We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
As an international bank, ANZ knows Australians love to travel. ANZ foreign cash centres and ATMs can be found at Australia's biggest airports and the ANZ Travel Card lets you spend in nine popular overseas currencies. Plus, there's insurance, traveller's cheques and handy Cash Packs too. ANZ has a number of convenient products and services to make spending your hard earned cash on your next trip hassle-free.
The ANZ Travel Card is no longer available. Customers were able to load the card with money online using BPAY for a 0% fee and exchange the money to nine foreign currencies at a fixed rate:
Australian dollars
US dollars
Euros
British pounds
New Zealand dollars
Hong Kong dollars
Canadian dollars
Singapore dollars
Thai baht
Japanese yen
Traveller's Cheques
ANZ sells American Express traveller's cheques. Australian dollars, Canadian dollars, British pounds, euros, Japanese yen and US dollars are available. You can order traveller's cheques online through ANZ internet banking or over the phone, at the ANZ branches at Sydney and Melbourne international airports and at ANZ branches. Orders over $1,000 need to be arranged in advance. Traveller's cheques are a very safe way of carrying money overseas. Only you can cash your cheques and they can be replaced if they're lost or stolen. Fewer places accept traveller's cheques nowadays, but you can find out about traveller's cheque acceptance by reading our travel money location guides.
Currency exchange
Customs, baggage claim and queues, arriving in a foreign country can be tiring enough without adding currency exchange to the list of things to do when you land. ANZ sell more than 50 international currencies at branches and foreign exchange centres, ANZ also have ATMs which dispense major currencies.
Foreign exchange ATMs. ANZ provides foreign exchange ATMs in Melbourne, Adelaide and Sydney international airports. For a $4 flat fee, you can withdraw US$50, €50, NZ$50 notes and £20 notes. Non-ANZ customers may also incur a charge from their own bank.
ANZ Foreign exchange centres. ANZ has branches in Sydney and Melbourne international airports and Melbourne, Sydney, Perth, Adelaide and Brisbane city centres. You can purchase a travel card and buy and sell over 50 different international currencies.
ANZ Cash Packs. ANZ Cash Packs give you a bunch of different banknotes. For example you can buy a US dollar Cash Pack and get 7 US $50 notes, 4 $20 notes, 3 $5s and 5 $1s. ANZ Cash Packs are available in US dollars, euros, pounds, New Zealand dollars, Thai baht and Chinese Renminbi. Cash Packs cost $5 on top of the value of the foreign currency as set by ANZ. The $5 fee is waived if you're an ANZ customer or if you purchase a travel card or travel insurance at the same time. Cash Packs are available from ANZ branches and foreign exchange centres. If you want to buy a cash pack with more than $1,000, you'll need to visit an ANZ foreign exchange centre.
Travel insurance
ANZ Travel Insurance covers you for medical and dental expenses, the cost of replacing luggage and personal items if lost or damaged, cancellation of travel plans, personal liability and more. This policy also provides a snow sports package. ANZ also provide a complimentary insurance policy when prepaid travel expenses are charged to premium ANZ credit cards such as the ANZ Rewards Black and Platinum credit cards.
Finally, some good news! Domestic travel is picking up, so some insurers have started offering cover again 🦘 Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance. International travel insurance is limited and sometimes unavailable at this point.
You can load multiple currencies on the card at the same time at an ANZ foreign exchange centre. Reloading using BPAY or at Australia Post will credit the first currency in the ANZ Travel Card default currency order.
Funds will be credited in Australian dollars unless you change the default currency order. You can do this by calling ANZ Travel Card customer service. The currency order is also important if you spend and you don't have enough of a particular currency to pay for the transaction, the next currency will be used and so on. Default currency order:
1. Australian Dollars 2. United States Dollars 3. Great British Pounds 4. Euros 5. New Zealand Dollars
6. Canadian Dollars 7. Hong Kong Dollars 8. Singapore Dollars 9. Thai Baht 10. Japanese Yen
You purchased at least $250 of your prepaid travel costs using your eligible ANZ credit card
You have a return ticket
Compare ANZ credit cards here If you're an ANZ customer, you can make a payment to an international bank account from an ANZ branch or using the online banking Pay Anyone feature. You'll need information about the person getting the money, like their bank account number, the SWIFT code, BIC, IBAN, sort codes and so on. The information requirements vary from country to country. ANZ charge a flat fee of $18 for online transfers and $32 for transfers from a branch and mobile banking. Compare companies you can use to send money overseas.
