Review: Send international money transfers

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Fee-free transfers in 30+ currencies to over 200 countries.

  • Good for getting personalised help with a dedicated account manager and for storing multiple currencies in one place.
  • You won't be able to pay by card and you'll probably get a better rate sending small amounts with other services.

AUD 250

Min. Transfer Amount

No limit

Max. Transfer Amount

1 day

Transfer Speed

Details

Product NameSendFX International Money Transfers
Min. Transfer AmountAUD 250
Max. Transfer AmountNo limit
Transfer MethodsOnline, Bank Account to Bank Account
Transfer OptionsRegular payments, One off payments, Forward contracts
Transfer Speed
Minimum transfer time
1 day
Customer ServicePhone, Email
Available CurrenciesAED, AUD, BGN, BHD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, ILS, INR, JPY, KES, KWD, MXN, NOK, NZD, OMR, PHP, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, USD, ZAR
Online Transfer FeeAUD 0
Phone Transfer FeeAUD 0
Exchange Rate UpdatesDaily

Send exchange rates and fees

Send adds a margin on top of the mid-market rate before selling foreign currency to you. However, aside from this exchange rate margin, Send doesn’t charge any other transaction fees.

Calculate how much sending money overseas would cost with Send by using our tool below.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 250 1 day AUD 0.00 0.674 USD
6,738
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details

Compare up to 4 providers

The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

Available currencies

Send allows you to transfer more than 30 currencies, including:

  • CAD Canadian dollar
  • CNY Chinese yuan
  • EUR Euro
  • GBP British pound
  • INR Indian rupee
  • JPY Japanese yen
  • NZD New Zealand dollar
  • USD US dollar

You can check out the full list of supported currencies above.

What types of transfers can you make with Send?

Send offers bank account transfers in more than 30 currencies. However, there are a few different options available to help you get the best exchange rate for your transaction. These include:

  • Spot contracts. These are one-off transfers made using the best exchange rate currently available. If sending a spot contract, you also have the option of setting up limit and stop orders.
  • Forward contracts. These contracts allow you to lock in an exchange rate now for a transaction that will take place up to 12 months in the future.
  • Regular payments. You can also ask Send to set up a recurring payment up to 12 months in advance using either a recurring spot contract or a series of forward contracts.

How long does a transfer with Send take?

Send aims to process payments quickly and transfer funds as soon as possible.

The funds you transfer should arrive in your recipient’s account within 24 hours of Send receiving your deposit.

What payment methods does Send accept?

The only way to deposit funds into your Send account is via bank transfer.

Transfers typically takeClock icon for transfer speed

1 day

Is Send safe to use?

  • Regulation: Regulated by ASIC.
  • Established: 2019.
  • Reviews: TrustScore of 9.2/10* on Trustpilot from 17 reviews.
  • Investors: Novatti Group Limited.
*According to Send and Trustpilot on 31 May 2019.

SendFX Pty Ltd is the Australian company behind Send’s global transfer service. SendFX is regulated by the Australian Securities & Investments Commission (ASIC). It is also a registered remittance provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC) and holds an Australian Financial Services Licence.

How does Send make money?

Send makes money by adding a margin on top of the mid-market exchange rate. The mid-market rate is the “real” exchange rate you see listed on Google – it reflects the current value of one currency relative to another on global exchange markets.

How to register an account

You can register for a free Send account by completing the following steps.

What is Send?

Founded in January 2019, Send is a global payments provider with a mission to become the number-one destination for overseas transfers. The company specialises in cross-border payment solutions for individuals and small to medium enterprises (SMEs), and aims to offer a concierge-style service to its customers. Its headquarters are located in Southport, on Queensland’s Gold Coast.

In a nutshell

Pros

  • 30+ supported currencies. Send allows you to transfer money to 200 countries in more than 30 different currencies.
  • Fee-free transfers. Send doesn’t charge any transaction fees on international money transfers.
  • Australia-based support. Send’s customer support team is based in Australia and can be contacted via phone and email.
  • Dedicated account manager. When you register with Send, you’re assigned a dedicated account manager who oversees your account and acts as a point of contact for any questions you may have.
  • Multi-currency wallet. You can use your Send digital wallet to manage more than 30 currencies in the one place.

Cons

  • Can’t transfer small amounts. If you want to send an amount less than $250, you’ll need to consider other transfer services.
  • Only one payment method. The only way to pay for your transfer is via bank transfer, so you’ll need to look elsewhere if you want to pay with card or cash.
  • New company. As Send was founded in January 2019 and officially launched in May 2019, using the service means accepting the risks associated with being an early adopter.
  • Still in development. Some Send features, such as the Send mobile app and Send Visa card, are yet to be launched. A rewards program, which will allow customers to earn loyalty points with every transfer they make, is also still being developed.

How does Send compare to other providers?

To see how Send stacks up against the competition, input your transaction details into the calculator below and then compare the exchange rates and fees offered by a range of money transfer services.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 3,000 1 day GBP 20.00 0.673 USD
6,720
Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.674 USD
6,739
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
AUD 250 1 day AUD 0.00 0.674 USD
6,738
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
AUD 250 1 - 2 days AUD 0.00 0.674 USD
6,735
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.674 USD
6,742
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 5 1 - 2 days EUR 3.00 0.67 USD
6,700
Special offer: Pay zero fees on your first 5 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
AUD 1 Within an hour AUD 3.99 0.669 USD
6,685
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
AUD 200 1 day AUD 0.00 0.672 USD
6,715
Low minimum transfer amount of just AU$200, with no set-up fees or transfer fees. Go to site Show details

Compare up to 4 providers


The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

Frequently asked questions

International Money Transfer Offers

Important Information*
Logo for ANZ International Money Transfer
ANZ International Money Transfer

Transfer to over 99 countries via online banking, phone banking or through an ANZ Bank branch. Rate last updated on 17/08/2018 at 1:30 pm. Find out how we calculate this exchange rate.

Logo for Global Reach (formerly FC Exchange) International Money Transfers
Global Reach (formerly FC Exchange) International Money Transfers

Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

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