Life Insurance Comparison

Get the right cover for a reasonable price

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If you're getting married, buying a house or starting a family, now's the time to start thinking about how to take care of them. Life insurance can give you peace of mind, knowing that they're cared for if you were to die or become terminally ill.

Compare Australian brands

Name Product Maximum Cover Maximum Entry Age Minimum Cover Terminal Illness Benefit
NobleOak Life Insurance
$15,000,000
69
$50,000
$3,000,000
Get 1 month free Life Insurance cover. Offer ends June 30, 2020. T&Cs apply.
Real Family Life Cover
$1,000,000
64
$100,000
$1,000,000
Get a refund of 10% of the premiums you've paid (in the first 12 months) with The Real Reward™ .
Medibank Life Insurance
$2,500,000
70
$100,000
$2,500,000
10% discount for Medibank health members.
Zurich Ezicover Life Insurance
$1,500,000
69
$50,000
$1,500,000
Get your first month free. T&Cs apply.
ahm Life Insurance
$1,500,000
65
$100,000
$1,500,000
ahm Health members can save 10% off premiums.
ANZ Life Insurance
$2,000,000
59
$50,000
$2,000,000
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Coverage is the amount of money that you will be paid in the event of a claim. An insurance consultant can help you determine an appropriate amount. Calculator
Provides a lump sum payment if you become totally and permanently disabled and are unable to return to work.
Provides a lump sum payment if you suffer a serious medical condition. Cover can be taken out for 40-60 medical conditions depending on the policy you choose.
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23 Responses

  1. Default Gravatar
    KOctober 16, 2019

    Need to get an insurance quote.

    • Avatarfinder Customer Care
      JeniOctober 19, 2019Staff

      Hi K,

      Thank you for getting in touch with Finder.

      Please click on the green get quote button of your chosen insurer/s to get life insurance quotes online directly from them. You may also to get life insurance quotes from a qualified adviser once you submitted all the info asked on the table on this page.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  2. Default Gravatar
    GurmeetMarch 16, 2019

    I need life insurance that covers terrorism and act of war.

    • Avatarfinder Customer Care
      JoshuaMarch 17, 2019Staff

      Hi Gurmeet,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      I’m afraid that life insurance policies don’t cover terrorism and act of war. Policy providers add War Exclusion Clause on their cover because they could easily receive expensive claims worth of millions if war breaks out.

      However, you might still want to give it a try, Gurmeet. You can fill out the form found above and speak to an adviser. He/she could help you find the right policy to meet your needs and preference.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  3. Default Gravatar
    TerryFebruary 14, 2019

    Would like to compare life insurance policies for my wife and me. We are both currently insured through Zurich but my policy has jumped from $120 per month to $133 per month. My wife’s policy has not jumped much.

    • Avatarfinder Customer Care
      JoshuaFebruary 20, 2019Staff

      Hi Terry,

      Thanks for getting in touch with Finder. I’m sorry to hear that your premium just increased. I could imagine how frustrating that could be.

      Regarding your question, Terry, I believe you are on the right page. You can use the table above to compare your options based on the maximum cover, maximum entry age, minimum sum insured, to name a few. After you’re done comparing, you can then click on the “Get Quote” button to learn more.

      Please note Terry that before you switch life insurance policy, you need to understand its different implications. You need to consider the long waiting period when making the switch, the pre-existing medication conditions that may affect your new premium, and reputation of the new company.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  4. Default Gravatar
    MaryDecember 28, 2018

    I have a Term Life Insurance for $225,101 I have had the policy since 2014 and my premium payments have risen in the last 4 years to $156.73 per month. Are you able to give me a better deal?

    Look forward to hearing from you

    Mary Anne

    • Avatarfinder Customer Care
      JeniDecember 30, 2018Staff

      Hi Mary Anne,

      Thank you for getting in touch with finder.

      Kindly click on the orange Compare with an adviser button then fill out the form so an adviser will get in touch and discuss your life insurance options.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  5. Default Gravatar
    DerekDecember 3, 2018

    I already have life insurance ($105,000) through my super and am just trying to check if I’m paying too much.