Leftover money can be kept for further trips or the card can be closed and your money redeemed.
Marc Terrano is a lead publisher and growth marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help everyone get value for money.
Hi! Do I have to be an ANZ customer to get foreign cash from your bank. You have the best exchange rate at the moment. And if yes how much are your fees. Thank you.
You don’t need to be an ANZ account holder to be able to apply for the ANZ Travel Money card. To purchase an ANZ Travel Card, simply visit their website or visit your nearest ANZ branch or ANZ Foreign Exchange Centre within Australia (including Melbourne and Sydney International Airports).
Also 5 business days after making the purchase kindly provide necessary ID documents and to collect your ANZ Travel Card. If purchasing your ANZ Travel Card in an ANZ Branch or ANZ Foreign Exchange Centre, cards are issued over-the-counter at the time of purchase and are ready for use before the end of the next business day.
Furthermore To reload your card – you have 3 options:
* Using BPAY via Internet or Phone Banking
* Please use BPAY Biller code 106641 and your 16-digit card number as the Customer Reference Number (BPAY Reference Number) displayed on the front of your ANZ Travel Card. BPAY reloads will take up to 3 business days to be processed.
* Reload at Australia Post outlets that provide the Post Billpay service by presenting the card (up to $9,000 in a single transaction). Post Billpay loads will take up to 3 business days to be processed (or up to 10 business days if you use Post Billpay to reload using a cheque).
* By visiting one of our ANZ Foreign Exchange Centres within Australia you can load funds immediately onto your ANZ Travel Card.
A Reload Fee of 1.1% of the value purchased will apply to every reload.
Hi,I’m a bit worried,I’ve just gone to anz and got my ANZ travel card and loaded it in Euros but I’ve read the reviews and I’m worried as I leave soon.Should I take a Velocity or
Qantas card incase the ANZ doesn’t work
While I can’t provide specific recommendations, it’s worth noting that the ANZ Travel Money card is designed to work wherever Visa is accepted. As the card accepts Euros, you should also be able to use it in many places in Europe without incurring a currency conversion.
However, carrying more than one travel money option is always a smart idea. You can either consider carrying another travel money card or you could look at debit cards or credit cards with low foreign transaction fees to use as a back up in case you have any issues with your ANZ Travel Money Card.
For further travel money options, please see our Travel Money Europe guide.
You can get an ANZ Travel Money card on the spot by visiting your local ANZ branch. Otherwise, if you order the card online, you’ll be able to pick it up from an ANZ branch within five business days. If you order the card online, you can request for your name to be printed on the primary and secondary cards.
If I have Aud currency on my card & buy something for 1 dollar Us, does that cost me 1.26 Aud plus conversion fee or does it cost 76 us then conversion fee.
If you have AUD loaded on your account and make a purchase in USD, you will incur a conversion fee plus the exchange rate. So in the case of your example, you’d be charged AUD $1.26 plus the conversion fee.
However, as USD is a supported currency on the ANZ Travel Money card, if you load USD onto the card you can avoid both the conversion fee and exchange rate.
In response to your earlier question, no, unfortunately you can’t load Turkish Lira onto the ANZ Travel Money card. As Euros are widely accepted throughout Turkey, you may wish to load Euros onto your travel card instead. You will then be able to access your funds wherever Visa is accepted.
Yes, carrying cash and converting it when you arrive at your destination is always an option. However, there are risks in carrying cash while travelling. If you use your credit card rather than prepaid travel card loaded with Euros, you may also incur a currency conversion fee when using Australian Dollars to complete a purchase in Euros.
It may be best to get in contact with the ANZ customer service team to discuss your options in further detail.
we are going to visit and stay over in Hong Kong for one night on our return journey home we have not pre loaded Hong dollars onto our travel card we only nominated US and Canadian dollars are we able to load Australian dollars onto the card and when we arrive in Hong Kong withdraw from an ATM Hong Kong dollars and what costs are we likely to incur?
