How to send money to the Netherlands

Understand what your options are when transferring funds to the Netherlands.

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An international money transfer service are the middle men when it comes to sending money overseas. You open an account with a money transfer service, deposit funds into the account from your everyday bank account, provide the money transfer service with the details of your recipient and the money transfer service will do the rest.

A money transfer service will get you a better exchange rate than the banks, and usually charge much lower fees. Our infographic on this page outlines the process.

Send money to the Netherlands with TorFX

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

  • No transfer fees
  • Price match guarantee
  • Dedicated account manager assigned to you
  • Forex tools available
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Search and compare money transfers services for the Netherlands

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 1 day AUD 25.00 0.619 EUR
3,078
Pay no fees on your first two transfers, up to $3,000.
SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.
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AUD 1 Same day AUD 0.00 0.615 EUR
3,077
XE has fast transfers with low fees and a range of foreign currency tools. Go to site Show details
AUD 2,000 1 day AUD 0.00 0.614 EUR
3,071
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.612 EUR
3,062
Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.
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AUD 5 1 - 2 days EUR 3.00 0.614 EUR
3,070
Special offer: Zero fees on your first 10 transfers.
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
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AUD 1 Same day AUD 3.99 0.615 EUR
3,075
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
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AUD 200 1 - 2 days AUD 25.00 0.618 EUR
3,074
Exclusive: New customers sending over 500 AUD from Australia use code FINDER50 to get 50 AUD off. Pay zero fees on your first transaction. Valid till 31 December 2021. T&Cs apply.
Instarem offers simple transfers with a flat 0.5% transfer fee for most transfers.
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AUD 1 1 - 2 days AUD 22.50 0.618 EUR
3,076
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

This is why you should choose a money transfer service over your bank

Heidi just moved from Almere to Brisbane with her husband and her twin daughters. Her extended family still lives in the Netherlands, and they often send cash gifts for the little girls. Heidi is always on the lookout for cheaper, quicker ways to send money between the Netherlands and Australia.

Bank transfer serviceDedicated money transfer service (online)
Exchange rate$1 = €0.63$1 = €0.63
Transfer fee$22 (via bank's app)$0
Amount received for $500€301.14€315
Transfer timeWithin 3 business days1 to 3 business days
Transfer optionsOnline transfer to bank accountBank transfer
Difference$13.86

Heidi saves $13.86 because she took the time to compare two online transfer services. While the turnaround time and exchange rate are the same, there’s a $22 difference in the service fee levied.

Today's exchange rate AUD to EUR

How to compare money transfer services

Ask yourself these following questions:

  • What exchange rate am I getting? You want to find a service that will transfer your money at the most competitive exchange rate and charge minimal - or zero - transfer fees. Some transfer services offer lower or waived fees for bigger amounts while still maintaining a competitive exchange rate.
  • Does the pick up method suit my recipient? Money can be delivered via courier, collected in person at an agency or deposited directly into the recipient’s account.
  • Does the transfer method suit me? You can transfer money online, between bank accounts or via a direct cash deposit at the transfer service’s agency. Choose a method that suits both you and the recipient.
  • What fees are being charged? Some services charge a flat rate irrespective of the amount, while others vary the fee according to how much you send.
  • What's the turnaround time for the money transfer? Delivery time can be anywhere between an hour and three to five days.
  • What's the minimum transfer amount? Most transfer services start with minimum amounts of between $1 and $10. In some cases, fees are charged for amount brackets (for example, a $4 fee for between $1 and $200).
  • Does the customer service team take care of me? It’s important that the service has effective and competent customer service.

How do I send money to the Netherlands from Australia?

You can send money to the Netherlands in the following ways:

  • Bank to bank. Send money between bank accounts with an IBAN (International Bank Account Number) or a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code.
  • Money transfer services. While some Australian banks offer online transfers to the Netherlands, money transfer services facilitate different types of transfers. You can send money online, make a cash-to-cash transfer, or send money online to cash or delivery.
  • Cash transfers. Most money transfer services allow cash pick-ups at their agencies. The charges might be slightly higher than other transfer methods, so be sure to compare fees and delivery delays.

How do I receive money from the Netherlands in Australia?

There are several quick, easy ways to send money to Australia from the Netherlands. Here are a few to consider:

  • Western Union. Send money online into the recipient’s account or for the recipient to collect in person at an agency.
  • OzForex. If you’re transferring a minimum of $1,000, OzForex will send your money via BPAY or electronic funds transfer.

Emergency cash transfers in the Netherlands

If you’re in a tight spot and need money sent to the Netherlands in a hurry, there are a few transfer methods that guarantee quick - sometimes instant - delivery.

  • Bank transfers. The quickest way to get money into your account is via a bank transfer. The process itself can be completed in 10 minutes and the money lands in your account on the same day - sometimes just an hour later.
  • Cash pick-ups. Collect your money from the money transfer service’s local agency. This way you can collect cash in person within minutes of it being sent.

Western Union and MoneyGram branches in the Netherlands

Below are a few pick-up locations for money sent via Western Union and MoneyGram.

Western Union

Amsterdam

  • Aboudi Korte
    Leidsedwarsstraat 74 Links Amsterdam,
    North Holland 1017RD
    +31-808-2344572
    Open Monday to Sunday 10am to 10pm
  • GWK Travellex
    Leidseplein 31a Amsterdam,
    1017PS
    +31-20-9000056
    Open Monday to Sunday 10:15am to 5:45pm

Rotterdam

  • SSS Mobile
    Jonker Fransstraat 88a Rotterdam,
    South Holland 3031AX
    +31-800-20010001
    Open Monday to Saturday 8:30 am to 6pm, Sunday 12pm to 5pm
  • C and Go Shop
    Rotterdam,
    Zuid Holland 3031AN
    +31-6-17919148
    Open Monday to Saturday 8am to 6pm, Sunday 10am to 5pm

MoneyGram

Amsterdam

  • Sunro Change BV
    DAMRAK 17
    Amsterdam, 1012 LH
    +31 20 4270260
    Open Monday to Sunday 8:20am to 10:15pm

Rotterdam

  • Kaah Express
    Beijerlandselaan 169
    Rotterdam, 3074 EH
    +31 10 4861555
    Open Monday to Saturday 10am to 6pm
  • MoneyGram Agent Shop
    Weena 697
    Rotterdam, 3013 AM
    104140917
    Open Monday to 8:45am to 7:30pm

Learn more about using euros in the Netherlands

Tips for picking up cash in the Netherlands

The Department of Foreign Affairs and Trade advises a normal level of safety precautions while in the Netherlands. While crime is relatively low, there is a heightened threat of terrorism. If you’re going to collect cash at a money transfer agency, try and take someone with you. Be sure to get there during office hours, so you don’t have to wait around by yourself until they open.

What are the steps to send money to the Netherlands?

Depending on the service you choose, you’ll need to provide some or all of the following information:

  • Identification
  • Your email address
  • The recipient’s name, address and bank account details
  • The amount you’d like to send

The bank or transfer service will send you a confirmation email or give you a receipt if you’ve made the transfer in person.

Thanks to a variety of money-transfer agencies facilitating international transfers to the Netherlands, you have several options at your disposal.

More guides on Finder

International Money Transfer Offers

Important Information*
Logo for Azimo International Money Transfers
Azimo International Money Transfers

Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

Logo for MasterRemit International Money Transfers
MasterRemit International Money Transfers

New customers get their first transaction for free with code FIRSTFREE. T&Cs apply.
Send money in minutes at competitive exchange rates with this Australian money transfer service.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.

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