ANZ, AMEX & Bankwest among April’s best rewards credit card offers
The 5 top rewards credit card offers on the market right now offer high earn rates and stacks of bonus points, if you meet the criteria.
Rewards credit cards give you points on your spending via the bank or card issuer's rewards points program. And while each program is different, and the value of their points vary quite a bit, the best rewards credit cards should give you:
- Around 100,000 bonus points or more
- An earn rate of 1-2 points per dollar you spend
- Extra perks like lounge passes, complimentary insurance or some kind of credit to offset the fee.
Here are the best offers on the market in April 2026, based on their Finder Scores.
1. Bankwest More World Mastercard
The Bankwest More World Mastercard has a Finder Score of 9.9 in the rewards category. This card currently offers up to 180,000 bonus points, and an earn rate of 2.5 points per dollar you spend.
To get all these points you'll need to spend $10,000 spend in the first 90 days (that gives you 120,000 points) and hold the card for 15 months to get the remainder.
These points are worth around $400 in cashbacks, and you also get 10 complimentary lounge passes.
All for a $270 annual fee.
Want more options?
Compare more excellent rewards credit cards.
2. American Express Platinum Card
The American Express Platinum Card has a Finder Score of 9.5 in the rewards category. It offers 220,000 bonus Membership Rewards points if you spend $5,000 in the first 3 months as new customer.
This offer ends on 14 April 2026 (terms and conditions apply).
This card has a high earn rate of 2.25 points per dollar. It offers yearly travel and dining credits, which go some way to offsetting the high $1,450 annual fee.
3. ANZ Rewards Black Credit Card
The ANZ Rewards Black Credit Card has a Finder Score of 9.2. This card offers a generous 180,000 ANZ Rewards points, plus $100 back.
To get this you need to:
- Spend $5,000 on eligible purchases in the first 3 months to get 130,000 points
- Hold the card for 15 months to get the remaining 50,000 points.
Those points are worth around $800 in digital gift cards.
It has a $375 annual fee and an earn rate of 2 points for every dollar you spend.
Plus it offers complimentary international travel insurance and a 24-hour personal concierge.
4. Bankwest More Platinum Mastercard
The Bankwest More Platinum Mastercard has a Finder Score of 9.2 in the rewards category. It offers up to 130,000 bonus points (90,000 when you spend $5,000 in the first 90 days and 40,000 after 15 months).
And the annual fee is lower than most leading rewards cards at $160.
You earn 2 rewards points for every dollar you spend (up to 400,000 points per year).
5. American Express Explorer Credit Card
The American Express Explorer Credit Card has a Finder Score of 8.9 in the rewards category. It offers new customers 75,000 bonus Membership Rewards points for spending $4,000 spend in the first 3 months. And you don't have to hold the card for over a year to get them.
The annual fee is fairly high at $395 but a $400 yearly travel credit offsets that nicely.
You can earn 2 points per $1 spent on most purchases.
Details of these cards are correct at time of publication and subject to change. All these cards were identified as the "best" cards using the Finder Score, a data-driven methodology that considers rates, fees and card features.
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