The Flip Insurance Flexible Cover Hub
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Insurance on-demand to suit your lifestyle
With Flip Insurance and Finder, you'll be able to find cover for just about any activity. Get insurance that can keep up with your active lifestyle.
Affordable, on-demand insurance for when you need it most.
Unlike traditional insurance policies, Flip Insurance allows you to get cover on an on-demand basis.
You don't need to sign up to long, expensive policies. Instead, you're able to switch it on when you need it -- and switch it off when you don't.
So it stays affordable, while still giving you the cover you need, when you need it.
Get covered for all of these activities -- and many more!
Flip Insurance offers coverage for a massive range of everyday activities, ranging from leisure activities to extreme sports. It's designed to cater to a wide range of lifestyles, ranging from everyday daredevils, to those who are just seeking a bit of adventure out of the ordinary.
You're able to get cover on a daily, weekly or monthly basis that you can switch on or off whenever you need it. For example, if you know you're going on a high-impact holiday, you can simply choose to switch on your Flip Insurance cover, rather than having to take out a separate travel insurance policy.
Mountain Biking
Paragliding
Surfing
Scuba Diving
Skiing
Mountain Climbing
Mixed Martial Arts
Skateboarding
Discover more about the range of activities covered by Flip Insurance
Coverage against accidental injuries on a daily, weekly or monthly basis
Flip Insurance offers two insurance products -- Flip Active and Flip Kids. Coverage starts from as little as $7 a day.
- Flip Active is for Australian residents aged 18-64.
- Flip Kids is for children aged 5-17. It can be purchased by parents or guardians on behalf of their children.
Articles and resources about Flip Insurance
Get all of the latest and greatest information about Flip Insurance, on-demand insurance and innovative insurance solutions. Check back regularly to see what's new.

Swimming lessons to ski holidays: Ways to ensure your kids are insured
SPONSORED: Keeping the kids safe while they have fun is crucial. We show you how on-demand insurance can help keep them protected.
Read more…
On-demand insurance: 3 myths and must-knows for 2023
SPONSORED: Not sure about on-demand insurance? We clear up some of the common myths and show you the must-knows instead.
Read more…
4 ways you can use on-demand insurance in 2023
SPONSORED: Love living life on the edge? We show you some of the ways that on-demand insurance can help you with your coverage needs.
Read more…
4 reasons to invest in insurance for your ski holiday this year
SPONSORED: You might want to think about investing in insurance before you start packing your skiing gear.
Read more…More information about Flip Insurance
Flip advice is general in nature. We don't take into account your personal circumstances, so please consider how appropriate it is for you before purchasing. Read our PDS, FSG and TMD available at getflip.com.au before purchasing, too. HCF Life Insurance Company Pty Ltd (HCF Life) is the issuer of Flip Insurance. Flip Insurance Pty Ltd (Flip Insurance) is a wholly owned subsidiary and authorised representative of HCF Life. HCF Life is a wholly owned subsidiary of The Hospitals Contribution Fund of Australia Limited (HCF), and acts on its own behalf. Premiums for Flip cover are paid to HCF Life. HCF receives commission of 80% of HCF Life's underwriting profit each year calculated as premiums less claims and expenses. Flip Insurance may receive remuneration from HCF Life for the financial services it provides in relation to Flip cover. Flip Insurance and HCF Life employees receive a salary, paid by HCF Life, for the financial services they provide in relation to Flip cover. In addition, HCF, HCF Life and Flip Insurance employees may also receive an incentive depending on the total revenue and profitability of Flip products, and for meeting their compliance obligations. This remuneration is provided on a discretionary basis and may vary from time to time.
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