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Max Finance Personal Loan

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Max Finance Personal Loan
Min Loan Amount
$2,000

Summary

Apply for up to $5,000 and have approved funds in your acccount today. Bad credit applicants considered.

Important Information

Max Finance no longer accepts personal loan applications as their personal finance products are no longer available. The information provided and loan mentioned cannot be applied for, however, the information on this page has been kept for the benefit of existing customers and for those who are interested.

This is a snapshot of this page as it appeared on the 26th June 2017.

You can compare other short term loan options in our comparison tables.

Max Finance offers a simple and quick application process for large loan amounts. You can complete a three-question initial assessment to find out if you may be eligible for a loan, and if you are eligible the pre-approval process only takes five minutes. You won't necessarily be disqualified for bad credit.

Pros

  • Apply for up to $5,000
  • Pre-approval within five minutes
  • Bad credit applicants considered

Cons

  • Maximum loan term of 1 years
  • Security is required

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You can apply for between $2,000 and $5,000. The interest rate depends on your application and your assessed risk. You are able to repay the loan early without penalty.

You can apply for a loan and find out if you’ve been approved within five minutes, and if the loan is settled before noon you can receive the money on the same day.

What are some of the benefits of a Max Finance loan?

  • Large loan amounts. You can apply for a loan between $2,000 and $5,000, making it suitable for a range of borrowing needs.
  • Quick turnaround time. You’ll know if you’ve been approved within five minutes, and if the loan is settled before noon you can receive the funds in your account on the same business day.
  • Loan term. You’ll have up to 1 year to pay back your loan amount.
  • Flexible eligibility. Max Finance will consider you even if you have a history of bad credit. If you don’t meet their eligibility criteria, you can apply with a person who does meet the criteria to help your application.
  • Easy application. You can apply online at any time and find out if you’ve been approved.
  • Repayments. You can pay your loan back in weekly, fortnightly or monthly instalments and the repayments will be deducted directly from your bank account.
  • Loan costs. Max Finance doesn’t have a standard interest rate for their loans. Rather, you’ll be approved for an interest rate based on various risk factors determined in your application. You’ll be given this interest rate to agree to before approval. Interest rate and comparison rate will vary based on risk factors. On final approval an interest rate will be provided to you for consideration
  • Early repayment available. You can repay your loan early without penalty.

How you can apply for the Max Finance Personal Loan

To apply for a loan with Max Finance, click "Go to site" to get the application process started. The pre-approval form is a no-obligation process and you will know if you have been approved within minutes. In order to be eligible, you’ll need to meet the following criteria:

  • Asset requirements. You’ll need to own an asset. This asset can either be a registered motor vehicle or a real estate property. If you own either of these on finance that still accepted.
  • Income requirements. You need to earn a minimum of $500 after tax and you cannot be on Newstart, Austudy or Youth Allowance.
  • Credit requirements. As mentioned, you can still apply if you have bad credit history.

If you can’t meet the above criteria, you can apply with a person who does meet it. This person can be a spouse, your parents or even a good friend. After you’ve been pre-approved, you’ll need to email or fax the following documents in order to receive your money:

  • One recent payslip or a letter from your employer
  • The last two months of your bank transactions
  • Your car registration details and/or council rate
  • Your driver’s licence, passport or photo card

Max Finance's Personal Loan is a competitive offering to consider, but remember to compare all of the options available to you before you apply.

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Matt Finder

Head of publishing and editorial

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Sambhu

August 09, 2018

I need a personal loan.


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Jhezelyn Finder

August 10, 2018

Hello Sambhu,


Thank you for your comment.


If you’re interested to apply for a Max Finance Personal Loan, please refer to the eligibility criteria that are outlined above.


Alternatively, you may also compare other personal loan products. Please note that lenders have their own lending criteria. You can use the page as a guide on what to look out for when applying for a personal loan. Just click the Go to Site button of your preferred loan products. We have a personal loan application guide that might be helpful for you.


Please make sure that you’ve read the relevant T&Cs or PDS of the loan products before making a decision and consider whether the product is right for you.


Should you wish to have real-time answers to your questions, try our chatbox on the lower right corner of our page.


Regards,

Jhezelyn


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Tiko

March 24, 2018

International mature student working part time with much more than $500 per week wages plus other additional fortnighly income from other sources. Need a $7,000 personal loan for 6 months. fully own a car valued at more than $3,000. Am i eligible?


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Liezl

March 24, 2018

Hi Tiko,


Thanks for visiting Finder.


This loan product is no longer available for application. You may want to consider other student loan offers. Individual lender’s eligibility criteria are listed on the table on that page. Take time to go through it and see if you meet them. As for the loan amount, that will be determined by the lender based on your financial capability. If you’re unsure of your eligibility, get in touch with the lender before you apply.


When you are ready, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.


Cheers,

Liezl


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Jeni Velasco Finder

March 18, 2018

Hi Zia,


Thanks for getting in touch with Finder.


You may also refer to our list of lenders offering $5,000 loans to applicants with bad credit.


You can click the name of the lender or the “More info” link to be redirected to our review page and learn more about the lender’s loan offer, rates, and requirements as well as the pros and cons of using their loan service. When you are ready, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.


Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.


I hope this helps.


Have a great day!


Cheers,

Jeni


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Levi

March 06, 2018

I want to borrow 5000 to go on a holiday with my husband as we didn’t get to go for much of a honey moon


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Lou Finder

March 06, 2018

Hi Levi,


Thank you for your question.


The Max Finance Personal Loan is no longer available for new applications.


Alternatively, you may check your other loan personal loan options using our comparison table. Your options will depend on your credit score, source or income or preferred loan feature.


Once you have chosen a particular lender, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with your loan application or get in touch with their representatives for further assistance. Kindly review the eligibility criteria and the terms and conditions of the loan before submitting your application.


Cheers,

Anndy


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Kairee

February 19, 2018

Hey i need a loan today or tomorrow coz im movin away to other town


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Joel Marcelo

March 09, 2018

Hi Kairee,


Thanks for leaving a comment on Finder.


Unfortunately, Max Finance no longer accepts personal loan applications as their personal finance products are no longer available. The information provided and the loan mentioned cannot be applied for, however, the information on this page has been kept for the benefit of existing customers and for those who are interested. If you are looking for a quick loans, you can then use our comparison table to help narrow down your options and find the lender that suits you.


Please click the name of the lender or the “More info” link to be redirected to our review page and learn more about the lender’s loan offer, rates, and requirements as well as the pros and cons of using their loan service. When you are ready, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.


Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.


Cheers,

Joel


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