⚡️⚡️⚡️
With energy prices rising, switch to a cheaper plan
💡
Compare Prices Now
⚡️⚡️⚡️
Green Company

Brighte Green Loan

Give your home a sustainable makeover with a loan up to $30,000. Interest rate charges and fees apply.

Brighte is a finance provider and zero-interest platform with a special focus on environmentally friendly loans. You can use this loan for green home improvements such as solar panels, roofing updates, plumbing, electrical or other energy-efficient switchovers. This loan has a minimum credit limit of $1,000 and a maximum limit of $30,000. This loan comes with a fixed rate of 5.89% p.a., and a comparison rate of 6.76% p.a. The terms range from 2 years to 7 years. There will also be an establishment fee of $299, and an account keeping fee of $1.50 per week or $6 per month.

No reviews yet. Write a review

5.89% (fixed)

Interest Rate (p.a.)

6.76%

Comparison Rate (p.a.)

$1,000

Min Loan Amount

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Details

Product NameBrighte Green Loan
Interest Rate (p.a.)5.89% (fixed)
Comparison Rate (p.a.)6.76%
Interest Rate TypeFixed
Min Loan Amount$1,000
Max. Loan Amount$30,000

How does Brighte's Green Loan work?

Brighte's Green Loan allows borrowers to avail finance over longer terms than Brighte's 0% interest payment plans. First, you need to ask your accredited Brighte vendor if it offers the Brighte Green Loan. Vendors that do offer the loan will refer you to Brighte. Once referred, Brighte will send you a link to complete the online loan application form and to provide supporting documentation for the credit assessment.

If you're looking to do a greater overhaul on your home's energy efficiency, a Brighte Green Loan might work for you.

Features of a Brighte Green Loan

Brighte offers a range of features on their loan, including the following:

  • Fixed rate. This loan includes a fixed rate of 5.89% p.a.
  • Access to a variety of vendors. You have access to a variety of vendors. However, only a select number of vendors will offer the Green Loan, so make sure to check with the vendor directly.
  • Easy application process. Brighte will send you the link to complete your online application. Once you provide all the necessary documents, you'll receive an outcome within 1 to 3 business days, along with your loan contract.
  • Longer loan terms. Loan terms on the Brighte Green Loan vary from 2 to 7 years.
  • Loan amount. Brighte loans range from $1,000 to $30,000.
  • Repay early. You can make additional repayments at no extra cost via the BrightePay app or by phone.

Rates and fees

The following rates and fees are associated with this loan:

  • Interest rate. Fixed interest rate of 5.89% p.a.
  • Comparison rate. From 6.76% p.a.
  • Establishment fee. You'll need to pay an establishment fee of $299
  • Account keeping fee. You'll be charged a fee of $1.50 per week, which is included in your fortnightly repayments.
  • Late payment fee. If you make a payment later than the due date, you may be charged $4.99.

How to sign up with Brighte

To get started, you need to ask the accredited Brighte vendor of your choice if they provide the Brighte Green Loan. If you're eligible, vendors that offer the loan will refer you to Brighte. Once referred, Brighte will send you a link to complete the loan application form online and to provide supporting documentation for the credit assessment. In order to apply, you will need to meet the following eligibility criteria:

  • Be aged 18 or over
  • Be a homeowner or in the process of purchasing a home
  • Have valid ID (driver's license or passport)
  • Be an Australian permanent resident or citizen
  • Be employed, self-employed, a self-funded retiree or should be receiving the Government Age Pension
  • Provide 2 most recent pay slips or 90 days of bank statements

On receiving your loan application and documents, Brighte will assess them as per its credit approval criteria and provide you with an outcome within 1 to 3 business days.

For more information, contact Brighte directly either by phone, email or via their website. Prospective applicants for environmentally friendly loans can also find a range of similar products to compare, or they can find out more about Brighte's zero-interest finance option.

Compare other personal loans

1 - 5 of 5

$

Name Product Mobile details underline Interest Rate (p.a.) Comp. Rate (p.a.) Rate Type Application Fee Monthly Fee Monthly Repayment

Harmoney Unsecured Personal Loan Fixed, 3 - 7 Years, $2,000 - $70,000

Harmoney Unsecured Personal Loan

3 - 7 Years, $2,000 - $70,000

5.35%
to 19.09%

6.14%
to 19.99%

Fixed

$275 - $575

$0

You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3, 5 or 7 years terms.

NOW Finance No Fee Unsecured Personal Loan Fixed, 18 Months - 7 Years, $5,000 - $50,000

Exclusive
NOW Finance No Fee Unsecured Personal Loan

18 Months - 7 Years, $5,000 - $50,000

5.95%
to 19.95%

5.95%
to 19.95%

Fixed

$0

$0

You'll receive a fixed rate between 5.95% p.a. and 19.95% p.a. based on your risk profile
Borrow from $5,000 to $7,999 with loan terms between 18 months and 3 years or borrow $8,000 to $50,000 with loan terms between 18 months and 7 years.

Finder Exclusive: Apply and settle an unsecured personal loan of $30,000 or more to receive a $400 Westfield gift card. Ends on June 30 2022.

OurMoneyMarket Personal Loan Fixed, 1 - 7 Years, $2,001 - $75,000

Exclusive
OurMoneyMarket Personal Loan

1 - 7 Years, $2,001 - $75,000

5.65%
to 20.99%

6.27%
to 23.83%

Fixed

1.50% - 6%
min. $250

$0

You'll receive a fixed rate from 5.65% p.a. to 20.99% p.a. based on your risk profile.
A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation.

Finder Exclusive: Apply before 30th of June 2022 to secure a 0.20% p.a. discount for the full term of your loan.

Wisr Personal Loan Fixed, 3 - 7 Years, $5,000 - $64,000

Wisr Personal Loan

3 - 7 Years, $5,000 - $64,000

6.95%
to 17.95%

7.78%
to 18.37%

Fixed

$595

$0

You'll receive a fixed rate between 6.95% p.a. and 17.95% p.a. based on your risk profile
A loan from $5,000 that charges no fees for extra or early repayments. Keep in mind security is required in some cases.

Citi Personal Loan Plus Variable, 3 - 5 Years, $5,000 - $75,000

Exclusive
Citi Personal Loan Plus

3 - 5 Years, $5,000 - $75,000

8.90%

9.18%

Variable

$199

$0

You'll receive a variable rate of 8.90% p.a. with a comparison rate of 9.18% p.a. if you're approved.
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years.

Finder Exclusive: Earn 150,000 Velocity Points when you apply and activate your account within 90 days from approval.
loading

Compare up to 4 providers

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3, 5 or 7 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate between 6.49% p.a. and 15.99% p.a. ( 7.41% p.a. to 16.84% p.a. comparison rate) based on your risk profile
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 years to 7 years loan terms available. This loan comes with no fees for extra repayments and no early exit fees.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.95% p.a. and 22.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site