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Whenever you need to send money overseas, it's a good idea to compare your options before you get started – it could save you lots.
In this guide, we'll go through how you can get the most out of your transfer, plus all the tips and tricks for sending money to Eswatini with ease.
The table below shows some of the different options available for sending money to Eswatini. Enter your desired amount and currency into the table and it will do the math to work out how much each option will cost.
The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.
Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.
Let's look at how two money transfer providers compare on cost when sending $1,000 to Eswatini as SZL.
| Money transfer service 1 | Money transfer service 2 | |
|---|---|---|
| Exchange rate | 1 AUD = 9.43 SZL | 1 AUD = 9.552 SZL |
| Fee | $25 | $30.99 |
| Transfer speed | Almost immediately | Up to 10 days |
| Total amount received | SZL9,194.25 | SZL9,255.98 |
| Receiver gets | SZL61.73 less | SZL61.73 more |
This is a good example of why you should look at both the fees and the exchange rate when comparing money transfer services. Here, despite the second transfer service having a higher fee, the receiver still ends up with more money because the exchange rate is quite a bit better.
Different services will often have different exchange rates. For example, one provider might offer 1 AUD = 9 SZL, while another might offer 1 AUD = 8 SZL.
Even if that first provider has higher fees, it could still be more cost-effective than the second, especially for larger transfers.
When sending money to Eswatini, you may also want to check the AUD to ZAR (South African rand) exchange rates. SZL is pegged 1:1 to ZAR, and ZAR is accepted in Eswatini, but the AUD/SZL and AUD/ZAR rates might be different.
Below you can see the current AUD to SZL exchange rates, updated daily.
Today's exchange rate: AUD to SZL
Your transfer may take around a week to arrive, although this can vary widely depending on the situation. Certain banks may be faster than others, while making a cash transfer or a mobile money payment and avoiding bank transfers entirely may also help cut down the transfer time.
If you need to send money to Eswatini fast, a cash transfer is often the most efficient option.
While the fees may be higher, it may be the only option for sending money to Eswatini in a timely manner. The funds can be picked up from one of the provider locations in the country.
Even if you don't have a bank account, you can still use cash transfer services without a problem. Your recipient can likewise pick up funds without issue even if they don't have a bank account.
Cash transfer services are widely available around the world and it's easy to find your nearest cash transfer location online. However, the rates and fees can vary by location.
According to Australia's Department of Foreign Affairs and Trade, petty theft and robbery are common in major towns in Eswatini.
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