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Send money to France

Find out how you can save money and enjoy fast transfers when you send money to France from Australia.

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If you need to send money from Australia to France, you have plenty of options. However, it pays to compare your options and shop around to find the best deal. Check out some of the most popular providers below, or read our guide further down on what you should keep in mind.

Send money to France with XE

XE International Money Transfers Offer

  • No fees
  • Next-day delivery to most countries
  • 24/7 secure online transactions

Send money to France with XE

Get fast transfers with no fees and a range of foreign currency tools.

  • Minimum transfer amount: $1
  • Maximum transfer amount: $500,000
  • Online transfer fee: $0
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Compare options for sending money to France

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 1 day AUD 52.00 0.601 EUR
5,979
Pay no fees on your first two transfers, up to $3,000.
SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.
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AUD 1 1 day AUD 0.00 0.598 EUR
5,980
Get fast transfers with no fees and a range of foreign currency tools. Go to site Show details
AUD 2,000 1 day AUD 0.00 0.599 EUR
5,986
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
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AUD 2,000 1 day AUD 0.00 0.599 EUR
5,986
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
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AUD 2,000 1 day AUD 0.00 0.599 EUR
5,986
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
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AUD 250 1 - 2 days AUD 0.00 0.599 EUR
5,986
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
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GBP 3,000 1 day AUD 0.00 0.599 EUR
5,986
Global Reach will match any competitor's exchange rates. Conditions apply.
Get no fees for both business and personal transfers when you send your money overseas with Global Reach.
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AUD 5 1 - 2 days EUR 3.00 0.595 EUR
5,949
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
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AUD 1 Same day AUD 3.99 0.594 EUR
5,936
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
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Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Tonio travels to Australia

Before settling down after university, Tonio, a Paris native, would like to spend time abroad. Hearing of the working holiday maker program he sees Australia as a good opportunity to learn how to surf and work at the same time.

The only concern Tonio has is continuing to pay his student loan while abroad. He does some research online to see how much it would cost to send $1,000 AUD to France monthly, and how many Euro (EUR) that would exchange to.

Bank

Money transfer company

Exchange rate

1.00 AUD = 0.6881 EUR

1.00 AUD = 0.71773 EUR

Fee

22 AUD

3.99 AUD

Amount for $1,000 AUD

703.24 EUR

717.73 EUR

Transfer options

Bank transfer

Bank transfer

Transfer time

Three to five business days

One to three business days

Difference

+ 14.49 EUR

Tonio finds out that sending money through the money transfer service will his money to France quicker, and save him almost 15 EUR per month (over 170 EUR in a year).

Turn fee money into your money by comparing transfer options effectively

There are a number of things to consider when transferring money from Australia to France as you can see from Tonio’s example. To ensure that you are getting the service you want at the best value look closely at the following:

  • Exchange rate. Exchange rates will fluctuate with the market, so this is something you will need to look at frequently. Always apply it to a larger Australian Dollar amount to see the true difference in value.
  • Fees. As you can see from the above example, there could be a significant difference in the amount of fees you're charged. This amount may also change if you send higher dollar amounts.
  • Transfer options. Banks can offers the convenience of completing the transfer online, while some transfer companies require you to go to their office.
  • Pick up options. As with the transfer, this is a matter of personal preference and ease for the person who will be receiving the money.
  • Turnaround time. If sending money in an emergency situation, the transfer company is the best option.
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Choose the right transfer option to France depending on your situation

With the Euro being a highly recognised currency, you are going to find a few options available when choosing a money transfer company:

  • WorldRemit. WorldRemit allows you to transfer money to a bank account in France using money debited from a transaction account.
  • Western Union and MoneyGram. Both of these providers give you the option to send money and have it available as a cash pick up.
  • Travelex. If you're sending a minimum of $500 AUD you can use Travelex to send money to France. They have a $15 (or equivalent) fee for transfers under $10,000, with transfers above this being free.

Use our comparison table to find out what options you have when transferring money to France

Tax and regulations for sending money to France

Gift taxes are just one part of France's complicated inheritance laws, which are generally based on your relationship to the beneficiary of your gifts of cash or property. In France, children and spouses are considered equal "protected heirs", which limits how much you can legally give each.

It's possible for your French family to receive one-off gifts of cash tax free. These amounts range from $115,000 to children to about $35,000 to grandchildren and $18,000 to siblings.

Note that inheritance laws may not apply to remittances sent from another country. But given the complexity of these laws, which are deeply entrenched in legal requirements and exclusions, your loved ones will benefit from an expert in French laws when receiving large amounts of cash.

What are the penalties for not filing a large remittance?

