Review: Paybis cryptocurrency exchange

Paybis is a quick and easy way to buy Bitcoin and several other cryptocurrencies with your credit card.

  • Good for fast purchases of major cryptocurrencies using fiat currency
  • Not so great for high fees when you buy with your credit card

Check out our full list of pros and cons or read on.


Fiat currencies



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Product Name Paybis Cryptocurrency Exchange
Fiat Currencies EUR, GBP, USD, AUD, CAD, PHP, SGD, CHF, HKD, JPY & 30+ more
Cryptocurrencies BTC,ETH,LTC,XRP,BCH,XLM,BNB,TRX,DOGE,USDT & 20+ more
Deposit Methods Bank transfer
Credit card
Apple Pay
Trading Fee Fees vary
Deposit Fees Fees vary
Withdrawal Fees Fees vary
Disclaimer: This information should not be interpreted as an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade.

Which fiat and cryptocurrencies are supported?

  • Supported fiat currencies: EUR, GBP, USD, AUD, CAD, PHP, SGD, CHF, HKD, JPY & 30+ more
  • Supported cryptocurrencies: Approximately 32 cryptocurrencies

Which payment methods are accepted?

  • Bank transfer
  • Credit card
  • Cryptocurrency
  • Neteller
  • Skrill
  • Apple Pay
Go to Paybis's website

What's it like to use Paybis?

Fees and limits

The fees below are accurate as of 17 January 2020.

Platform trading fees

Buying fees
Buy Bitcoin with credit/debit card5% + 5% +0.1 USD
Buy Bitcoin with Skrill3.54% + 6.95% + 0.1 USD
Buy Bitcoin with Neteller3.54% + 5.95% + 0.1 USD
Buy Bitcoin with Payeer4.95% + 0.1 USD
Buy Bitcoin with Advanced Cash3.95% + 0.1 USD
Buy Bitcoin via bank transfer EUR (SEPA)1 EUR + 1.5% + 0.09 EUR
Buy Bitcoin via bank transfer USD (wire)3% + 0.1 USD

*Fees vary slightly based on the cryptocurrency being purchased.

Selling fees
Sell Bitcoin to credit/debit card3.8% + 2 USD
Sell Bitcoin to Skrill1%
Sell Bitcoin to Neteller3.95% + 2%
Sell Bitcoin to Payeer0.45% + 1%
Sell Bitcoin to Advanced Cash3.95%
Sell Bitcoin to EUR bank transfer (SEPA)1.5% + 1 EUR
Sell Bitcoin to EUR bank transfer (wire))1.5% + 45 EUR

Transaction limits

Maximum purchase limit per transactionUS$20,000
Maximum purchase limit per monthUS$50,000

How fast will my funds be available?

The speed of your transaction varies depending on the payment method you use. If paying by credit or debit card, most transactions are completed within 15 minutes.

However, if paying by bank transfer, the transaction could take 1-5 business days.

Is Paybis safe to use?

  • Regulation. Paybis is a legal entity registered in the UK. It is licensed in Estonia to provide virtual/fiat currency exchange services and offers a virtual currency wallet service. It's also registered as a Money Services Business with FinCen in the US.
  • Know Your Customer (KYC) and Anti-Money Laundering (AML) policies. Paybis has KYC and AML policies in place to help prevent illegal activity. Customers must undergo a verification process before using the platform and all transactions are monitored for signs of suspicious activity.
  • Verification process. You'll need to complete a verification process before you can buy Bitcoin with a credit card on Paybis. You'll need to provide your name, address, date of birth and proof of ID.
  • Security features. Unfortunately, Paybis does not support two-factor authentication for extra password security. However, this exchange platform doesn't actually store the cryptocurrency you buy, so you'll need to set up your own wallet separately. Check out our guide to the best cryptocurrency wallets for more info on choosing a wallet.

How do I create an account at Paybis

Go to Paybis's website

What else do I need to know about Paybis?

Paybis was founded in 2014. Its founders hail from Latvia, but the company is registered in the UK and has an office in Edinburgh.

Since its inception, Paybis claims to have helped more than 300,000 customers buy and sell cryptocurrency.

In a nutshell


  • Offers quick and easy cryptocurrency purchases
  • Several payment methods supported, including credit card payments
  • Fees are outlined upfront
  • 24/7 customer support available


  • Doesn't support AUD
  • Doesn't offer any advanced trading features
  • High fees when you pay with a credit card
  • Other exchanges support a wider range of cryptocurrencies
  • Doesn't store cryptocurrency for you – you'll need to create a wallet elsewhere

Compare Paybis against other exchanges

Name Product Deposit methods Fiat Currencies Cryptocurrencies
Swyftx Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, Osko, PayID


Finder Exclusive: Receive $10 BTC on Sign up and Verification.
Buy and sell a wide range of cryptocurrencies at competitive rates on this Australian exchange.
Digital Surge Cryptocurrency Exchange
Bank transfer, Cryptocurrency, POLi, Osko, PayID


Finder Exclusive: New members get $10 bonus after verification. T&Cs apply.
An Australian based exchange with a focus on simplicity that allows users to purchase a range of cryptocurrencies with AUD.
CoinSpot Cryptocurrency Exchange
Bank transfer, BPAY, Cash, Cryptocurrency, POLi, PayID


CoinSpot is an Australian exchange that lets you easily buy, sell and trade more than 290 cryptos.

Compare up to 4 providers

Frequently asked questions

Go to Paybis's website
Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.
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