I suspect it would be around the same as just a simple withdrawal from a maestro ATM using a ANZ access card would that be correct?
regards
karen
The following fees will apply to your withdrawal from an ATM in Hong Kong:
– ATM withdrawal fee, HKD $20 (note that ATM operators may also impose their own surcharge/withdrawal fees)
– AUD Currency fee, 3% of the value transaction
Also, please note that exchange rates will apply to the transaction and the ANZ Travel Money card allows you to preload HKD too. It would be the same as a withdrawal from a regular maestro ATM.
Hi, Im travelling to Uruguay, Argentina and Brazil. Will I receive the 3% transaction fee n all transaction because these currencies ae not loaded onto the card? Any help would be appreciated!
That’s correct, if the transaction is made in a currency that is not supported by your card then the 3% fee will apply. We have a travel money guide on South America that could help you find ways to avoid this fee.
To buy the card online you have to use a credit card. Is the transaction treated as a “cash advance”, if so interest would be raised by the credit card bank on the transaction and the balance on the credit card at the time of “purchase”?
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of banks, insurers and product issuers. We value our editorial independence and follow editorial guidelines.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product or service.
Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. You should consider whether the products or services featured on our site are appropriate for your needs. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan.
Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money here.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
hi how i want to verify my traveller cheque in online
Hi! Do I have to be an ANZ customer to get foreign cash from your bank. You have the best exchange rate at the moment. And if yes how much are your fees. Thank you.
Hello Sharon,
Thanks for your question
You don’t need to be an ANZ account holder to be able to apply for the ANZ Travel Money card. To purchase an ANZ Travel Card, simply visit their website or visit your nearest ANZ branch or ANZ Foreign Exchange Centre within Australia (including Melbourne and Sydney International Airports).
Also 5 business days after making the purchase kindly provide necessary ID documents and to collect your ANZ Travel Card. If purchasing your ANZ Travel Card in an ANZ Branch or ANZ Foreign Exchange Centre, cards are issued over-the-counter at the time of purchase and are ready for use before the end of the next business day.
Furthermore To reload your card – you have 3 options:
* Using BPAY via Internet or Phone Banking
* Please use BPAY Biller code 106641 and your 16-digit card number as the Customer Reference Number (BPAY Reference Number) displayed on the front of your ANZ Travel Card. BPAY reloads will take up to 3 business days to be processed.
* Reload at Australia Post outlets that provide the Post Billpay service by presenting the card (up to $9,000 in a single transaction). Post Billpay loads will take up to 3 business days to be processed (or up to 10 business days if you use Post Billpay to reload using a cheque).
* By visiting one of our ANZ Foreign Exchange Centres within Australia you can load funds immediately onto your ANZ Travel Card.
A Reload Fee of 1.1% of the value purchased will apply to every reload.
Hope this helps.
Cheers!
Chester
Hi Prabakaran,
Thanks for your question.
If you need to verify a travellers cheque from ANZ, you can contact them on 13 13 14.
Cheers,
Sally
Hi,I’m a bit worried,I’ve just gone to anz and got my ANZ travel card and loaded it in Euros but I’ve read the reviews and I’m worried as I leave soon.Should I take a Velocity or
Qantas card incase the ANZ doesn’t work
Hi Bella,
Thanks for your question.
While I can’t provide specific recommendations, it’s worth noting that the ANZ Travel Money card is designed to work wherever Visa is accepted. As the card accepts Euros, you should also be able to use it in many places in Europe without incurring a currency conversion.
However, carrying more than one travel money option is always a smart idea. You can either consider carrying another travel money card or you could look at debit cards or credit cards with low foreign transaction fees to use as a back up in case you have any issues with your ANZ Travel Money Card.
For further travel money options, please see our Travel Money Europe guide.
I hope this has helped.
Cheers,
Sally
Hi,
I’m wondering how long it takes to receive an ANZ travel card? We’re leaving for Japan on the 15th of September.
