Trailer insurance isn't a legal requirement in Australia. But, it's worth considering.
If your trailer is damaged or destroyed, insurance covers the cost of repairs or replacement. It can also cover legal liability if you accidentally damage someone's else's property.
Generally speaking, there are three types of trailer insurance - third party, third party fire and theft, and comprehensive. They each offer a different level of coverage.
Specific benefits may vary between different insurance brands. Always read the PDS thoroughly to know exactly what you're covered for.
The cost of trailer insurance is impacted by a broad range of factors, including:
The only way to get an accurate picture of trailer insurance pricing is to request a quote from a provider. We recommend requesting quotes from multiple brands and comparing policies and prices to find the best option for you.
Always compare multiple policies, taking benefits and pricing into account. If your preferred policy is more expensive than other options, call the insurer and ask if they can match a quote from another provider, or at least lower theirs. Insurers sometimes have some wiggle room on pricing, so it's always worth asking.
Nicola Middlemiss
Insurance expert
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Hi
I would like an insurance quote on a mobile food trailer. It is a 2016 model Kings trailer. 3.3 meters long x 2.2 meters high x 1.8 meters wide. It is in as new condition and has some equipment inside a fridge, rangehood cooker etc. I would like to insure it for $15000. Can you help me.
Hi Jennifer,
Thanks for getting in touch with finder. Just to confirm that we’re not offering insurance ourselves as we are a comparison website and general information service.
Looks like we only have one brand listed above for your option for a trailer insurance. I would suggest to go through our guide above on how you can get one. If you like to reconsider, you may check with the brand and discuss your options with them. Please also click on the green button “Get Quote” if you like to see the cost of their policy and see if it’s right for you.
Cheers,
Joshua