Pepper Money Unsecured Fixed Rate Personal Loan
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- Interest Rate (p.a.)
- 5.95% to 26.95%
- Comparison rate (p.a.)
- 5.95% to 26.95%
- Min Loan Amount
- $5,000
Summary
This personal loan offers a highly competitive minimum interest rate, placing it in the top 5% of loans we analyse.The Pepper Money Unsecured Fixed Rate Personal Loan scores highly in our database, placing it in the top 10% of similar loans. Its key strength is a competitive minimum interest rate, which is in the top 5% of low rates we compare.
The combination of a potentially low rate and no application or ongoing fees could appeal to borrowers with a strong credit history looking for a simple loan structure.
Pros
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Competitive, tailored rate
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Penalty-free early repayments
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Use the loan for any purpose
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Monthly fees of $0
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Establishment fee of $0 of the loan amount
Details
Product details
| Product Name | Pepper Money Unsecured Fixed Rate Personal Loan |
| Interest Rate (p.a.) | 5.95% to 26.95% |
| Comparison rate (p.a.) | 5.95% to 26.95% |
| Interest Rate Type | Fixed |
| Min Loan Amount | $5,000 |
| Max. Loan Amount | $50,000 |
| Loan Security | Unsecured |
How does Pepper Money Unsecured Fixed Rate Personal Loan compare?
- A top performing loan. This loan has a Finder Score of 9.5 and ranks in the top 10% of unsecured personal loans in our database.
- Competitive interest rates. Its minimum interest rate of 5.95% p.a. is among the top 5% of the lowest rates for unsecured personal loans.
How does the Pepper Money unsecured personal loan work?
This is a fixed rate loan that has the option of being unsecured or secured by an asset, depending on your preference and/or circumstances. There is no establishment fee with this loan.How to apply
If you're ready to apply for this loan, click "Go to Site" on this page to get the application process started. Keep in mind you need to meet the following criteria to apply:- You must be at least 18 years old.
- You must be able to repay the credit.
- You must be an Australian citizen or permanent resident.
You will be asked to submit the following to support your application:
- Payslips
- Bank statements
- Positive identification including a driver's licence or passport
Features of this loan
If you're interested in applying for this loan, here are some of its features:- Unsecured loan. Unsecured loans are available for amounts between $5,000 and $50,000.
- Secured loan. Secured loans are available from $15,000 to $100,000. Approved securities include new and used cars, motorbikes, boats, jet skis or caravans
- Loan term. Unsecured loans of $5,000 to $7,999 are available on terms of between 18 months and 3 years. Loans of $8,000 and above can be repaid over a period of up to 7 years. All secured loans are available on terms of 18 months to 7 years.
- Fixed interest. The interest rate is fixed for the term of the loan. Repayments remain unchanged until the end of the loan period. Interest is fixed at between 5.95% p.a. and 26.95% p.a.
- Quick application. You can apply for this loan online and be approved conditionally within a few minutes of your submission.
- Loan purpose. This loan cannot be used for paying out mortgages or credit arrears, defaults, business purposes or tax debt.
- Repayments. This loan is repaid weekly, fortnightly or monthly. You have the option to make additional repayments penalty-free. If you'd like to repay the loan early, you will not be charged a fee.
- Responsible lending. Pepper Money subscribes to responsible lending, which means that you won't be approved for a loan that you can't afford to repay.
How much does the Pepper Money unsecured personal loan cost
- No fees. This loan has no upfront or ongoing fees.
- Personalised rate. Rates are available from 5.95% p.a. based on your credit score and financial circumstances.
This type of loan can do a lot to solve cash flow problems, but it's important to make sure that you're in a position to repay the loan you want. There are always alternative solutions, so shop around before making any binding commitments.
Sources
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