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Best places to exchange currency in Sydney

Where to find the best deal when you want to exchange foreign currency in the Sydney CBD.

If you're looking to exchange foreign currency in Sydney, you're spoiled for choice. As Australia's largest city, Sydney has lots of exchange services to choose from – but it's a good idea to shop around to make sure you're getting good value for your money.

Keep reading to find some of the top places to convert your cash in the Sydney CBD.

Where can I change my money in Sydney?

S Money logo

1. S Money

S Money is an online currency exchange, but they have a pickup location in the CBD. Based on our research, S Money offers the best exchange rates in Sydney but charge a percentage-based service fee and a $14 service fee for home delivery. For example, S Money charges 1.8% when converting AUD to USD. In comparison, Travel Money Oz and Travelex add a markup of 3.70% when exchanging to US dollars.

United Currency Exchange logo

2. United Currency Exchange

Founded in 2006, United Currency Exchange offers great exchange rates on major currency pairs and has one location in Sydney CBD. They are open four days a week from 10am to 6:00pm. You can pre-order online or in-store, and there are more than 35 currencies available. Despite this, their website is very outdated and they only accept cash as payment.

AddressContact Number
Shop 14, 1 Dixon Street(02) 8964 6914
Travelex Logo

3. Travelex

As one of the most recognised names in the foreign exchange space, Travelex allows you to buy and sell over 45 currencies online and in-store. Travelex has one location in the Sydney CBD, their online rates are much better than in-store. They have a strong presence in airports, shopping malls and other convenient locations.

AddressContact Number
Shop 15C, Lower Ground 2, 455 George St(02) 9264 1267
Travel Money Oz logo

4. Travel Money Oz

Travel Money Oz supports more than 60 currencies, and has a travel money card that can be pre-loaded with up to 10 currencies. You can buy currency from Travel Money Oz online or in-store. Before Covid, Travel Money Oz had multiple locations in the Sydney CBD but are gradually looking to open more stores. Currently, they have one location on Pitt Street.

AddressContact Number
Kiosk 1, Mid City Centre 197 Pitt Street1300 035 797
Crown Currency logo

5. Crown Currency

Founded in 1998, Crown Currency has 55 stores across Australia and has two locations in the city. Crown Currency offers services including cash exchange, traveller's cheques, and international money transfers. Unlike other services, Crown Currency doesn't display exchange rates on their website so you will need to contact them for a quote. Their stores are open from 9am to 5pm.

AddressContact Number
Shop 2021, Level 2 Westfield Sydney(02) 8278 7980
Stockland Piccadilly, Kiosk 2, 210 Pitt St1300 392 426

Smaller Stores

  • City Forex - great service but exchange rates aren't the best.
  • Bloom Forex - great exchange rates for RMB.
  • International Currency Exchange - convenient locations with competitive exchange rates.

Tips for getting the best deal when exchanging money in Sydney

  • Know the mid-market rate. Use Google to find the latest mid-market rate. This will let you work out if the rate being offered is fair.
  • Shop around online. Rather than visiting several stores in person, shop around online to find a provider with strong rates and low fees.
  • Check for fees. Make sure you check the fine print to discover what fees apply to your transaction. Even if an exchange bureau claims that it doesn't charge any fees, they typically add a margin to the real exchange rate.
  • Avoid airport exchange bureaus. Exchange bureaus at airports generally offer poor exchange rates and higher fees.
  • Steer clear of ATMs. Withdrawing money from a foreign ATM may be an easy option, but the high fees and disappointing exchange rates mean it's also quite expensive.

Compare money transfer services

Looking to send an international money transfer rather than exchange currency? Compare our options below to save money on transfer fees and lock in stronger exchange rates.

1 - 20 of 24
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
TorFX
24 hours
$0
TorFX sends money overseas in 40+ currencies, with competitive rates for transfer amounts over $2,000.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 50+ currencies.
Send Payments
24 hours
$0

Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.
Revolut
Within minutes
$0
Send money with great rates and low fees in 30+ currencies.
Xe Money Transfers
Within minutes
$0
Xe has fast transfers with low fees and a range of foreign currency tools.
Instarem
Within minutes
From 0%
50% off first transaction fee from any country in APAC (outside India).
Minimum transfer of $250 and max transfer of $500,000
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
TorFX
24 hours
$0
TorFX sends money overseas in 40+ currencies, with competitive rates for transfer amounts over $2,000.
Remitly
Within minutes
From $0
Remitly has quick, affordable transfers around the world, with both express and economy options.
WorldRemit
Within minutes
From $0.99
Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Rocket Remit
Within minutes
From $0 to $5
Send money instantly to friends and family in over 45 countries using just your mobile number.
MasterRemit
Within minutes
From $0
Get your 1st and 2nd money transfer for free with promo codes FIRSTFREE and MASTERFINDER!.
Send money in minutes at competitive exchange rates to the Middle East, Africa and South Asia.
MoneyGram
Within minutes
From $1.99
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
SingX
Within minutes
From 0.5%
SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.
CurrencyFair
Within minutes
€3
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 50+ currencies.
Send Payments
24 hours
$0
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.
Western Union
Within minutes
From $0
Western Union sends money online to friends and family in 200+ countries around the world.
Qantas Business Money
Within minutes
$0
Earn 1 Qantas Point per every AUD$10 equivalent you transfer into foreign currencies. T&Cs apply.
Set up accounts in 11 different currencies and get rewarded for global business payments by earning Qantas Points.
WorldFirst
24 hours
From $0
Fee free FX up to 3 months, ends Nov 30 2023.
Open bank accounts in Australia, the UK, US, Canada, Japan and Europe. Send and receive funds with zero fees for large sums, including same-currency supplier payments.
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