The Finder app is here! 🥳🥳 Download the new Finder app!
Get your savings sorted.Take control of your money with the all-new Finder app. Now available for free for iOS and Android. It's your new way to save, sorted.
Although Samoa’s small economy has been growing steadily over the last few years, its citizens are still dependent on remittances from family members in Australia and around the world to help with daily expenses.
Australia has strong ties with the small Pacific nation and a number of trade programs in place to help them build a stronger economy. This includes scholarship programs to help build skills and a seasonal worker program that allows Samoan citizens to work in Australia’s horticultural industry. With so much support between the two nations, there is a demand for secure means of transferring money from Australia to Samoa.
Send money to Samoa with WorldRemit
WorldRemit International Money Transfers
Send money online within minutes
Large range of destinations
Able to send to cash pickup locations
Send money to Samoa with WorldRemit
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply. An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
For the past three years, Losefa has travelled to Australia in August as an employee in the horticultural industry. Each year he has been able to continue working until the end of April, yet has wanted to send his family in Samoa money periodically before heading home.
Curious to find the least expensive way to do this before going back to Australia this year, Losefa takes the time to research some of his money transfer options by researching how much he spends in fees to send his family $1,000 Australian dollars (AUD) and how much they receive in Samoan Tala (WST).
Bank
Money transfer service
Exchange rate
AUD 1.00 = WST 1.79
AUD 1.00 AUD = WST 1.97
Transfer fee
AUD 20
$15
Amount received for $1,000 AUD – in WST
WST 1,784.30
WST 1,966.39
Transfer time
Two to three business days
Ten minutes
Transfer options
Bank to bank transfer
Pick up at an agency
Difference
WST 182.09
How to compare transfer companies when transferring money to Samoa
Losefa’s research showed him that the money transfer company put more of his money into the pocket of his family. When looking over the math he realised that when you include the difference in bank fees, he was losing almost AUD 94 every time he sent AUD 1,000 home. To do the same type of research that Losefa did, you will want to look at the following features of both banks and money transfer companies:
Exchange rate. Check what the exchange rate is, but take into account the fees, as some companies may offer great exchange rates but offset this with expensive fees.
Fees. Many banks have a set fee for all transfer amounts and countries, while transfer companies will vary by country and can offer cheaper or no fees when large sums are transferred.
Transfer time. For individuals supporting a household or making a regular payment, waiting a few days may be acceptable, but for emergency situations you may want to use a cash pickup system which makes the transfer within a couple of minutes.
Transfer methods. Money today can be sent bank account to bank account or to be picked up as cash. Decide how you want the money available to your recipient and then compare services based on this.
Security. There is a certain level of security when you make a money transfer through your bank then with a transfer company. If you do plan on using a money transfer company often make sure that you know and understand their dispute policies.
With the amount of workers, students and citizens of Samoa in Australia, a number of banks and money transfer companies have recognised the demand for reliable means of transferring money. You will find that the following banks and transfer companies are equipped to send money from Australia to Samoa:
MoneyGram. For the recipient this is a cash pickup only but offers the sender competitive rates and fees.
Westpac. Westpac has services in place to send money to a bank in Samoa using the ‘express card’ - a new, cost-effective way to send money using a telegraphic transfer.
Western Union. With Western Union you can make cash transfers from Australia to Samoa.
If you find yourself in a situation where you need a cash transfer while on vacation in Samoa, you have a few options:
Travel insurance. If you purchased an insurance policy for your trip, its terms may include a provision for transferring you cash in case of an emergency. Make sure to retain any police reports to hand in when filing your claim.
Credit card insurance. Many credit cards also offer types of travellers insurance. In most cases you will have had to have purchased your travel bookings with that card, but they will send you emergency cash if you qualify.
Money transfer company. If you still have your photo identification, Australians can pick up cash at a money transfer agency.
Cash pickup locations in Samoa (Western Union and MoneyGram branches in Samoa)
Both MoneyGram and Western Union have agents set up in Samoa where cash pick ups can be made. Before leaving for any location make sure that you have your identification with you and the money transfer reference number. Below you will find a few locations that may be convenient for you to pick up your money:
Western Union
Apia
Pauga Store
Laulii
Apia, Apia 814
Phone: +685-25623
Open Seven days a week from 8am to 6pm
Salelologa
Fexco Samoa Tuasivi
Savaii, Savaii 814
Phone: +685-25623
Open Monday through Friday 8:30am to 5pm. Saturday 8:30am to 1:30pm. Sunday closed.
Le Lagoto Resort
Fagamalo
Savaii
Salelologa, Salelologa 814
Phone: +685-23749
Open Monday through Friday 8am to 6pm. Saturday and Sunday 8am to 2pm.
MoneyGram
Apia
Westpac Bank
Beach Road
Apia
Phone: +685-66100
Open Monday through Friday 7:30am to 5:30pm. Closed Saturday and Sunday
Vaitele
Frankie's Supermarket
Vaitele
Phone: +685-23005
Open Monday through Wednesday 9am to 4:00pm. Thursday through Friday 9am to 4:30pm. Closed Saturday and Sunday.
Salelologa
Westpac Bank Samoa
Savaii Island
Salelologa
Phone: +685-51208
Open Monday through Friday 7:30am to 5:30pm. Saturday and Sunday closed.
According to the Department of Foreign Affairs and Trade (DFAT) an Australian should exercise normal safety precautions when traveling to Samoa. Even so, you should be extra vigilant when traveling to any of the above listed locations to pick up cash. Only travel to the agency with a trusted friend and immediately return to where you are staying to secure your cash.
If you have chosen to use a money transfer service to send cash from Australia to Samoa you will need to have the following:
Recipient’s full name as it appears on their identification document
Recipient’s address
The transfer reference number which you will need to give to your recipient
A photo ID to show to the agent when placing your money transfer order
After you have given the reference number to your family member or friend, save the paper until you are sure they have received the cash. This paperwork serves as a receipt of the transaction in the event that there is a dispute.
When sending money overseas from Australia to Samoa, or any other destination, it's important that you look into your options carefully. Fees can vary greatly and are sometimes hidden in the currency exchange rate. Once you have found the most cost effective method for your situation, you will find it easy to send money from Australia to friends and family in Samoa.
Marc Terrano is a lead publisher and growth marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help everyone get value for money.
TorFX guarantees to match any competitor's exchange rate. Conditions apply. Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Better exchange rates for Finder customers. Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
hi was just wondering if i can send money back on to samoa through moneygram can my family member pick it up from western union instead cause that’s closer where they lived??
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of banks, insurers and product issuers. We value our editorial independence and follow editorial guidelines.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product or service.
Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. You should consider whether the products or services featured on our site are appropriate for your needs. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan.
Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money here.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
hi was just wondering if i can send money back on to samoa through moneygram can my family member pick it up from western union instead cause that’s closer where they lived??
Hi Elaine,
Thanks for your question.
Unfortunately when you send money through a Western Union it needs to be picked up at a Western Union kiosk.
Western Union provides an online option, where the money can be received online if that’s easier for your family.
Cheers,
Shirley