How to send money to Timor-Leste

Send money to Timor-Leste using an international money transfer service and you could beat the bank's rates.

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The southeast Asian nation of Timor-Leste, formerly known as East Timor, is one of Australia’s closest international neighbours, so there are plenty of reasons why you might want to send an international money transfer from Australia to Timor-Leste. Happily, there are plenty of transfer providers who can manage your transaction — but you’ll need to compare your options before deciding which one offers the best transfer deal.

Send money to Timor-Leste with TorFX

TorFX guarantees to match any competitor's exchange rate. Conditions apply.

TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

  • No transfer fees
  • Price match guarantee
  • Dedicated account manager assigned to you
  • Forex tools available

Compare Money Transfer Services

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 2,000 1 day AUD 0.00 0.733 USD
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
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Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
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Banks versus money transfer companies

If you’ve already got an account with a ‘big four’ bank, the easiest transfer option at your disposal might very well be to send an international transfer straight from your bank account. Unfortunately, sending the funds via your bank will not be the most affordable solution, as banks offer some pretty disappointing exchange rates and also charge high transfer fees.

But there’s now an easy and affordable solution when you need to send money overseas. Specialist money transfer companies, including providers like OFX and Currency Fair, offer safe and secure online transfers that are usually much more affordable than bank transfers. With higher exchange rates and lower fees, they can save you a lot of money the next time you send funds overseas.

Tony Sends Money to Timor-Leste

Tony lives in Sydney but has friends all around the world. One of those friends is Charlie, who lives in Dili in Timor-Leste, and who has fallen on some hard financial times. When Charlie finds Tony and asks him for urgent cash, Tony looks for the quickest way to get the funds to his mate.

Tony compares his bank to special transfer service and looks at their exchange rate and transfer fee to see which will be more cost-effective. The results of his comparison are found in the table below.

Australian bankMoney transfer company
Exchange rate1 AUD = 0.66391 AUD = 0.67974 USD
Transfer fee$22$30
Transfer methodOnline, bank or phoneCash pickup transfer
Processing time10 minutes10 minutes
Amount received (in USD)$649.29$679.74

As you can see, Tony’s recipient can receive USD$30.45 more if he uses an international money transfer service.

Today's exchange rate AUD to USD

How do I compare transfer companies when transferring and receiving money via Timor-Leste?

  • Exchange rates. Compare quotes from a number of companies to see what sort of exchange rates they offer. The company with the highest exchange rates always sounds like an attractive prospect, but make sure to check how much the company charges in transfer fees as well.
  • Transfer fees. Transaction fees can range from a couple of bucks right through to $70 or even more, so it pays to check how much you’ll have to pay for each transaction before you sign up for an account with a transfer provider.
  • Transfer methods. Online, over the phone, via a mobile app and/or by visiting a branch — how does the company allow you to send transfers?
  • Flexible options. Can you place limit orders or forward contracts and target the exchange rate you want? If you need to send regular transfers, can you set up a recurring payment plan?
  • Turnaround time. Check to see how long the company will take to deliver the money to your beneficiary. Processing times can vary from a few minutes to five business days or more.
  • Transfer limits. Some companies impose minimum and maximum transaction limits, so check to see if these limits will inconvenience you at all.
  • Pickup options. Will the money be sent to your recipient’s bank account, or will they be able to pick up cash from a transfer agent?
  • Customer service. Are phone, email and live online chat available? How quickly will the customer support team answer any questions you have?
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How do I send money to Timor-Leste from Australia?

  • Specialist transfer companies. Dedicated online transfer companies provide fast and cost-effective international transactions.
  • Cash pickup transfer providers. Search online to see if a cash pickup transfer company has convenient locations in Timor-Leste for your recipient.
  • Bank transfers. Ask for a quote from your bank so you can get an idea of the exchange rate you will receive and the fee you will have to pay to send money to Timor-Leste.
  • International guaranteed cheques. Another option, although a little time consuming, is to obtain an international cheque from your bank and post it to your recipient overseas.

How do I receive money from Timor-Leste in Australia?

  • Specialist transfer companies. Start researching now to see which online transfer companies provide money transfers between Timor-Leste and Australia.
  • Cash pickup transfer providers. Western Union and MoneyGram both offer the convenience of fast cash transfers.
  • Bank transfers. You could also receive a transfer into your Australian bank account from an account in Timor-Leste.
  • International guaranteed cheques. Check with your bank to find out the fees involved in receiving an international cheque.
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Emergency cash transfers in Timor-Leste

Sometimes you need to get money to another country as fast as possible. If you need to send an emergency cash transfer to Timor-Leste, be prepared to pay more than you would for a normal transaction. Higher transfer fees and lower exchange rates are common features of emergency transfers, so it’s always a good idea to review the transaction details before you send any funds. This is the best way to ensure that you don’t get a nasty surprise the next time you check your bank balance.

Cash pickup locations in Timor-Leste / Western Union / MoneyGram branches in Timor-Leste

Below you will see the details of some Western Union and MoneyGram locations in Timor-Leste. As the two largest money transfer providers in the world, Western Union and MoneyGram offer convenient cash transfers from Australia to destinations all around the world. Just make sure your recipient has a transaction ID number and photo ID when they go to pick up the funds.

Western Union


  • Pacific Holdings Timor Ltd
    Ground Floor, Sang Tai Hoo Building
    Rua Nicolau Lobato Colmera
    Open 9am to 4:30pm Monday to Friday, 9am to 12pm Saturday
  • Pioneer Shop
    Vila Dato
    Open 9am to 3pm Monday to Friday, 9am to 12pm Saturday


  • Loja Kmanek
    Lahomea Maliana,
    +670-3321 589
    Open 9am to 4:30pm Monday to Friday, 9am to 12:30pm Saturday



  • Island Dream Money LDA
    Rua De Luis Dos Reis Noronha
    Villa Verde
    Open 7am to 8pm Monday to Saturday
  • Island Dream Money LDA
    Rua Berlarmino Lobo Ailele Hun
    Open 7am to 8pm Monday to Saturday


  • Island Dream Money
    Telkomcel Plaza Maliana
    Maliana, 604
    Open 7am to 6pm Monday to Saturday
  • Island Dream Money
    Telkomcel Plaza Gleno Ermera
    Gleno Ermera, 608
    Open 7am to 6pm Monday to Saturday
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Tips for picking up cash in Timor-Leste

The Department of Foreign Affairs and Trade recommends that Australian visitors to Timor-Leste exercise a high degree of caution, so take care when collecting cash from a transfer agent. Confirm the agent’s location and opening hours before visiting and only go to a cash pickup branch in an area you know to be safe. Take a friend along rather than picking up cash alone, and make sure not to display your cash in public and make yourself an easy target for thieves.

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What are the steps to send money to Timor-Leste?

The transfer method you must follow will vary depending on the transfer provider you choose, but you will generally need to:

  1. Sign up for an account. This is usually free to do. You may be able to sign up online or by visiting a branch, and you’ll need to supply your name, contact details and proof of ID.
  2. Provide your transaction details. You’ll need to specify where you are sending the money, how much you are sending and who will be receiving the funds.
  3. Complete your transfer. You can then submit your transfer after reviewing the exchange rate you will receive and the transaction fee you will need to pay. Most providers will then give you a reference number that you can use to track the progress of your funds.

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International Money Transfer Offers

Important Information*
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TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

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OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.

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Send International Money Transfers

Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.

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XE International Money Transfers

XE has fast transfers with low fees and a range of foreign currency tools.

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