    • Avatarfinder Customer Care
      JohnDecember 3, 2018Staff

      Hi Derek,

      Thank you for leaving a question.

      This is a great page for you to check on other life insurance companies as well as what they could provide you. You may also complete the form provided on the page to get a quote from an adviser who you could speak with in detail. Hope this helps!

      Cheers,
      Reggie

  6. Default Gravatar
    steveNovember 16, 2018

    I would like to enquire about life insurance cover please. I currently have life insurance with TAL but it is becoming quite expensive and I am looking to downgrade my cover to what my needs are at the moment.

    • Avatarfinder Customer Care
      JeniDecember 2, 2018Staff

      Hi Steve,

      Thank you for getting in touch with finder.

      Upon checking, you’re currently at the right page. To make it easier in comparing your options on downgrading your life insurance, kindly click on Compare with an adviser orange button then fill out the form then click on the Get quotes green button. A life insurance adviser will then get in touch. You may also refer to our comparison table on this page. You may compare up to 4 providers by ticking the box below the provider’s name then click on orange Compare button. Kindly check out the Product details, Maximum Entry Age, Benefits etc to help you decide which insurer to get a life insurance with.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  7. Default Gravatar
    DialloNovember 1, 2018

    Hi My name is Diallo Mamadou Alpha
    I am Guinean and interested

    • Avatarfinder Customer Care
      JohnNovember 1, 2018Staff

      Hi Diallo,

      Thank you for your interest.

      The page we are on is specific to users who are Australian citizens. If you are in Australia as a non-resident then you may visit this page to learn more about life insurance that is applicable for you. You may also need to check on life insurance available for your country by reaching out to banks or providers that offer this service. Hope this helps!

      Cheers,
      Reggie

  8. Default Gravatar
    MohamedOctober 26, 2018

    I want to know about this program that all

    • Avatarfinder Customer Care
      JohnOctober 27, 2018Staff

      Hi Mohamed,

      Thank you for reaching out to finder.

      I believe you want to know more about what life insurance is and what you may benefit from it. Life insurance is a safety net for your future in the event that something untoward happens to the policyholder. Passing away or getting terminally ill are some of the reasons that a claim can be made which would benefit the loved ones the policyholder would leave behind. You may learn more about this by clicking this link. Hope this helps!

      Cheers,
      Reggie

  9. Default Gravatar
    GideonOctober 10, 2018

    What is the effect about it?

    • Avatarfinder Customer Care
      JohnOctober 10, 2018Staff

      Hi Gideon,

      Thank you for leaving a question.

      If you are asking the effect of having Life insurance, it would be the same as the benefits for it. Please see our list of benefits below:

      You’ll have ultimate peace of mind that when you pass your family and loved ones will have a financial safety net.
      Life insurance will pay a lump-sum benefit to help with financial gaps left behind.
      Payouts are generally tax free.
      Some companies offer multi-policy discounts for taking out a joint policy with your spouse.
      Coverage can generally be bundled with other types of life insurance.
      Some brands let you increase or decrease the benefit of the policy in the future.
      There are types of life insurance that have a cash value. A portion of the paid premium is set aside and either accumulates interest or is invested in the market. You can borrow from that cash value, or keep it as an end-of-life payout.
      Most policies provide an advance benefit, without a waiting period, to help cover immediate costs following death.
      As you get older and become more of a risk to the insurer, you may not qualify for a life insurance policy or will pay more.

      Hope this helps!

      Cheers,
      Reggie

  10. Default Gravatar
    NigelOctober 10, 2018

    DO NOT PHONE ME – IF YOU CANNOT QUOTE ONLINE I WILL NEVER DEAL WITH YOU OR YOUR AGENTS

    • Avatarfinder Customer Care
      JohnOctober 10, 2018Staff

      Hi Nigel,

      Thank you for leaving a comment.

      Though we would wish to assist you in getting a quote from one of the life insurance providers on our site, you need to contact them directly to be able to get a direct quote. The page we are on provides us with a list of lenders that you could choose to make a decision. Hope this helps.

      Cheers,
      Reggie

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