Live Rate
Refreshing in: 60s | Thu, Oct 24, 05:48AM GMT
Low minimum transfer amount of just AU$200, with no set-up fees or transfer fees.
Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.
Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options. Our foreign exchange experts offer a best rate guarantee, are ASIC authorised and never charge transfer fees.
They can help you with all your needs including:
Australian dollar
| Currency: | Australian Dollar |
| Currency Symbol: | $ |
| Sub unit: | cents |
| Bank notes: | $5, $10, $20, $50, $100 |
| Coins: | 5c, 10c, 20c, 50c, $1, $2 |
US dollar
| Currency: | US Dollar |
| Currency Symbol: | $ |
| Sub unit: | cents |
| Sub unit symbol: | c |
| Bank notes: | $1, $5, $10, $20, $50, $100 |
| Coins: | 1c, 5c, 10c, 25c, 50c |
| Australian dollars (AUD) | US dollars (USD) |
|---|---|
| $1 | 0 |
| $100 | 0 |
| $500 | 0 |
| $1000 | 0 |
| $1500 | 0 |
| $2500 | 0 |
| $5000 | 0 |
The following tips will help you lock in the best AUD/USD exchange rate for your transfer:
Tips on how to save on currency exchange fees
The rate you see quoted on your television or Google is the mid-market rate, not the transactional rate. The mid-market rate is the mid-point between the buy and sell rates on the foreign exchange market. The transactional rate – the one you receive when you go to transfer money – includes overheads and a profit margin from the exchange service or bank.
These rates can differ widely depending on where you go. Some providers offer no fees, but make their profit in a less competitive exchange rate. Keep an eye on both the fees and the exchange rate you're being offered when you're comparing providers.
The best time to exchange currency is when the Australian dollar is strong, as this means you'll be able to buy more US dollars for your money (you'll get more bang for your buck!). No one can predict exactly how the Australian dollar will perform, but understanding what factors influence exchange rates will help you predict when the Australian dollar might rise, and when the US dollar might fall.
Factors that influence exchange rates
Examining the historical performance of the AUD/USD exchange rate will also help you understand what causes it to rise or fall. Take a look at the following historical exchange rates for the past 10 years, 10 months and 10 days. If you sent AUD$1000 to the US in February 2018 when the AUD was worth 0.78 USD, you would have received USD$780. But if you'd waited until July, when 1 AUD = 0.73 USD, you would have USD$730, which is USD$50 less.
Find out how to buy US dollars online
| Oct 2009 | Oct 2010 | Oct 2011 | Oct 2012 | Oct 2013 | Oct 2014 | Oct 2015 | Oct 2016 | Oct 2017 | Oct 2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 AUD = | 0.9242 Inverse: 1.0820 | 0.9803 Inverse: 1.0201 | 1.0333 Inverse: 0.9677 | 1.0318 Inverse: 0.9692 | 0.9698 Inverse: 1.0312 | 0.8772 Inverse: 1.1399 | 0.7217 Inverse: 1.3855 | 0.7610 Inverse: 1.3141 | 0.7816 Inverse: 1.2794 | 0.7113 Inverse: 1.4058 |
| Dec 2018 | Jan 2019 | Feb 2019 | Mar 2019 | Apr 2019 | May 2019 | Jun 2019 | Jul 2019 | Aug 2019 | Sep 2019 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 AUD = | 0.7049 Inverse: 1.4186 | 0.7147 Inverse: 1.3992 | 0.7131 Inverse: 1.4023 | 0.7137 Inverse: 1.4012 | 0.7039 Inverse: 1.4207 | 0.6920 Inverse: 1.4451 | 0.7005 Inverse: 1.4276 | 0.6905 Inverse: 1.4482 | 0.6740 Inverse: 1.4838 | 0.6763 Inverse: 1.4786 |
| Oct 14 | Oct 15 | Oct 16 | Oct 17 | Oct 18 | Oct 19 | Oct 20 | Oct 21 | Oct 22 | Oct 23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 AUD = | 0.6775 Inverse: 1.4760 | 0.6753 Inverse: 1.4808 | 0.6756 Inverse: 1.4802 | 0.6825 Inverse: 1.4653 | 0.6855 Inverse: 1.4589 | 0.6855 Inverse: 1.4589 | 0.6848 Inverse: 1.4602 | 0.6871 Inverse: 1.4555 | 0.6861 Inverse: 1.4576 | 0.6850 Inverse: 1.4599 |
There are three main options to choose from when you want to send money to the US. The best option for you will depend on how quickly you need to send the money and if you need it in cash. For a more detailed view, check out our guide on transferring money to the United States.
You want a more competitive exchange rate and lower fees than a bank transfer. Providers also offer more flexible maximum and minimum transfer limits.
Your recipient needs the money immediately or if you want the familiarity of a known bank. If this is the case, a bank transfer or cash pick-up service could be the right option for you.
You need the money to be transferred immediately, such as in an emergency. It can also be helpful if the person you're sending to doesn't have a bank account or mobile wallet.
You have the option to find a better rate with a money transfer specialist or if your recipient doesn't have access to one of the cash pick-up locations.
You want the convenience of sending money from your existing bank account, without having to register and be verified by a specialised money transfer service. Your bank can usually also help set up regular transfers.
You want a more competitive exchange rate and fewer fees.
