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if i dnt have an NAB acc,but 1 wit ANZ can i still apply for overdraft/credit card wit NAB? How long will it take 2 process/approved or not?
Hi Shireen,
You’ll need to open a transaction account with NAB if you want an overdraft, but you can also send a NAB credit card application without holding any other product.
NAB can get a new credit card to you in 5-7 days after you’ve been approved.
Thanks,
Elizabeth
Hi, I apply for personal loan a week ago and still don’t have any answer wether if i’m approved or not. How long does it take to know the result of the application?
Hi RL,
Thanks for your comment.
Please note that finder.com.au is a financial comparison and information service. We do not represent NAB.
After you submitted a personal loan application with NAB, you should be able to receive an email or a secure message through internet banking straight away to confirm that they have received your application. Within 1-2 business days, they will send an email informing you of the status of your application.
If you have not received any email from NAB to confirm the status of your application, I suggest that you directly get in touch with them to inquire.
Cheers,
Anndy
can 485 graduate visa get a loan 7000$?
i got 13 month left to visa expired
thanks
Hi RR,
NAB considers temporary residents for certain loans but you need to be holding a 457 Visa or be a New Zealand citizen. You can take a look at our website and find more personal loans for temporary residents.
Hope this has helped,
Elizabeth
Can I get a loan I’m on carer pension
Hi priscillajh,
Some Centrelink income is considered by NAB as a regular income, the main thing is that you are able to demonstrate that you are able to afford the loan repayments. You can find out the loan options available to pensioners and the eligibility criteria that apply.
Hope this will help,
Elizabeth
I am on a ds pension and have a part time job. I am a single mother. I would like to get a home loan. Is there a bank out there who will lend me the money and how much do I need as a deposit pls?
Hi Sharon,
Thanks for getting in touch.
We have a page about home loans for Centrelink recipientsand where you can also enquire with a mortgage broker that can help review your financial position and find a suitable product for you.
The disability pension is accepted by most lenders as a form of income given that you have a secondary income source (which it appears that you do through part-time employment).
Keep in mind that it can be difficult to qualify for a loan if you’re on the pension as the lender views you as a high-risk borrower. However, if you can demonstrate to the lender that you have a good credit history, sufficient savings, and enough income/benefit to service the loan then you may be able to qualify.
Typically you should try to come up with at least a 20% deposit to avoid paying lender’s mortgage insurance (LMI) for a full documentation loan.
Thanks,
Belinda