Send money to Singapore

Find the best exchange rate and low fees when you send money to Singapore from Australia.

Updated Jan 3, 2018

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Do you need to send money to Singapore? Nearly all banks and international money transfer providers will let you send money to Singapore, but which business or provider is going to let you do it cheaply, easily and quickly? If you want to send money to Singapore, we have a look at the different options available to you below.

Send money to Singapore with TorFX

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

No transfer fees
Price match guarantee
Dedicated account manager assigned to you
Forex tools available

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What's in this guide?

International money transfer services which allow you to send money to Singapore
How to compare international payment providers
How to send money to Singapore from Australia
Emergency cash transfers to Singapore
Cash pickup locations in Singapore
Picking up cash in Singapore
How to send money to Singapore

International money transfer services which allow you to send money to Singapore

Using the table below you can compare transfer services. Use the table headings to sort products based on the minimum transfer amount, online transfer fees, transfer methods and transfer speeds. Alternatively, you can read on below for more information.

I want to send

Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
GBP 0	1 - 2 days	AUD 1.99	1.011	SGD 5,052	Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.	Go to site	Compare	Show details	Details Minimum transfer amount GBP 0.00 Transfer methods Online, Bank Account to Bank Account Transfer options One off payments Customer service Chat, Email Available currencies AED, ALL, AMD, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYR, BZD, CAD, CDF, CHF, CLP, CNY, COP, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HUF, IDR, ILS, INR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KZT, LAK, LBP, LKR, MAD, MDL, MGA, MKD, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NGN, NIO, NOK, NPR, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SEK, SGD, SLL, SRD, STD, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF, ZAR, ZMW Go to site Read the full review
AUD 1	1 day	AUD 25.00	1.018	SGD 5,064	Pay no fees on your first two transfers, up to $3,000. SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Chat, Email Available currencies AUD, CAD, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MYR, NPR, NZD, PHP, SGD, THB, USD, VND, ZAR Go to site Read the full review
AUD 1	Same day	AUD 0.00	1.013	SGD 5,064	XE has fast transfers with no fees and a range of foreign currency tools.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account Transfer options One off payments, Market orders Customer service Phone, Email Available currencies AED, AMD, AUD, BAM, BBD, BDT, BGN, BHD, BND, BRL, BSD, BWP, CAD, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EUR, FJD, GBP, GEL, GTQ, HKD, HNL, HRK, HUF, ILS, JMD, JOD, JPY, KES, KRW, KWD, KZT, LKR, LSL, MAD, MKD, MUR, MWK, MXN, MYR, NAD, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SEK, SGD, SZL, THB, TND, TOP, TRY, TTD, TWD, TZS, UGX, USD, VUV, WST, XCD, XPF, ZAR Go to site Read the full review
AUD 2,000	1 day	AUD 0.00	1.014	SGD 5,069	TorFX guarantees to match any competitor's exchange rate. Conditions apply. TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, ILS, JPY, NOK, NZD, PLN, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review
AUD 2,000	1 day	AUD 0.00	1.014	SGD 5,069	Better exchange rates for Finder customers. WorldFirst sends 60+ currencies at competitive rates with no fees. If you find a better eligible quote, WorldFirst will beat it.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat, Email Available currencies AED, AUD, BBD, BGN, BHD, BWP, CAD, CHF, CLP, CNY, COP, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HRK, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KRW, KWD, LKR, MAD, MUR, MXN, MYR, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, QAR, RON, RUB, SAR, SEK, SGD, THB, TND, TRY, TTD, TZS, UGX, USD, VND, XCD, ZAR Go to site Read the full review
AUD 250	1 - 2 days	AUD 15.00	1.014	SGD 5,054	$0 transfer fees for Finder customers. OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 250.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, AZN, BGN, BND, CAD, CHF, CNY, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HUF, IDR, ILS, INR, JPY, KRW, KWD, LKR, MAD, MGA, MXN, MYR, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, RUB, SAR, SBD, SCR, SEK, SGD, THB, TOP, TRY, TWD, TZS, USD, VEF, VND, VUV, WST, XOF, XPF, ZAR Go to site Read the full review
AUD 2,000	1 day	AUD 0.00	1.014	SGD 5,069	Send guarantees to match any competitor’s exchange rate. T&Cs apply. Fee-free transfers in 30+ currencies to over 200 countries.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments, Forward contracts Customer service Phone, Email Available currencies AED, AUD, BGN, BHD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, INR, JPY, KES, KWD, MXN, MYR, NOK, NZD, OMR, PHP, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review
AUD 5	1 - 2 days	EUR 3.00	1.008	SGD 5,036	Special offer: Zero fees on your first 10 transfers. CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 5.00 Transfer methods Online Transfer options One off payments Customer service Phone, Email Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, INR, NOK, NZD, PHP, PLN, SEK, SGD, THB, USD, ZAR Go to site Read the full review
AUD 1	Same day	AUD 3.99	1.006	SGD 5,025	Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply. WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Email Available currencies AED, ALL, AMD, ANG, AOA, ARS, AUD, BAM, BBD, BDT, BGN, BHD, BIF, BOB, BRL, BWP, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, MAD, MDL, MGA, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RUB, RWF, SCR, SEK, SGD, SLL, SOS, SRD, THB, TJS, TND, TOP, TRY, TZS, UAH, UGX, USD, UYU, VND, WST, XAF, XCD, XOF, ZAR, ZMW, BYN Go to site Read the full review
AUD 200	1 - 2 days	AUD 25.00	1.017	SGD 5,058	Exclusive: Use code FINDER10 to receive US$10 off your first transaction. InstaReM offers simple transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 200.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options One off payments Customer service Phone, Chat, Email Available currencies AUD, BDT, CAD, CNY, EUR, GBP, HKD, IDR, INR, KRW, LKR, MYR, NPR, PHP, PKR, SGD, THB, USD, VND Go to site Read the full review
AUD 1	1 - 2 days	AUD 22.50	1.018	SGD 5,067	TransferWise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments Customer service Phone, Chat, Email Available currencies AED, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CLP, CNY, COP, CRC, CZK, DKK, EGP, EUR, GBP, GEL, GHS, HKD, HRK, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, NGN, NOK, NPR, NZD, PEN, PHP, PKR, PLN, RON, RUB, SEK, SGD, THB, TRY, TZS, UAH, UGX, USD, UYU, VND, XOF, ZAR, ZMW Go to site Read the full review

