How to send money to the Netherlands

Understand what your options are when transferring funds to the Netherlands.

Last updated:

Canals of Amsterdam at night

An international money transfer service are the middle men when it comes to sending money overseas. You open an account with a money transfer service, deposit funds into the account from your everyday bank account, provide the money transfer service with the details of your recipient and the money transfer service will do the rest.

A money transfer service will get you a better exchange rate than the banks, and usually charge much lower fees. Our infographic on this page outlines the process.

International Money Transfer Offer

TorFX International Money Transfers Offer

  • No extra fees
  • Fix your exchange rate for up to 2 years
  • Price-match guarantee
  • Personal account manager

International Money Transfer Offer

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

  • Minimum transfer amount: $2,000
  • Online transfer fee: $0
Go to site
Promoted

Search and compare money transfers services for the Netherlands

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 2,000 1 day AUD 0.00 0.614 EUR
3,070
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.614 EUR
3,070
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.614 EUR
3,070
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
AUD 250 1 - 2 days AUD 15.00 0.614 EUR
3,060
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Go to site Show details
AUD 5 1 - 2 days EUR 3.00 0.61 EUR
3,050
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
AUD 1 Within an hour AUD 3.99 0.609 EUR
3,042
Use promo code 3FREE to send your first 3 transfers with no fee.
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.
Go to site Show details
AUD 1 1 - 2 days AUD 22.50 0.616 EUR
3,068
Make online transfers at the mid-market rate with transparent fees in 45+ currencies. Go to site Show details

Compare up to 4 providers

The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

Can’t find what you’re looking for? Have a TorFX currency expert contact you for free

Enter your details to speak to a foreign exchange expert

By submitting this form, you agree to finder.com.au Privacy and Cookies Policy and Terms of Use, Disclaimer & Privacy Policy
TorFX Logo

Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options. Our foreign exchange experts offer a best rate guarantee, are ASIC authorised and never charge transfer fees.

They can help you with all your needs including:

  • Buying property abroad
  • Emigrating
  • Regular overseas payments
  • Risk management
  • Forecasting

This is why you should choose a money transfer service over your bank

Heidi just moved from Almere to Brisbane with her husband and her twin daughters. Her extended family still lives in the Netherlands, and they often send cash gifts for the little girls. Heidi is always on the lookout for cheaper, quicker ways to send money between the Netherlands and Australia.

Bank transfer serviceDedicated money transfer service (online)
Exchange rate$1 = €0.63$1 = €0.63
Transfer fee$22 (via bank's app)$0
Amount received for $500€301.14€315
Transfer timeWithin 3 business days1 to 3 business days
Transfer optionsOnline transfer to bank accountBank transfer
Difference$13.86

Heidi saves $13.86 because she took the time to compare two online transfer services. While the turnaround time and exchange rate are the same, there’s a $22 difference in the service fee levied.

How to compare money transfer services

Ask yourself these following questions:

  • What exchange rate am I getting? You want to find a service that will transfer your money at the most competitive exchange rate and charge minimal - or zero - transfer fees. Some transfer services offer lower or waived fees for bigger amounts while still maintaining a competitive exchange rate.
  • Does the pick up method suit my recipient? Money can be delivered via courier, collected in person at an agency or deposited directly into the recipient’s account.
  • Does the transfer method suit me? You can transfer money online, between bank accounts or via a direct cash deposit at the transfer service’s agency. Choose a method that suits both you and the recipient.
  • What fees are being charged? Some services charge a flat rate irrespective of the amount, while others vary the fee according to how much you send.
  • What's the turnaround time for the money transfer? Delivery time can be anywhere between an hour and three to five days.
  • What's the minimum transfer amount? Most transfer services start with minimum amounts of between $1 and $10. In some cases, fees are charged for amount brackets (for example, a $4 fee for between $1 and $200).
  • Does the customer service team take care of me? It’s important that the service has effective and competent customer service.

How do I send money to the Netherlands from Australia?

