NAB Personal Loans

Buy a car, go on holiday or renovate your home with an unsecured personal loan.

NAB

Compare NAB personal loans

2 of 2 results
Finder Score Interest rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
NAB logo
Finder score
NAB Personal Loan Unsecured Variable Rate
Variable1 - 7 Years $5,000 - $55,000
Finder score
Interest Rate (p.a.)
7.00%
to 21.00%
Comp. Rate (p.a.)
8.41%
to 22.29%
Application Fee
$250
Monthly Fee
$15
Monthly Repayment
$949.03
View details
Compare product selection
NAB logo
Finder score
NAB Personal Loan Unsecured Fixed
Fixed1 - 7 Years $5,000 - $55,000
Finder score
Interest Rate (p.a.)
7.00%
to 21.00%
Comp. Rate (p.a.)
8.41%
to 22.29%
Application Fee
$250
Monthly Fee
$15
Monthly Repayment
$949.03
View details
Compare product selection
loading
Showing 2 of 2 results

Need a lower rate on your loan?

Compare now and find a better deal.

What do Australians think of NAB personal loan?

  • 4.18/5 overall for Customer Satisfaction - higher than the average of 4
  • 4.57/5 for Trust - higher than the average of 4.2
  • 4.2/5 for Customer Service - higher than the average of 4.05

Based on NAB personal loan scores in Finder's 2024 & 2025 Customer Satisfaction Awards.

How to apply for a NAB personal loan

Applying online is a straightforward process. You'll need to meet general eligibility requirements including:

  • Being at least 18 years of age
  • Being an Australian citizen or a permanent resident of Australia
  • Being in paid employment
You'll need to provide current address details and evidence of employment. Having a good credit history improves your chance of approval.

Compare other products from NAB

Sources

Get rewarded $$ for switching with Finder Rewards

Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

22 Responses

    Default Gravatar
    shireenSeptember 29, 2016

    if i dnt have an NAB acc,but 1 wit ANZ can i still apply for overdraft/credit card wit NAB? How long will it take 2 process/approved or not?

      Elizabeth Barry's headshotFinder
      ElizabethSeptember 29, 2016Finder

      Hi Shireen,

      You’ll need to open a transaction account with NAB if you want an overdraft, but you can also send a NAB credit card application without holding any other product.

      NAB can get a new credit card to you in 5-7 days after you’ve been approved.

      Thanks,

      Elizabeth

    Default Gravatar
    RLAugust 13, 2016

    Hi, I apply for personal loan a week ago and still don’t have any answer wether if i’m approved or not. How long does it take to know the result of the application?

      Default GravatarFinder
      DeeAugust 13, 2016Finder

      Hi RL,

      Thanks for your comment.

      Please note that finder.com.au is a financial comparison and information service. We do not represent NAB.

      After you submitted a personal loan application with NAB, you should be able to receive an email or a secure message through internet banking straight away to confirm that they have received your application. Within 1-2 business days, they will send an email informing you of the status of your application.

      If you have not received any email from NAB to confirm the status of your application, I suggest that you directly get in touch with them to inquire.

      Cheers,
      Anndy

    Default Gravatar
    rrMay 9, 2016

    can 485 graduate visa get a loan 7000$?
    i got 13 month left to visa expired

    thanks

      Elizabeth Barry's headshotFinder
      ElizabethMay 10, 2016Finder

      Hi RR,

      NAB considers temporary residents for certain loans but you need to be holding a 457 Visa or be a New Zealand citizen. You can take a look at our website and find more personal loans for temporary residents.

      Hope this has helped,

      Elizabeth

    Default Gravatar
    priscillajhApril 14, 2016

    Can I get a loan I’m on carer pension

      Elizabeth Barry's headshotFinder
      ElizabethApril 15, 2016Finder

      Hi priscillajh,

      Some Centrelink income is considered by NAB as a regular income, the main thing is that you are able to demonstrate that you are able to afford the loan repayments. You can find out the loan options available to pensioners and the eligibility criteria that apply.

      Hope this will help,

      Elizabeth

    Default Gravatar
    SharonMarch 14, 2016

    I am on a ds pension and have a part time job. I am a single mother. I would like to get a home loan. Is there a bank out there who will lend me the money and how much do I need as a deposit pls?

      Default Gravatar
      BelindaMarch 15, 2016

      Hi Sharon,

      Thanks for getting in touch.

      We have a page about home loans for Centrelink recipientsand where you can also enquire with a mortgage broker that can help review your financial position and find a suitable product for you.

      The disability pension is accepted by most lenders as a form of income given that you have a secondary income source (which it appears that you do through part-time employment).

      Keep in mind that it can be difficult to qualify for a loan if you’re on the pension as the lender views you as a high-risk borrower. However, if you can demonstrate to the lender that you have a good credit history, sufficient savings, and enough income/benefit to service the loan then you may be able to qualify.

      Typically you should try to come up with at least a 20% deposit to avoid paying lender’s mortgage insurance (LMI) for a full documentation loan.

      Thanks,
      Belinda

More guides on Finder

  • OurMoneyMarket personal loans

    OurMoneyMarket offers personal loan solutions for whatever your need. Whether you want to buy a new car, pay for your wedding or renovate your home, you can choose between secured and unsecured loan options.

  • Plenti Loans

    Looking for a competitive rate personal, green or car loan? Plenti is a consumer-based lender that has provided Australians with over $800 million in bespoke funding since 2014. Find out more about Plenti's loan options here.

  • Personal loans for self-employed borrowers

    Find out what personal loan options are available to you as a self-employed person and how you can be approved.

  • MONEYME Personal Loans

    MONEYME offers a range of personal loans for borrowers with a variety of needs. If you have good credit you'll be rewarded with lower rates and you can receive approved funds in a few hours.

  • Heritage Bank Personal Loans

    Heritage Bank offer a range of personal loans you can apply for. Find out more here.

  • Compare renovation loans

    We’ve written about how you can fund your dream renovation and renovation dos and don’ts.

  • Cosmetic Surgery Loans

    Compare financing options for plastic surgery and cosmetic procedures. Flexible, low rate options available.

  • ANZ Fixed Rate Personal Loan

    If you are budget-conscious and looking for a personal loan with clear expectations and repayments, the ANZ Fixed Rate Personal Loan is an option worth considering. With low fees and a competitive interest rate, this loan might be an option for you.

  • ANZ Variable Rate Personal Loan

    The ANZ Variable Rate Personal Loan may be a great choice for borrowers who want options. With a free redraw facility and the option to make additional repayments, borrowers get the comfort of a personal loan that will let them access much-needed funds.

  • ANZ Personal Loans

    ANZ has a wide array of personal finance products that can help you consolidate your debt, finance a new car or motorbike purchase at a competitive rate, or any number of things. Find out what's in store when you apply for an ANZ personal loan.

Go to site