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36 Responses

    Gordon's avatar
    GordonJune 26, 2017

    Hi. I just like to know how you work my credit rating out.

      Liezl's avatar
      LiezlJune 26, 2017

      Hi Gordon,

      Thanks for your question!

      There are a number of factors taken into consideration when calculating your credit score. And if you want to improve your score, you can try working on these elements.

      – Your personal information, such as your age, how long you’ve been employed for and the amount of time you’ve been at your current address.
      – The age of your credit report.
      – The type of credit providers on your report.
      – What credit you’ve held and your credit limits.
      – The number of credit enquiries listed on your report.
      – The pattern of your credit enquiries and shopping over time.
      – Default information and if you have any overdue debts, serious – credit infringements or clearouts.
      – Court writs and judgements.

      If you wish to learn more, please read through our Experian credit score guide.

      I hope this has helped.

      Cheers,
      Liezl

    Dean's avatar
    DeanMay 9, 2017

    Hi There,

    I have life insurance already with you and was just wanting to be able to log in and check out my details?

      Zubair Hassan's avatarFinder
      ZubairMay 9, 2017Finder

      Hi Dean,

      Thank you for your inquiry.

      You have contacted finder.com.au, a comparison and information service and not actually an insurer. You will need to contact your insurer in order to check your policy details.

      Cheers,
      Zubair

    Murray's avatar
    MurrayApril 26, 2017

    I am looking for a quote for income protection for self employed. All the sites I have gone into have quoted the maximum age for income protection is 60. I am 61 years old fit and healthy and hope to work for a few more years yet. I am a self employed gardner.

      Zubair Hassan's avatarFinder
      ZubairMay 1, 2017Finder

      Hi Murray,

      Thank you for your question.

      You will generally qualify if your age is between 18 to 65 years old.

      If you would like to compare your options with the help of an advisor, please complete the contact form on our article about income protection insurance for self-employed workers. Once you have done so an adviser will be in touch to help you.

      There’s also a table on that page that would conveniently help you compare income protection policies.

      All the best,
      Zubair

    Sally McMullen's headshotFinder
    SallyAugust 29, 2016Finder

    Hi Joan,

    Thanks for your question.

    Yes, you can use your credit card to withdraw funds from an ATM or over the counter, but (depending on the card you’re using) you’ll immediately be charged a cash advance fee and the amount you have withdrawn will start accruing a high cash advance interest rate.

    Cheers,

    Sally

    Peter's avatar
    PeterAugust 17, 2016

    I am a pensioner and I find it very hard to make ends meet, please can you help me, I’ll be much appreciated if you can.

      Elizabeth Barry's headshotFinder
      ElizabethAugust 18, 2016Finder

      Hi Peter,

      Thanks for getting in touch and sorry about your situation.

      We’re not able to provide financial advice but there is a free financial counselling service you can call, the number is 1800 007 007. If you are in debt, we have a guide detailing free debt management services and you can also see some of the alternative loan options (including no- and low-interest loans)through our Centrelink loans page.

      I hope this helps,

      Elizabeth

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