Thanks
Hi Marnie,
Thank you for your question.
You can get an ANZ Travel Money card on the spot by visiting your local ANZ branch. Otherwise, if you order the card online, you’ll be able to pick it up from an ANZ branch within five business days. If you order the card online, you can request for your name to be printed on the primary and secondary cards.
I hope this has helped.
Thanks,
Sally
If I have Aud currency on my card & buy something for 1 dollar Us, does that cost me 1.26 Aud plus conversion fee or does it cost 76 us then conversion fee.
Hi Barb,
Thanks for your comment.
If you have AUD loaded on your account and make a purchase in USD, you will incur a conversion fee plus the exchange rate. So in the case of your example, you’d be charged AUD $1.26 plus the conversion fee.
However, as USD is a supported currency on the ANZ Travel Money card, if you load USD onto the card you can avoid both the conversion fee and exchange rate.
I hope this has helped.
Thanks,
Sally
so would you suggest euros
Hi Diana,
Thank you for your questions.
In response to your earlier question, no, unfortunately you can’t load Turkish Lira onto the ANZ Travel Money card. As Euros are widely accepted throughout Turkey, you may wish to load Euros onto your travel card instead. You will then be able to access your funds wherever Visa is accepted.
I hope this answered your question.
Thanks,
Sally
I was thinking I would just take cash, change it once there,
and use my credit card as back-up.?
Hi Diana,
Thank you for your follow up question.
Yes, carrying cash and converting it when you arrive at your destination is always an option. However, there are risks in carrying cash while travelling. If you use your credit card rather than prepaid travel card loaded with Euros, you may also incur a currency conversion fee when using Australian Dollars to complete a purchase in Euros.
It may be best to get in contact with the ANZ customer service team to discuss your options in further detail.
I hope this was of assistance.
Thanks,
Sally
A booking agent has accepted my travel card for hotel booking, can they debit full cost of transaction of over 1000.00 dollars, thank you.
Hi Stuart,
Thanks for your question.
This should be possible if you have sufficient funds on your card. The limits for the card are as follows:
Per day AUD 2,500 can be withdrawn via an ATM and AUD 5,000 over POS.
I hope this has helped.
Thanks,
Elizabeth
we are going to visit and stay over in Hong Kong for one night on our return journey home we have not pre loaded Hong dollars onto our travel card we only nominated US and Canadian dollars are we able to load Australian dollars onto the card and when we arrive in Hong Kong withdraw from an ATM Hong Kong dollars and what costs are we likely to incur?
I suspect it would be around the same as just a simple withdrawal from a maestro ATM using a ANZ access card would that be correct?
regards
karen
Hi Karen,
Thanks for your question.
The following fees will apply to your withdrawal from an ATM in Hong Kong:
– ATM withdrawal fee, HKD $20 (note that ATM operators may also impose their own surcharge/withdrawal fees)
– AUD Currency fee, 3% of the value transaction
Also, please note that exchange rates will apply to the transaction and the ANZ Travel Money card allows you to preload HKD too. It would be the same as a withdrawal from a regular maestro ATM.
Cheers,
Shirley
Hi, Im travelling to Uruguay, Argentina and Brazil. Will I receive the 3% transaction fee n all transaction because these currencies ae not loaded onto the card? Any help would be appreciated!
Hi Dylan,
Thanks for your question.
That’s correct, if the transaction is made in a currency that is not supported by your card then the 3% fee will apply. We have a travel money guide on South America that could help you find ways to avoid this fee.
Cheers,
Shirley
If I make an instore (POS) purchase in US$ with travel card loaded with US$, is it correct there will not be any fees charged?
Cheers Kris
Hi Kris,
Thanks for your question.
That’s correct, no fees would be charged for an in-store purchase made in USD if you have sufficient USD in the ANZ travel card.
Cheers,
Shirley
To buy the card online you have to use a credit card. Is the transaction treated as a “cash advance”, if so interest would be raised by the credit card bank on the transaction and the balance on the credit card at the time of “purchase”?
Hi Ray,
Thanks for your question.
It will be considered as a purchase, so the interest rate on purchases will apply.
Cheers,
Shirley