of just AU$200, with no set-up fees or transfer fees. Go to site Show details

Compare up to 4 providers


The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.


If you want to transfer money to the US, you can learn more about it and what to watch out for in our guide on sending money to the United States.

Frequently asked questions

Related Posts

International Money Transfer Offers

Important Information*
Logo for SingX International Money Transfers
SingX International Money Transfers

SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

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