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Banks or money transfer companies?

Nicholas wants to send a one off financial gift to an old friend in Singapore. He wants to know which company his going to give him the best deal. Nicholas watches the exchange rate closely, and he wants to make sure he’s getting value for money.

Have a look at this example to see the difference between a bank and non-bank money transfer company.

	Money Transfer Service 1 (Bank)	Money Transfer Service 2 (Non-bank)
Exchange rate	$1AUD = $1.059800SGD	$1AUD = $1.0967SGD
Transfer fee	$22.00AUD for online transfers.$30AUD for transfers requested from a branch.	$15AUD for transactions under $10,000.
Amount received for $1000 AUD (Singapore Dollars)	$1059.80SGD	$1,097.40SGD
Transfer time	2 - 5 business days.	2 - 5 business days.
Transfer options	Bank (wire) transfer	Wire transfer.
Difference of (excluding fees)		+ $37.60SGD

Today's exchange rate AUD to SGD

How to compare international payment providers

Be conscious of the following features when you’re comparing quotes from international money transfer companies.

Exchange rates. Pay attention to the exchange rate. The exchange rate is the rate of conversion between Australian and Singaporean Dollars (SGD). The more SGD you can get for an Australian dollar, the better. Different international payment providers have different exchange rates. You can view different exchange rates for overseas payment providers by getting a no-obligation quote on the provider’s website.
How to collect. What are the provider’s terms for collection of the funds? With some institutions and transfer companies, you can only send the funds to the recipient's bank account; while other providers allow the cash to be picked up from a local business.
Fees and charges. How much are you going to get charged for sending money to Singapore? Some international payment providers charge a fee when you want to send under a certain amount, other providers have a flat fee regardless of the size of the transaction and then there are providers that let you send money to Singapore for free. Be conscious of the relationship between fees and the exchange rate. Sometimes international payment fees are subsidised by a higher foreign exchange rate.
Transfer time. How long will it take before the funds are available to collect or withdraw in Singapore? Some companies let you send money to Singapore in minutes. The quicker the transfer time, generally the more expensive the transaction.
Minimum transfer. This is important if you only want to send a small amount of money to Singapore. There are providers who have no minimum transfer limit; however, with most companies, transfers under $1,000 attract a fee.

How to send money to Singapore from Australia

Due to the popularity of SGD, most providers allow you to make a payment from Australian to Singapore.