You can send money to the Netherlands in the following ways:

  • Bank to bank. Send money between bank accounts with an IBAN (International Bank Account Number) or a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code.
  • Money transfer services. While some Australian banks offer online transfers to the Netherlands, money transfer services facilitate different types of transfers. You can send money online, make a cash-to-cash transfer, or send money online to cash or delivery.
  • Cash transfers. Most money transfer services allow cash pick-ups at their agencies. The charges might be slightly higher than other transfer methods, so be sure to compare fees and delivery delays.

How do I receive money from the Netherlands in Australia?

There are several quick, easy ways to send money to Australia from the Netherlands. Here are a few to consider:

  • Western Union. Send money online into the recipient’s account or for the recipient to collect in person at an agency.
  • OzForex. If you’re transferring a minimum of $1,000, OzForex will send your money via BPAY or electronic funds transfer.
  • WorldFirst. Send your money online to the agency and they will send it to the recipient’s bank account.

Emergency cash transfers in the Netherlands

If you’re in a tight spot and need money sent to the Netherlands in a hurry, there are a few transfer methods that guarantee quick - sometimes instant - delivery.

  • Bank transfers. The quickest way to get money into your account is via a bank transfer. The process itself can be completed in 10 minutes and the money lands in your account on the same day - sometimes just an hour later.
  • Cash pick-ups. Collect your money from the money transfer service’s local agency. This way you can collect cash in person within minutes of it being sent.

Western Union and MoneyGram branches in the Netherlands

Below are a few pick-up locations for money sent via Western Union and MoneyGram.

Western Union

Amsterdam

  • Aboudi Korte
    Leidsedwarsstraat 74 Links Amsterdam,
    North Holland 1017RD
    +31-808-2344572
    Open Monday to Sunday 10am to 10pm
  • GWK Travellex
    Leidseplein 31a Amsterdam,
    1017PS
    +31-20-9000056
    Open Monday to Sunday 10:15am to 5:45pm

Rotterdam

  • SSS Mobile
    Jonker Fransstraat 88a Rotterdam,
    South Holland 3031AX
    +31-800-20010001
    Open Monday to Saturday 8:30 am to 6pm, Sunday 12pm to 5pm
  • C and Go Shop
    Rotterdam,
    Zuid Holland 3031AN
    +31-6-17919148
    Open Monday to Saturday 8am to 6pm, Sunday 10am to 5pm

MoneyGram

Amsterdam

  • Sunro Change BV
    DAMRAK 17
    Amsterdam, 1012 LH
    +31 20 4270260
    Open Monday to Sunday 8:20am to 10:15pm

Rotterdam

  • Kaah Express
    Beijerlandselaan 169
    Rotterdam, 3074 EH
    +31 10 4861555
    Open Monday to Saturday 10am to 6pm
  • MoneyGram Agent Shop
    Weena 697
    Rotterdam, 3013 AM
    104140917
    Open Monday to 8:45am to 7:30pm

Tips for picking up cash in the Netherlands

The Department of Foreign Affairs and Trade advises a normal level of safety precautions while in the Netherlands. While crime is relatively low, there is a heightened threat of terrorism. If you’re going to collect cash at a money transfer agency, try and take someone with you. Be sure to get there during office hours, so you don’t have to wait around by yourself until they open.

What are the steps to send money to the Netherlands?

Depending on the service you choose, you’ll need to provide some or all of the following information:

  • Identification
  • Your email address
  • The recipient’s name, address and bank account details
  • The amount you’d like to send

The bank or transfer service will send you a confirmation email or give you a receipt if you’ve made the transfer in person.

Thanks to a variety of money-transfer agencies facilitating international transfers to the Netherlands, you have several options at your disposal.

Was this content helpful to you? No  Yes

International Money Transfer Offers

Important Information*
Logo for ANZ International Money Transfer
ANZ International Money Transfer

Transfer to over 99 countries via online banking, phone banking or through an ANZ bank branch.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Ask a question
Go to site