French citizens are required to submit a déclaration des revenues each year. If your recipient fails to declare a large remittance on their tax returns, they could be on the hook for stiff financial penalties equal to 5% or more of the remittance amount. If the government determines that they've wilfully ignored the law, tax penalties can soar to a severe 50% or more.

French banks are required to record the source of large transfers and report any suspicious deposits to the government. Encourage your family and friends in France to declare any large remittance on their general tax returns.

Do I have to report large transfers out of Australia?

You won't have to report any amount of money you send to France. If the transfer is above $10,000, or it's classed as "suspicious", your bank or money transfer company automatically reports this to AUSTRAC (Australian Transaction Reports and Analysis Centre). This is the government agency set up to monitor financial transactions and to help prevent money laundering.

Find out more about sending money into Australia


DISCLAIMER: This article is general advice. It does not consider your own personal circumstances and may not be applicable to you. You should obtain professional advice and consider your own situation before acting on anything contained in our article.


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Get your hands on emergency cash in France

France is one of the most visited countries in the world, including approximately 100,000 Australians annually. If you are travelling in France and are robbed of your cash, you have a few ways of replacing at least a portion of it for the rest of your trip:

  • Money transfer company. With your Australian passport and the tracking code, you will be able to pick up cash from a money transfer agency that has been sent to you from Australia.
  • Emergency cash from your credit card. A credit card may have an international travel insurance that will cover you for lost cash while traveling abroad. They will make arrangements for you to receive that money.
  • Travel insurance. An insurance policy is always recommended when traveling abroad. In the event that you are robbed, this policy could cover the cash that was lost and send you a replacement. Remember to save a police report to use when filing your claim.
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Cash pickup locations in France

Western Union

  • Paris

    La Banque Postale

    9 Place De L’hotel De Ville

    Paris, 75004

    +33-825009898

    Open Monday through Friday 8am to 6:30pm, Saturday 8am to 11:30am, Closed on Sunday.

  • La Banque Postale

    4 Rue De Moussy

    Paris, 75004

    +33-825009898

    Open Monday through Friday 8am to 7pm, Saturday 8am to 12pm, Sunday closed.

  • Lyon

    La Banque Postale

    3 Rue Du President Edouard

    Herriot

    Lyon, 69001

    +33-825-009898

    OPen Monday through Friday 8am to 6:30pm, Saturday 8am to 11:30am, Sunday closed.

  • Global Cash Sud

    3 Rue De La Republique

    Lyon, Lyon 69001

    Phone. +33-4-78273545

    Hours. Monday through Friday 9am to 6pm, Saturday 10am to 1pm, Sunday closed.

MoneyGram

  • Paris

    MGF Agence Paris – Sebastop

    45 Boulevard De Sebastopol

    Paris, 75001

    +014-0289439

    Open Monday through Saturday 9am to 7pm, Sunday closed.

  • Tabac Saint Michel

    22 Rue Saint Andre Des Arts

    Paris, 75006

    +331-46330808

    Open seven days a week from 6am to 8pm.

  • Lyon

    Tabac Presse De La Bourse –Lyon

    55 Rue De la Bourse

    Lyon, 69002

    +047-8371318

    Open Monday through Saturday 8am to 2pm. Sunday closed.

  • Terreaux GSM – Lyon

    31 Rue Romarin

    Lyon, 69001

    +095-4380240

    Open seven days a week from 10am to 10pm.

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Pick up cash the right way when in France

If you are visiting France and need to travel to a cash pick up agency, call ahead to confirm their hours and to ensure that they have enough cash available. The Department of Foreign Affairs and Trade recommends that tourists practice normal safety precautions, but when picking up cash you should heighten your awareness of your surroundings and choose an agency in a well trafficked area.

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Send money to France effortlessly in four steps

If using a money transfer service to send money to France from Australia the company you choose will dictate whether the transaction is completed online or at an agency. In either event you are going to need to following information:

  • Recipient name. When picking up cash, the recipient is going to have to show a photo identification. The name on that ID must be the same as the name on the transfer request.
  • Complete address. You will be asked to give the mailing address of your beneficiary.
  • Contact information. The phone numbers of both you and the recipient.
  • Security question. For added security you could request that the recipient be asked a question created by you.

A reference number will be given to you at the end of the transaction that you will need to give to your friend or family member in France. Make sure that you save that paperwork in the event of a dispute.
As the amount of young people coming to Australia to work and vacation from France continues to rise, the need for reliable means of transferring money will grow. By going over the choices you have carefully, you can find the company that stretches the Australian Dollar further in Euros.

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International Money Transfer Offers

Important Information*
Logo for Skrill International Money Transfers
Skrill International Money Transfers

Send money to a bank account in 45 countries.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.

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