You may also want to consider the following providers, too.

Paypal. You can send money to Singapore using PayPal. Note that the money needs to be converted into USD before SGD, and it may take between 5 and 10 business days before the funds are made available. Fees may be charged if you’re sending the money using your credit card, however, if you already have funds in your Paypal account, the transfer is free. All you need is the recipient's email address.

Emergency cash transfers to Singapore

If you need to get money to Singapore fast, there are a couple of options.

Transfer service with cash collection. A speciality international money transfer company like Western Union or MoneyGram is the way to go. A person can collect cash from a business in Singapore only minutes after it has been sent from Australia.
Emergency cash advance. Alternatively, if you’re in Singapore and you need access to cash, your credit or debit card provider may be able to arrange an emergency cash advance through a local merchant. Give Visa, Mastercard or American Express a call to get access to the funds in your account if your card has been lost or stolen.
Insurance. Double check the terms and conditions of your travel insurance policy. Most providers have a benefit which covers you in the even you get stuck without cash.

Cash pickup locations in Singapore

Western Union

As one of the most established international money transfer companies, Western Union have a large number of collection points in Singapore. Examples of places where funds can be collected include:

Raffles Post Office
10 Collyer Quay B1-11 Ocean Financial Centre Singapore.
+65-65386899
Monday to Friday: 8.30am - 6.30 pm. Saturday 8.30am - 1pm.

American Express Foreign Exchange
Fes Retail Tang Plaza, 320 Orchard Tang Plaza, Singapore.
+65-67352069.
Monday to Sunday: 9.00am - 8.30pm.

Moneygram

A Moneygram collection point is never far away from wherever you are, anywhere in the world., If you’re sending money to Singapore with Moneygram, the funds can be collected at a number of businesses, including:

Ameertech Remittance and Exchange
195B Serangoon Rd. Broadway, Singapore.
06562977707
Monday to Friday: 10am - 9pm. Saturday & Sunday: 10am - 10pm.

Sir Money Changer
1 Maritime Square, 01 - 60 Harbourfront Centre, Singapore.
06562747411
Monday to Sunday: 9am to 8.30pm.

Photo identification is required to collect the money.

Learn more about using the Singaporean dollar in Singapore

Picking up cash in Singapore

Singapore is a relatively safe destination for Australians to visit. The Department of Foreign Affairs and Trade website advises to 'exercise normal safety precautions' when travelling in Singapore. If you’re collecting cash from a location in Singapore be sure to exercise the normal precautions. For example, if you’re carrying a large amount of cash, be sure to keep it out of sight and travel with a group or a friend.

How to send money to Singapore

Generally, the following information is required when you want to send money to Singapore.

Bank transfers

The name, address and bank code of the receiving financial institution.
The receiver's name, address, account name, account number and International Bank Account Number (IBCN)

Non-bank transfers

Generally, once you’ve paid for the international funds transfer, you only need to provide the customer reference number to the person collecting the money.

Sending money to Singapore doesn’t have to be complicated, and it doesn’t have to be expensive either. There are a number of providers on the market that let you send money to Singapore. If you have any questions about our page, get in touch with us using the form below and a member of our team will be in touch.

Thank you for your feedback!

Jacob Joseph

Jacob Joseph was a writer and video journalist for Finder.

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Azimo International Money Transfers

Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.

More info

TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

More info

Send International Money Transfers

Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

More info

WorldFirst International Money Transfers

Better exchange rates for Finder customers.
WorldFirst sends 60+ currencies at competitive rates with no fees. If you find a better eligible quote, WorldFirst will beat it.

More info

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Send money to Singapore

Find the best exchange rate and low fees when you send money to Singapore from Australia.

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Send money to Singapore with TorFX

What's in this guide?

International money transfer services which allow you to send money to Singapore

Compare up to 4 providers

Banks or money transfer companies?

How to compare international payment providers

How to send money to Singapore from Australia

Emergency cash transfers to Singapore

Cash pickup locations in Singapore

Western Union

Raffles Post Office

American Express Foreign Exchange

Moneygram

Ameertech Remittance and Exchange

Sir Money Changer

Picking up cash in Singapore

How to send money to Singapore

Bank transfers

Non-bank transfers

Jacob Joseph

More guides on Finder

International Money Transfer Offers

Azimo International Money Transfers

TorFX International Money Transfers

Send International Money Transfers

WorldFirst International Money Transfers

Ask an Expert

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